PART I - Payment System Indicators - Payment & Settlement System Statistics |
System | Volume (Lakh) | Value (₹ Crore) |
FY 2020-21 | 2020 | 2021 | FY 2020-21 | 2020 | 2021 |
Jun. | May | Jun. | Jun. | May | Jun. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
A. Settlement Systems | | | | | | | | |
Financial Market Infrastructures (FMIs) | | | | | | | | |
1 CCIL Operated Systems (1.1 to 1.3) | 27.97 | 2.23 | 2.08 | 2.90 | 161943141 | 13383223 | 14652880 | 17144527 |
1.1 Govt. Securities Clearing (1.1.1 to 1.1.3) | 11.55 | 1.01 | 0.89 | 1.01 | 110634315 | 9590341 | 9966087 | 11317988 |
1.1.1 Outright | 6.28 | 0.54 | 0.47 | 0.51 | 10032187 | 928567 | 710624 | 774292 |
1.1.2 Repo | 2.84 | 0.27 | 0.23 | 0.27 | 43751173 | 4244619 | 4280973 | 4653921 |
1.1.3 Tri-party Repo | 2.43 | 0.21 | 0.19 | 0.23 | 56850956 | 4417155 | 4974490 | 5889775 |
1.2 Forex Clearing | 16.04 | 1.19 | 1.14 | 1.82 | 48903961 | 3658697 | 4424858 | 5408999 |
1.3 Rupee Derivatives @ | 0.38 | 0.02 | 0.05 | 0.07 | 2404865 | 134185 | 261935 | 417541 |
B. Payment Systems | | | | | | | | |
I Financial Market Infrastructures (FMIs) | – | – | – | – | – | – | – | – |
1 Credit Transfers - RTGS (1.1 to 1.2) | 1591.92 | 119.68 | 123.34 | 154.14 | 105599849 | 8651978 | 8366599 | 10196989 |
1.1 Customer Transactions | 1573.47 | 118.09 | 122.28 | 152.92 | 91008367 | 7641700 | 7211162 | 8887546 |
1.2 Interbank Transactions | 18.45 | 1.59 | 1.07 | 1.22 | 14591482 | 1010278 | 1155437 | 1309444 |
II Retail | | | | | | | | |
2 Credit Transfers - Retail (2.1 to 2.6) | 317851.82 | 20341.65 | 33866.22 | 36684.40 | 33522150 | 2499421 | 2707637 | 3029728 |
2.1 AePS (Fund Transfers) @ | 11.32 | 0.89 | 0.96 | 1.06 | 623 | 47 | 59 | 64 |
2.2 APBS $ | 14372.99 | 1371.10 | 1343.10 | 1148.34 | 112747 | 11767 | 16261 | 8143 |
2.3 IMPS | 32783.47 | 1989.12 | 2798.61 | 3038.45 | 2941500 | 206951 | 266289 | 284111 |
2.4 NACH Cr $ | 16449.51 | 1337.21 | 1866.34 | 1498.12 | 1232714 | 112236 | 116463 | 92266 |
2.5 NEFT | 30927.89 | 2274.01 | 2565.39 | 2923.27 | 25130910 | 1906586 | 1819459 | 2097771 |
2.6 UPI @ | 223306.64 | 13369.31 | 25291.82 | 28075.16 | 4103658 | 261835 | 489106 | 547373 |
2.6.1 of which USSD @ | 10.45 | 0.85 | 1.01 | 1.03 | 172 | 15 | 16 | 16 |
3 Debit Transfers and Direct Debits (3.1 to 3.3) | 10440.40 | 837.03 | 936.41 | 981.70 | 872399 | 70703 | 70589 | 86759 |
3.1 BHIM Aadhaar Pay @ | 160.84 | 14.67 | 17.29 | 17.66 | 2580 | 186 | 422 | 417 |
3.2 NACH Dr $ | 9629.61 | 788.94 | 857.30 | 878.73 | 868906 | 70492 | 70069 | 86215 |
3.3 NETC (linked to bank account) @ | 649.96 | 33.42 | 61.82 | 85.31 | 913 | 25 | 98 | 128 |
4 Card Payments (4.1 to 4.2) | 57841.30 | 4250.89 | 3980.67 | 4563.57 | 1293081 | 90484 | 96102 | 114340 |
4.1 Credit Cards (4.1.1 to 4.1.2) | 17641.06 | 1248.55 | 1344.73 | 1547.01 | 630414 | 42773 | 52014 | 62746 |
4.1.1 PoS based $ | 8688.81 | 588.58 | 509.46 | 690.40 | 280769 | 19293 | 18477 | 23977 |
4.1.2 Others $ | 8952.25 | 659.97 | 835.27 | 856.61 | 349645 | 23479 | 33537 | 38769 |
4.2 Debit Cards (4.2.1 to 4.2.1 ) | 40200.24 | 3002.34 | 2635.94 | 3016.56 | 662667 | 47711 | 44088 | 51594 |
4.2.1 PoS based $ | 20805.24 | 1475.38 | 1197.18 | 1564.91 | 378044 | 25788 | 23019 | 29293 |
4.2.2 Others $ | 19395.00 | 1526.95 | 1438.76 | 1451.65 | 284623 | 21923 | 21070 | 22300 |
5 Prepaid Payment Instruments (5.1 to 5.2) | 49392.29 | 3546.66 | 3848.74 | 4586.00 | 197696 | 14494 | 21509 | 18780 |
5.1 Wallets | 39987.01 | 2905.67 | 3180.18 | 3911.95 | 152065 | 12132 | 14626 | 16088 |
5.2 Cards (5.2.1 to 5.2.2) | 9405.28 | 640.98 | 668.56 | 674.05 | 45631 | 2362 | 6883 | 2692 |
5.2.1 PoS based $ | 437.33 | 35.36 | 32.74 | 44.69 | 11639 | 710 | 1303 | 552 |
5.2.2 Others $ | 8967.95 | 605.62 | 635.82 | 629.36 | 33992 | 1652 | 5580 | 2140 |
6 Paper-based Instruments (6.1 to 6.2) | 6703.70 | 496.68 | 366.69 | 511.38 | 5627189 | 401666 | 341794 | 477430 |
6.1 CTS (NPCI Managed) | 6702.53 | 496.37 | 366.69 | 511.38 | 5625941 | 401441 | 341794 | 477430 |
6.2 Others | 1.17 | 0.32 | – | – | 1249 | 225 | – | – |
Total - Retail Payments (2+3+4+5+6) | 442229.51 | 29472.90 | 42998.73 | 47327.04 | 41512515 | 3076769 | 3237632 | 3727036 |
Total Payments (1+2+3+4+5+6) | 443821.43 | 29592.58 | 43122.08 | 47481.18 | 147112364 | 11728746 | 11604231 | 13924026 |
Total Digital Payments (1+2+3+4+5) | 437117.74 | 29095.89 | 42755.39 | 46969.80 | 141485174 | 11327080 | 11262437 | 13446596 |