AEs | Advanced economies |
AFS | Available for sale |
AIFIs | All India financial institutions |
ALM | Asset-liability management |
AMCs | Asset management companies |
AMC-MFs | Asset management companies - mutual funds |
APY | Atal Pension Yojana |
AUM | Assets under management |
BIFR | Board for Industrial and Financial Reconstruction |
BIS | Bank for International Settlements |
BSI | Banking Stability Indicator |
CAD | Current account deficit |
CCAR | Comprehensive capital analysis and review |
CCyB | Countercyclical capital buffer |
CCPs | Central counterparties |
CD | Corporate debtor |
CDs | Certificates of deposit |
CET | Common equity tier |
CIRP | Corporate insolvency resolution process |
CP | Commercial paper |
CRAs | Credit rating agencies |
CRAR | Capital to risk-weighted assets ratio |
CRILC | Central Repository of Information on Large Credits |
DCCB | District central cooperative banks |
DICGC | Deposit Insurance and Credit Guarantee Corporation |
DMs | Developed markets |
D-SIBs | Domestic systemically important banks |
EBA | European Banking Authority |
EBPT | Earnings before provisions and taxes |
ECB | European Central Bank |
ECBs | External commercial borrowings |
EFD | Enforcement Department |
EIA | US Energy Information Admninistration |
EMDEs | Emerging Market and Developing Economies |
EMs | Emerging markets |
EPS | Earnings per share |
EXIM Bank | Export-Import Bank of India |
FBs | Foreign Banks |
FCs | Financial creditors |
FDI | Foreign direct investment |
FPI | Foreign portfolio investment |
FSDC | Financial Stability and Development Council |
GBI-EM | Global Bond Index for Emerging Markets |
GDP | Gross domestic product |
GFC | Global financial crisis |
GFCF | Gross fixed capital formation |
GFSR | Global Financial Stability Report |
GNPA | Gross non-performing assets |
G-SIBs | Global systemically important banks |
HFCs | Housing finance companies |
HFT | Held for trading |
HQLAs | High-quality liquid assets |
HTM | Held To Maturity |
IEA | International Energy Agency |
IBBI | Insolvency and Bankruptcy Board of India |
IBC | Insolvency and Bankruptcy Code |
IFRS | International Financial Reporting Standards |
IFSC | International Financial Services Centre |
IGP | Innovators Growth Platform |
IMF | International Monetary Fund |
IMPS | Immediate payment service |
IOSCO | International Organization of Securities Commissions |
IPO | Initial Public Offering |
IRAC | Income recognition and asset classification |
IRDAI | Insurance Regulatory and Development Authority of India |
ITP | Institutional trading platforms |
KYC | Know Your Customer |
LAP | Loans against property |
LBs | Large borrowers |
LCR | Liquidity coverage ratio |
LCs | Loan Companies |
LT | Long-term |
MCA | Ministry of Corporate Affairs |
MFs | Mutual Funds |
MSF | Marginal Standing Facility |
MTM | Mark-to-market |
NABARD | National Bank for Agriculture and Rural Development |
NBFIs | Non-banking financial institutions |
NBFCs | Non-banking financial companies |
NBFCs-D | Non-banking financial companies - deposit taking |
NBFCs-ND-SI | Non-banking financial companies - non-deposit taking - systemically important |
NDTL | Net demand and time liabilities |
NEFT | National electronic funds transfer |
NII | Net interest income |
NNPA | Net non-performing assets |
NPA | Non-performing asset |
NPCI | National Payments Corporation of India |
NPS | National Pension System |
NUE | New umbrella entity |
OCs | Operational creditors |
OCI | Overseas citizens of India |
OIS | Overnight indexed swap |
OOI | Other operating Income |
P&L | Profit and loss account |
PAs | Proxy advisors |
PAT | Profit after tax |
PBT | Profit before tax |
PCR | Provision coverage ratio |
PFCE | Private final consumption expenditure |
PFRDA | Pension Fund Regulatory and Development Authority |
PFs | Pension funds |
PoP | Points of presence |
PSBs | Public sector banks |
PSU | Public sector undertakings |
PVBs | Private sector banks |
Q-EPS | Quarterly earnings per share |
QIBs | Qualified institutional buyers |
QIP | Qualified institutional placement |
REs | Real estate companies |
RERA | Real Estate (Regulation and Development) Act |
RFA | Red flagged accounts |
RoA | Return on assets |
RoE | Return on equity |
RP | Resolution plan |
RWA | Risk weighted assets |
RTGS | Real time gross settlement |
RTS | Regulatory Technical Standards |
SA | Standardised aprroach |
SCBs | Scheduled commercial banks |
SD | Standard deviation |
SEBI | Securities and Exchange Board of India |
SEC | US Securities and Exchange Commission |
SIPs | Systematic investment plans |
SLR | Statutory Liquidity Ratio |
SMA | Special mention account |
ST | Short-term |
StCB | State Co-operative Bank |
SUCB | Scheduled Urban Cooperative Banks |
TBTF | Too-big-to-fail |
UPI | Unified payments interface |
VAR | Value at Risk |
WEO | World Economic Outlook |