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12. Commercial Bank Survey
Date : May 21, 2024
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2022-23 2023 2024
Mar. 24 Feb. 23 Mar. 8 Mar. 22
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 17882989 17882989 19876895 20094440 20145188
      (19989682) (20204934) (20253430)
1.1.1 Demand Deposits 2180431 2180431 2368308 2374550 2443853
1.1.2 Time Deposits of Residents 15702559 15702559 17508587 17719890 17701334
      (17621374) (17830384) (17809577)
1.1.2.1 Short-term Time Deposits 7066151 7066151 7878864 7973950 7965600
1.1.2.1.1 Certificates of Deposits (CDs) 303993 303993 368278 375829 369399
1.1.2.2 Long-term Time Deposits 8636407 8636407 9629723 9745939 9735734
1.2 Call/Term Funding from Financial Institutions 445329 445329 779019 762867 774509
2 Sources          
2.1 Domestic Credit 20197246 20197246 22748921 22912048 23019606
      (23376999) (23535694) (23641847)
2.1.1 Credit to the Government 5414322 5414322 5956167 6012188 6014054
      (6047841) (6103903) (6105609)
2.1.2 Credit to the Commercial Sector 14782924 14782924 16792754 16899860 17005551
      (17329159) (17431791) (17536238)
2.1.2.1 Bank Credit 13675235 13675235 15677730 15781628 15901477
      (16214135) (16313559) (16432164)
2.1.2.1.1 Non-food Credit 13655330 13655330 15637228 15749924 15878397
      (16173633) (16281855) (16409083)
2.1.2.2 Net Credit to Primary Dealers 19491 19491 21566 19175 22904
2.1.2.3 Investments in Other Approved Securities 826 826 825 801 949
2.1.2.4 Other Investments (in non-SLR Securities) 1087371 1087371 1092632 1098256 1080222
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 112467 112467 -77678 -77678 -130004
2.2.1 Foreign Currency Assets 351387 351387 269656 269656 241661
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 160924 160924 215148 215148 221796
2.2.3 Overseas Foreign Currency Borrowings 77996 77996 132186 132186 149868
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 833002 833002 775943 994813 893350
2.3.1 Balances with the RBI 809907 809907 909400 901857 931483
2.3.2 Cash in Hand 90263 90263 83045 98206 89433
2.3.3 Loans and Advances from the RBI 67168 67168 216502 5251 127566
2.4 Capital Account 1916959 1916959 2290436 2294904 2299592
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 897438 897438 500838 676972 563663
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 711655 711655 789201 815495 787560
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 44733 44733 180617 198827 201214
Figures in parentheses include the impact of merger of a non-bank with a bank.

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