As per the Schedule of Tender, Pre-Bid meeting for the captioned tender was conducted on January 23, 2026, in Conference Room, 5th floor, RBI Central Office Building, Mumbai. It was attended by representatives of six insurance companies and the insurance broker M/s Aon Risk Insurance Brokers India Private Limited (ARIB) (list as at Annex).
Gist of the queries raised by the prospective bidders and Bank’s clarification on the same is as follows –
| S. No. | Queries | Response |
| 1) | Please share the location wise sum insured bifurcation and RFQ in excel format. | Kindly refer to RFQ No. 4 (Data as on December 31, 2025) on MSTC Portal. |
| 2) | Please share the policy-wise claims details for the past 3–5 years. | Kindly refer to RFQ No. 7 (Claim details last three years for tender FY 2026-27) on MSTC Portal. |
| 3) | Please share the policy-wise premium details for the past 3–5 years. | The policy wise premium breakup is not available. |
| 4) | Please share the copies of the policies for the past 3–5 years. | The copies of the policies cannot be shared. |
| 5) | Please share the insurer’s details for the past three (3) years. | The insurer’s details for the past three (3) years are available on RBI’s official website in tender section. |
| 6) | EEI – Kindly let us know highest sum insured of any single electronic equipment. | Server located at DIT date center Bhubaneswar is Rs. 116 Crores. |
| 7) | Please share the total number of policies. | Kindly refer to RFQ No. 5 (RBI Property & Miscellaneous – 2026-27) on MSTC Portal. |
| 8) | SFSP and Residence - Please share the highest sum insured of any single location. | Kindly refer to RFQ No. 4 (Data as on December 31, 2025) on MSTC Portal. |
| 9) | Fidelity - The number of employees to be covered is 2134 as per the tender document whereas the employee strength at RBI is considerably higher. Request you to confirm the basis for this selection. Does it pertain to a particular Grade or a group of employees? | Kindly refer to RFQ No. 6. (FIDILITY DATA as on Dec 31, 2025) on MSTC Portal. |
| 10) | WC - Kindly confirm the occupation / nature of work under Workman’s Compensation policy. | Kindly refer to RFQ No. 5 (RBI Property & Miscellaneous – 2026-27) on MSTC Portal. |
| 11) | Please confirm any changes in the coverage provided in last three years and renewal RFQ | Kindly refer to the quote slip in RFQ No. 5 (RBI Property & Miscellaneous – 2026-27) on MSTC Portal. |
| 12) | Terrorism cover cannot be provided under the Miscellaneous sections (All Risk and Money policies) | No changes are acceptable. |
| 13) | Public Liability – Please share the annexure of the risk location to be covered. | Kindly refer to the quote slip in RFQ No. 5 (RBI Property & Miscellaneous – 2026-27) on MSTC Portal. |
| 14) | Public Liability – Please let us know the retroactive date. | Retroactive date is 01-04-2023. |
| 15) | The sum insured is not matching with the annexures. | It is confirmed that sum insured is matching as detailed in RFQ. |
| 16) | GPA – Please confirm the claim details and list of employees with risk class. | Kindly refer to RFQ No. 4 (Data as on December 31, 2025) on MSTC Portal. |
| 17) | GPA - Kindly let us know highest sum insured of any one person. | Kindly refer to RFQ No. 4 (Data as on December 31, 2025) on MSTC Portal. |
| 18) | For some of the outstanding claims, amount is not provided. | For the outstanding claim at Sr. No. 137 of RFQ No. 7 (Claim details last three years for tender), the gross loss is ₹60,793. |
| 19) | We have found gap between location wise annexure & summary sheet. | Kindly refer to RFQ No. 5 (RBI Property & Miscellaneous – 2026-27) on MSTC Portal. |
| 20) | SFSP - Kindly Provide the EQ Zone wise sum insured bifurcation. | Kindly refer to RFQ No. 5 (RBI Property & Miscellaneous – 2026-27) on MSTC Portal. |
1. Data as on December 31, 2025, shared on the MSTC portal is provisional data. The final data as on March 31, 2026, will be shared in the month of April/May 2026. Premium for broken-period insurance and any increase in Sum Insured will be paid in advance.
2. The average policy rate will be applied for any increase or decrease in the Sum Insured during the policy period.
3. While uploading the documents, each page should be duly signed and stamped by the authorized signatory.