| AA | Adjudicating Authority |
| ADL | Autoregressive Distributed Lag |
| AEs | Advanced Economies |
| AFA | Authorisation for Assignment |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AID | All Inclusive Direction |
| AIFIs | All-India Financial Institutions |
| AIFs | Alternative Investment Funds |
| AMC | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| AML | Anti Money Laundering |
| APIs | Application Programming Interfaces |
| APY | Atal Pension Yojana |
| ASP | Annuity Service Provider |
| AUM | Assets Under Management |
| BBPS | Bharat Bill Payment System |
| BCBS | Basel Committee on Banking Supervision |
| BE | Budget Estimates |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BSI | Banking Stability Indicator |
| C-D | Credit-Deposit |
| CAD | Current Account Deficit |
| CAGR | Compounded Annual Growth Rate |
| CAS | Consolidated Account Statement |
| CASA | Current Account and Savings Account |
| CASP | Crypto Asset Service Providers |
| CBOE | Chicago Board Options Exchange |
| CCB | Capital Conservation Buffer |
| CCIL | Clearing Corporation of India Limited |
| CCPs | Central Counterparties |
| CCs | Clearing Corporations |
| CD | Certificate of Deposit |
| CDSL | Central Depository Services Limited |
| CET1 | Common Equity Tier 1 |
| CFT | Combating the Financing of Terrorism |
| CFTC | Commodity Futures Trading Commission |
| CIC | Core Investment Companies |
| CIRP | Corporate Insolvency Resolution Process |
| CMs | Clearing Members |
| CoC | Committee of Creditors |
| COTE | Capital Outlay in Total Expenditure |
| CP | Commercial Paper |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CRE | Commercial Real Estate |
| CRR | Cash Reserve Ratio |
| CSA | Climate Scenario Analysis |
| DeFi | Decentralised Finance |
| DGA | Duration Gap Analysis |
| DGCI&S | Directorate General of Commercial Intelligence & Statistics |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DIIs | Domestic Institutional Investors |
| DMA | Direct Market Access |
| DLT | Distributed Ledger Technology |
| DSR | Debt Service Ratio |
| EAR | Earnings At Risk |
| EBPT | Earnings Before Profit and Tax |
| ECB | External Commercial Borrowings |
| EMDEs | Emerging Market and Developing Economies |
| EMEs | Emerging Market Economies |
| ESG | Environmental, Social, and Governance |
| ESRB | European Systemic Risk Board |
| ETP | Exchange Traded Products |
| EXIM Bank | Export Import Bank of India |
| F&O | Futures and Options |
| FAR | Fully Accessible Route |
| FATF | Financial Action Task Force |
| FBIL | Financial Benchmark India Pvt Ltd |
| FBs | Foreign Banks |
| FCI | Financial Conditions Index |
| FDI | Foreign Direct Investment |
| FDIC | Federal Deposit Insurance Corporation |
| FIs | Financial Institutions |
| FinTech | Financial Technology |
| FIPs | Financial Information Providers |
| FIT21 | Financial Innovation and Technology for the 21st Century Act |
| FME | Fund Management Entity |
| FPI | Foreign Portfolio Investment |
| FRBs | Foreign Reinsurance Branches |
| FSB | Financial Stability Board |
| FSDC-SC | Sub Committee of the Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FX | Foreign Exchange |
| FY | Financial Year |
| GARCH | Generalised AutoRegressive Conditional Heteroskedasticity |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GFD | Gross Fiscal Deficit |
| GNDI | Gross National Disposable Income |
| GNPA | Gross Non-Performing Asset |
| GPR | Geopolitical Risk |
| GSCs | Global Stablecoin Arrangements |
| GSDP | Gross State Domestic Product |
| GSL | Government Securities Lending |
| G-SIB | Global Systemically Important Bank |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HPI | House Price Index |
| HQLAs | High Quality Liquid Assets |
| HTM | Held-to-Maturity |
| IBBI | Insolvency and Bankruptcy Board of India |
| IBC | Insolvency and Bankruptcy Code |
| IBU | IFSC Banking Units |
| ICCL | Indian Clearing Corporation Limited |
| ICR | Interest Coverage Ratio |
| IFRS | International Financial Reporting Standards |
| IFSC | International Financial Services Centre |
| IFSCA | International Financial Services Centres Authority |
| IGNOAPS | Indira Gandhi National Old Age Pension Scheme |
| IIBX | India International Bullion Exchange |
| IIIOs | IFSC Insurance Intermediary Offices |
| IIOs | IFSCA Insurance Offices |
| IMF | International Monetary Fund |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organization of Securities Commissions |
| IoT | Internet of Things |
| IRB | Internal Rating Based |
| IRDAI | Insurance Regulatory and Development Authority of India |
| ISSB | International Sustainability Standards Board |
| IT | Information Technology |
| KFS | Key Facts Statement |
| KYC | Know Your Customer |
| LABs | Local Area Banks |
| LBs | Large Borrowers |
| LCR | Liquidity Coverage Ratio |
| LEF | Large Exposure Framework |
| LMTs | Liquidity Management Tools |
| LT | Long-term |
| MD | Modified Duration |
| MDG | Modified Duration Gap |
| MF | Mutual Fund |
| MII | Market Infrastructure Institutions |
| ML | Machine Learning |
| MMF | Money Market Funds |
| MOVE | Merrill Lynch Option Volatility Estimate |
| MRC | Minimum Required Corpus |
| MSME | Micro, Small and Medium Enterprises |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| NABARD | National Bank for Agriculture and Rural Development |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NAVs | Net Asset Values |
| NBFC | Non-Banking Financial Company |
| NBFC-ICCs | NBFC - Investment and Credit Companies |
| NBFC-IFCs | NBFC - Infrastructure Finance Companies |
| NBFIs | Non-Banking Financial Intermediaries |
| NCCD | Non-Centrally Cleared Derivatives |
| NCD | Non-Convertible Debentures |
| NCL | National Clearing Limited |
| NCLT | National Company Law Tribunal |
| NDB | National Development Banks |
| NDCF | Net Distributable Cash Flow |
| NDFs | Non-Deliverable Forwards |
| NDTL | Net Demand & Time Liabilities |
| NFCs | Non-financial Corporates |
| NGFS | Network for Greening the Financial System |
| NHB | National Housing Bank |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non Performing Assets |
| NOI | Net Operating Income |
| NPA | Non-Performing Asset |
| NPS | National Pension System |
| NSDL | National Securities Depository Limited |
| NSE | National Stock Exchange |
| NSFR | Net Stable Funding Ratio |
| NSO | National Statistical Office |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| NTC | New to Credit |
| OE | Operating Expense |
| OEF | Open-Ended Fund |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| ORBIO | Offices of the Reserve Bank of India Ombudsman |
| OSS | Off-Site Surveillance |
| OTC | Over-the-Counter |
| P/E | Price-to-Earnings |
| PA | Provisional Accounts |
| PAT | Profit After Tax |
| PCR | Provisioning Coverage Ratio |
| PD | Probability of Default |
| PFE | Potential Future Exposure |
| PFCE | Private Final Consumption Expenditure |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PoP | Points of Presence |
| PPP | Purchasing Power Parity |
| PSBs | Public Sector Banks |
| PSUs | Public Sector Undertakings |
| PVBs | Private Sector Banks |
| RECO | Revenue Expenditure to Capital Outlay |
| REER | Real Effective Exchange Rate |
| REITs | Real Estate Investment Trusts |
| REs | Regulated Entities |
| RMS | Risk management systems |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RPs | Resolution Professionals |
| RRBs | Regional Rural Banks |
| RSA | Rate-Sensitive Assets |
| RSL | Rate-Sensitive Liabilities |
| RTP | Remote Trading Participant |
| RWA | Risk-Weighted Assets |
| SaaS | Software as a Service |
| SCBs | Scheduled Commercial Banks |
| SCC | Stakeholder Consultation Committee |
| SD | Standard Deviation |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SEC | Securities and Exchange Commission |
| SFBs | Small Finance Banks |
| SGF | Settlement Guarantee Fund |
| SGX | Singapore Exchange |
| SIPs | Systematic Investment Plans |
| SLR | Statutory Liquidity Ratio |
| SMAs | Special Mention Accounts |
| SRI | Sustainable and Responsible Investment |
| SROs | Self-Regulatory Organisations |
| SRS | Systemic Risk Survey |
| SUCBs | Scheduled Urban Cooperative Banks |
| T-Bills | Treasury Bills |
| TGA | Traditional Gap Analysis |
| UAEGD | UAE Good Delivery |
| UCB | Urban Cooperative Bank |
| VAR | Vector Auto Regression |
| WACR | Weighted-Average Call Rate |
| WALR | Weighted-Average Lending Rate |