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12. Commercial Bank Survey
Date : Jan 17, 2025
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2023-24 2023 2024
Nov. 17 Nov. 1 Nov. 15 Nov. 29
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 20145188 19336816 21682061 21509693 21671501
  (20253430) (19465050) (21753574) (21579925) (21740662)
1.1.1 Demand Deposits 2443853 2307178 2562742 2515558 2576789
1.1.2 Time Deposits of Residents 17701334 17029637 19119320 18994135 19094713
  (17809577) (17157872) (19190832) (19064368) (19163873)
1.1.2.1 Short-term Time Deposits 7965600 7663337 8603694 8547361 8592621
1.1.2.1.1 Certificates of Deposits (CDs) 369399 304261 465018 488811 493598
1.1.2.2 Long-term Time Deposits 9735734 9366301 10515626 10446774 10502092
1.2 Call/Term Funding from Financial Institutions 777942 842517 863454 917363 951023
2 Sources          
2.1 Domestic Credit 23019606 22112029 24661210 24519716 24722187
  (23641847) (22799131) (25176086) (25028889) (25229419)
2.1.1 Credit to the Government 6014054 5962543 6502948 6438179 6487128
  (6105610) (6069047) (6556790) (6489397) (6538347)
2.1.2 Credit to the Commercial Sector 17005551 16149486 18158262 18081537 18235059
  (17536238) (16730084) (18619296) (18539492) (18691073)
2.1.2.1 Bank Credit 15901477 15040209 16976858 16904863 17052942
  (16432164) (15620807) (17437892) (17362818) (17508956)
2.1.2.1.1 Non-food Credit 15878397 14999948 16946803 16859706 17001688
  (16409083) (15580546) (17407837) (17317661) (17457702)
2.1.2.2 Net Credit to Primary Dealers 22904 16921 10188 11267 13498
2.1.2.3 Investments in Other Approved Securities 949 820 563 580 565
2.1.2.4 Other Investments (in non-SLR Securities) 1080222 1091535 1170654 1164827 1168055
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) -130004 -55802 -191528 -160985 -119661
2.2.1 Foreign Currency Assets 241661 246465 263481 294165 339002
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 221796 186810 273961 275964 276804
2.2.3 Overseas Foreign Currency Borrowings 149868 115457 181048 179186 181858
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 893350 940579 1300525 1305734 1172693
2.3.1 Balances with the RBI 931483 910823 991970 1008450 1023815
2.3.2 Cash in Hand 89433 88879 92956 93859 90867
2.3.3 Loans and Advances from the RBI 127566 59123 -215599 -203425 -58011
2.4 Capital Account 2299592 2256048 2463572 2567591 2564679
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 560230 561425 761119 669818 588016
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 787560 771776 769187 761797 839816
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 197781 158168 128113 121915 135044
Figures in parentheses include the impact of merger of a non-bank with a bank.

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