| AA | Account Aggregator |
| ABHA | Ayushman Bharat Health Account |
| AD | Authorised Dealer |
| ADL | Autoregressive Distributed Lag |
| AEs | Advanced Economies |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AID | All Inclusive Direction |
| AIFIs | All-India Financial Institutions |
| AIFs | Alternative Investment Funds |
| AMC | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| AML | Anti Money Laundering |
| APIs | Application Programming Interfaces |
| APMI | Association of Portfolio Managers in India |
| APY | Atal Pension Yojana |
| ASP | Annuity Service Provider |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BDI | Baltic Dry Index |
| BIC | Business Indicator Component |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BoP | Balance of Payments |
| BSI | Banking Stability Indicator |
| CAD | Current Account Deficit |
| CAS | Consolidated Account Statement |
| CASA | Current Account and Savings Account |
| CASP | Crypto Asset Service Providers |
| CCB | Capital Conservation Buffer |
| CCIL | Clearing Corporation of India Limited |
| CCPs | Central Counterparties |
| CCs | Clearing Corporations |
| CD | Corporate Debtor |
| CDMDF | Corporate Debt Market Development Fund |
| CDSL | Central Depository Services Limited |
| CERT-IN | Computer Emergency Response Team |
| CET1 | Common Equity Tier 1 |
| CFT | Countering the Financing of Terrorism |
| CIC | Core Investment Company |
| CIR | Credit Information Reports |
| CIRP | Corporate Insolvency Resolution Process |
| CIS | Customer Information Sheet |
| CLOs | Collateralised Loan Obligations |
| CMs | Clearing Members |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CRE | Commercial Real Estate |
| CRILC | Central Repository of Information on Large Credits |
| CVEs | Common Vulnerabilities and Exposures |
| DDoS | Distributed Denial of Service |
| DeFi | Decentralised Finance |
| DFM | Dynamic Factor Model |
| DGA | Duration Gap Analysis |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DII | Domestic Institutional Investors |
| DMA | Direct Market Access |
| DPD | Days Past Due |
| DSR | Debt Service Ratio |
| EAR | Earnings At Risk |
| EBITDA | Earnings Before Interest, Taxes, Depreciations and Amortisation |
| ECB | External Commercial Borrowings |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| EMDEs | Emerging Markets and Developing Economies |
| EMEs | Emerging Market Economies |
| EMI | Equated Monthly Instalments |
| ERPs | ESG Rating Providers |
| ESG | Environmental, Social, and Governance |
| ESRB | European Systemic Risk Board |
| EU | European Union |
| EXIM Bank | Export Import Bank of India |
| FAO | Food and Agriculture Organisation |
| FAR | Fully Accessible Route |
| FATF | Financial Action Task Force |
| FBIL | Financial Benchmark India Pvt Ltd |
| FBs | Foreign Banks |
| FCI | Financial Conditions Index |
| FDI | Foreign Direct Investment |
| FDIC | Federal Deposit Insurance Corporation |
| FIIs | Foreign Institutional Investors |
| FIPs | Financial Information Providers |
| FIU | Financial Information User |
| FPI | Foreign Portfolio Investment |
| FRBM | Fiscal Responsibility and Budget Management |
| FRBs | Foreign Reinsurance Branches |
| FSB | Financial Stability Board |
| FSDC | Financial Stability and Development Council |
| FSDC-SC | Sub Committee of the Financial Stability and Development Council |
| FSIs | Financial Stress Indices |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FVTPL | Fair Value Through Profit and Loss |
| FY | Financial Year |
| GAO | Global Administrative Office |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GFCD | Guarantee Fund for Corporate Debt |
| GFD | Gross Fiscal Deficit |
| GID | General Information Document |
| GIFT | Gujarat International Finance Tec-City |
| GNPA | Gross Non-Performing Asset |
| GSCD | Guarantee Scheme for Corporate Debt |
| GSCPI | Global Supply Chain Pressure Index |
| GSCs | Global Stablecoin Arrangements |
| GSDP | Gross State Domestic Product |
| G-SIB | Global Systemically Important Bank |
| GSS | Green, Social and Sustainability |
| GST | Goods and Services Tax |
| HCX | Health Claims Exchange |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HNFS | Household Net Financial Savings |
| HPI | House Price Index |
| HQLAs | High Quality Liquid Assets |
| HTM | Held-to-Maturity |
| IBBI | Insolvency and Bankruptcy Board of India |
| IBC | Insolvency and Bankruptcy Code |
| IBU | IFSC Banking Units |
| ICR | Interest Coverage Ratio |
| IDF-NBFCs | Infrastructure Debt Fund – Non- Banking Financial Companies |
| IEA | International Energy Agency |
| IFRS | International Financial Reporting Standards |
| IFSC | International Financial Services Centre |
| IFSCA | International Financial Services Centres Authority |
| IIOs | IFSCA Insurance Offices |
| IIP | Index of Industrial Production |
| ILM | Internal Loss Multiplier |
| IMF | International Monetary Fund |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organization of Securities Commissions |
| IRB | Internal Rating Based |
| IRDAI | Insurance Regulatory and Development Authority of India |
| IS | Information Systems |
| ISSB | International Sustainability Standards Board |
| IT | Information Technology |
| IU | Information Utility |
| KID | Key Information Document |
| KYC | Know Your Customer |
| LABs | Local Area Banks |
| LBs | Large Borrowers |
| LCR | Liquidity Coverage Ratio |
| LDI | Liability-Driven Investment |
| LEF | Large Exposure Framework |
| LEI | Legal Entity Identifier |
| LMTs | Liquidity Management Tools |
| LPCC | Limited Purpose Clearing Corporation |
| LT | Long-term |
| M&A | Merger and Acquisition |
| MD | Modified Duration |
| MDB | Multilateral Development Banks |
| MDG | Modified Duration Gap |
| MF | Mutual Fund |
| MIFOR | Mumbai Interbank Forward Outright Rate |
| MII | Market Infrastructure Institutions |
| MRC | Minimum Required Corpus |
| MSME | Micro, Small and Medium Enterprises |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| NABARD | National Bank for Agriculture and Rural Development |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NAVs | Net Asset Values |
| NBFC | Non-Banking Financial Company |
| NBFC-ICCs | NBFC - Investment and Credit Companies |
| NBFC-IFCs | NBFC - Infrastructure Finance Companies |
| NBFC-ND-SI | Non-Deposit Taking Systemically Important NBFC |
| NBFIs | Non-Banking Financial Intermediaries |
| NCD | Non-Convertible Debentures |
| NCGTC | National Credit Guarantee Trustee Company Limited |
| NCLT | National Company Law Tribunal |
| NDL | Non Default Loss |
| NDTL | Net Demand and Time Liabilities |
| NHB | National Housing Bank |
| NHCX | National Health Claims Exchange |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non performing Assets |
| NPA | Non-Performing Asset |
| NPS | National Pension System |
| NSDL | National Securities Depository Limited |
| NSE | National Stock Exchange |
| NSO | National Statistical Office |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| NTC | New to Credit |
| OE | Operating Expenses |
| OECD | Organisation for Economic Co-operation and Development |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| OPGSPs | Online Payment Gateway Service Providers |
| OPS | Old Pension Scheme |
| ORBIO | Offices of the Reserve Bank of India Ombudsman |
| ORC | Operational Risk Capital |
| OSS | Off-Site Surveillance |
| OTC | Over-the-Counter |
| P/E | Price-to-Earnings |
| PA-CB | Payment Aggregators – Cross Border |
| PAs | Payment Aggregators |
| PAT | Profit After Tax |
| PCR | Provisioning Coverage Ratio |
| PD | Probability of Default |
| PFCE | Private Final Consumption Expenditure |
| PFMI | Principles for Financial Market Infrastructures |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PMI | Purchasing Managers’ Indices |
| PoP | Points of Presence |
| PPP | Public Private Partnership |
| PSBs | Public Sector Banks |
| PSL | Priority Sector Lending |
| Priority Sector Lending | Public Sector Undertakings |
| PVBs | Private Sector Banks |
| QIS1 | Quantitative Impact Study-1 |
| RBC | Risk Based Capital |
| RBS | Risk Based Supervision |
| RECO | Revenue Expenditure to Capital Outlay |
| REER | Real Effective Exchange Rate |
| REITs | Real Estate Investment Trusts |
| REs | Regulated Entities |
| RFQ | Request For Quote |
| RO | Representative Office |
| RoA | Return on Asset |
| RoE | Return on Equity |
| Return on Equity | Resolution Plans |
| RRBs | Regional Rural Banks |
| RSA | Rate-Sensitive Assets |
| RSL | Rate-Sensitive Liabilities |
| RWA | Risk-Weighted Assets |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDG | Sustainable Development Goals |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SGF | Settlement Guarantee Fund |
| SGX | Singapore Exchange |
| SGX-ICI | SGX India Connect IFSC Private Limited |
| SIPs | Systematic Investment Plans |
| SLCCs | State Level Coordination Committees |
| SLR | Statutory Liquidity Ratio |
| SLW | Systematic Lump Sum Withdrawal |
| SMAs | Special Mention Accounts |
| SRS | Systemic Risk Survey |
| SUCBs | Scheduled Urban Cooperative Banks |
| T-Bills | Treasury Bills |
| TGA | Traditional Gap Analysis |
| TOT | Toll-Operate-Transfer |
| TPA | Third Party Administrators |
| TReDS | Trade Receivables Discounting System |
| TREPS | Tri Party Repo Dealing System |
| UCB | Urban Cooperative Bank |
| UPI | Unified Payment Interface |
| USD LIBOR | US Dollar London Interbank Offered Rate |
| VAR | Vector Auto Regression |
| VAs | Virtual Assets |
| VASPs | Virtual Asset Service Providers |
| WACR | Weighted-Average Call Rate |
| WALR | Weighted-Average Lending Rate |
| WTD | Whole Time Directors |