| (Amount in ₹ Crore) |
| Item | 2019-20 |
| Q1 | Q2 | Q3 | Q4 | Annual |
| Net Financial Assets (I-II) | 252658.0 | 513118.4 | 400437.3 | 446254.3 | 1612468.0 |
| Per cent of GDP | 5.1 | 10.6 | 7.8 | 8.7 | 8.0 |
| I. Financial Assets | 413192.2 | 604322.7 | 538186.1 | 843385.9 | 2399086.9 |
| Per cent of GDP | 8.4 | 12.4 | 10.5 | 16.4 | 12.0 |
| of which: | | | | | |
| 1. Total Deposits (a+b) | 13020.4 | 299089.8 | 138131.8 | 473183.4 | 923425.5 |
| (a) Bank Deposits | -9769.4 | 280588.7 | 130328.0 | 465529.7 | 866677.0 |
| i. Commercial Banks | -13293.8 | 269475.4 | 66666.7 | 446006.7 | 768855.0 |
| ii. Co-operative Banks | 3524.4 | 11113.2 | 63661.3 | 19523.0 | 97822.0 |
| (b) Non-Bank Deposits | 22789.9 | 18501.2 | 7803.7 | 7653.7 | 56748.5 |
| 2. Life Insurance Funds | 117394.9 | 107731.0 | 109895.6 | 37236.1 | 372257.5 |
| 3. Provident and Pension Funds (including PPF) | 110601.0 | 113593.0 | 113676.0 | 117235.0 | 455104.9 |
| 4. Currency | 61244.1 | -26104.8 | 86832.6 | 160690.2 | 282662.1 |
| 5. Investments | 43936.8 | 43018.8 | 22655.1 | -11953.8 | 97656.9 |
| of which: | | | | | |
| (a) Mutual Funds | 23303.5 | 38382.2 | 19191.1 | -19191.1 | 61685.7 |
| (b) Equity | 18648.2 | 2172.4 | 936.2 | 4981.0 | 26737.8 |
| 6. Small Savings (excluding PPF) | 65930.8 | 65930.8 | 65930.8 | 65930.8 | 263723.4 |
| II. Financial Liabilities | 160534.2 | 91204.3 | 137748.8 | 397131.6 | 786618.9 |
| Per cent of GDP | 3.2 | 1.9 | 2.7 | 7.7 | 3.9 |
| Loans (Borrowings) from | | | | | |
| 1. Financial Corporations (a+b) | 160500.7 | 91170.8 | 137715.2 | 397098.1 | 786484.7 |
| (a) Banking Sector | 141332.5 | 58250.2 | 121754.0 | 200413.2 | 521749.9 |
| of which: | | | | | |
| Commercial Banks | 135754.1 | 57135.0 | 87377.4 | 202214.2 | 482480.6 |
| (b) Other Financial Institutions | 19168.2 | 32920.5 | 15961.2 | 196684.8 | 264734.8 |
| i. Non-Banking Financial Companies | -519.7 | 22976.7 | 29930.7 | 198264.3 | 250652.0 |
| ii. Housing Finance Companies | 17033.0 | 8093.1 | -15710.4 | -3093.1 | 6322.6 |
| iii. Insurance Companies | 2655.0 | 1850.8 | 1740.9 | 1513.6 | 7760.2 |
| 2. Non-Financial Corporations (Private Corporate Business) | 33.8 | 33.8 | 33.8 | 33.8 | 135.1 |
| 3. General Government | -0.3 | -0.3 | -0.3 | -0.3 | -1.0 |
| No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.) |
| (Amount in ₹ Crore) |
| Item | 2020-21 |
| Q1 | Q2 | Q3 | Q4 | Annual |
| Net Financial Assets (I-II) | 623053.8 | 592327.3 | 506558.3 | 581769.1 | 2303708.6 |
| Per cent of GDP | 16.1 | 12.5 | 9.3 | 10.1 | 11.6 |
| I. Financial Assets | 828447.4 | 630907.1 | 676131.6 | 973510.9 | 3108997.0 |
| Per cent of GDP | 21.4 | 13.4 | 12.4 | 16.9 | 15.7 |
| of which: | | | | | |
| 1. Total Deposits (a+b) | 297376.2 | 278589.7 | 158113.5 | 533651.5 | 1267730.9 |
| (a) Bank Deposits | 281155.1 | 264523.3 | 147037.2 | 535157.5 | 1227873.0 |
| i. Commercial Banks | 279010.5 | 262033.7 | 143558.6 | 471730.9 | 1156333.7 |
| ii. Co-operative Banks | 2144.6 | 2489.6 | 3478.6 | 63426.6 | 71539.3 |
| (b) Non-Bank Deposits | 16221.1 | 14066.4 | 11076.3 | -1506.0 | 39857.9 |
| 2. Life Insurance Funds | 122369.1 | 141443.4 | 155516.3 | 100812.3 | 520141.0 |
| 3. Provident and Pension Funds (including PPF) | 121582.5 | 124106.5 | 124949.5 | 130185.5 | 500824.0 |
| 4. Currency | 202432.7 | 21286.9 | 91456.0 | 66800.5 | 381976.1 |
| 5. Investments | 6249.8 | -12956.4 | 67659.3 | 63624.0 | 124576.7 |
| of which: | | | | | |
| (a) Mutual Funds | -16021.0 | -28837.7 | 57675.4 | 51267.0 | 64083.8 |
| (b) Equity | 18599.4 | 8291.5 | 5307.1 | 6333.3 | 38531.2 |
| 6. Small Savings (excluding PPF) | 77381.6 | 77381.6 | 77381.6 | 77381.6 | 309526.3 |
| II. Financial Liabilities | 205393.5 | 38579.8 | 169573.3 | 391741.8 | 805288.5 |
| Per cent of GDP | 5.3 | 0.8 | 3.1 | 6.8 | 4.1 |
| Loans (Borrowings) from | | | | | |
| 1. Financial Corporations (a+b) | 205436.7 | 38623.0 | 169616.5 | 391785.8 | 805462.1 |
| (a) Banking Sector | 211005.3 | 13211.7 | 139387.5 | 304100.8 | 667705.3 |
| of which: | | | | | |
| Commercial Banks | 211259.3 | 13213.8 | 140514.3 | 242476.0 | 607463.5 |
| (b) Other Financial Institutions | -5568.6 | 25411.3 | 30229.0 | 87685.1 | 137756.8 |
| i. Non-Banking Financial Companies | -15450.4 | 21627.1 | 15921.2 | 61326.1 | 83424.0 |
| ii. Housing Finance Companies | 10516.6 | 2875.1 | 13048.5 | 25336.1 | 51776.2 |
| iii. Insurance Companies | -634.8 | 909.2 | 1259.3 | 1022.9 | 2556.6 |
| 2. Non-Financial Corporations (Private Corporate Business) | 33.8 | 33.8 | 33.8 | 33.0 | 134.4 |
| 3. General Government | -77.0 | -77.0 | -77.0 | -77.0 | -308.0 |
| No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.) |
| (Amount in ₹ Crore) |
| Item | 2021-22 |
| Q1 | Q2 |
| Net Financial Assets (I-II) | 760273.0 | 388307.9 |
| Per cent of GDP | 14.8 | 6.9 |
| I. Financial Assets | 631184.5 | 567403.7 |
| Per cent of GDP | 12.3 | 10.1 |
| of which: | | |
| 1. Total Deposits (a+b) | 146933.8 | 207184.4 |
| (a) Bank Deposits | 124803.6 | 201833.5 |
| i. Commercial Banks | 123282.3 | 200159.7 |
| ii. Co-operative Banks | 1521.3 | 1673.8 |
| (b) Non-Bank Deposits | 22130.2 | 5350.9 |
| 2. Life Insurance Funds | 114617.8 | 127356.0 |
| 3. Provident and Pension Funds (including PPF) | 129821.9 | 132967.9 |
| 4. Currency | 128660.2 | -68631.2 |
| 5. Investments | 24929.6 | 82305.4 |
| of which: | | |
| (a) Mutual Funds | 14573.0 | 63151.3 |
| (b) Equity | 4502.5 | 13218.5 |
| 6. Small Savings (excluding PPF) | 85163.8 | 85163.8 |
| II. Financial Liabilities | -129088.5 | 179095.8 |
| Per cent of GDP | -2.5 | 3.2 |
| Loans (Borrowings) from | | |
| 1. Financial Corporations (a+b) | -129109.8 | 179074.5 |
| (a) Banking Sector | -105750.5 | 124240.8 |
| of which: | | |
| Commercial Banks | -98583.4 | 126251.1 |
| (b) Other Financial Institutions | -23359.3 | 54833.7 |
| i. Non-Banking Financial Companies | -31118.4 | 28880.1 |
| ii. Housing Finance Companies | 7132.0 | 24403.8 |
| iii. Insurance Companies | 627.1 | 1549.8 |
| 2. Non-Financial Corporations (Private Corporate Business) | 33.8 | 33.8 |
| 3. General Government | -12.5 | -12.5 |
Notes: 1. Net Financial Savings of households refer to the flow of net financial assets, which represents change in financial assets held by households minus change in their financial liabilities.
2. Data as ratios to GDP have been calculated based on the Second Advance Estimates of National Income 2021-22 released on February 28, 2022.
3. Figures in the columns may not add up to the total due to rounding off. |