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Date : Sep 16, 2016
Table 177 : Deployment of Bank Credit by Major Sectors
(₹ Billion)
Sr. No. Sector Outstanding as on
Jun 26, 2015 Jul 24, 2015 Aug 21, 2015 Sep 18, 2015 Oct 30, 2015 Nov 27, 2015 Dec 25, 2015
  Non-food Credit (1 to 4) 60713.97 60486.58 60549.88 60986.57 62097.33 62396.50 63251.09
1 Agriculture & Allied Activities 7946.45 8043.25 8077.80 8133.11 8231.79 8260.41 8423.89
2 Industry (Micro & Small, Medium and Large) 26301.47 26219.73 26237.50 26293.03 26506.20 26686.79 26951.82
2.1 Micro & Small 3740.11 3720.13 3678.51 3674.53 3701.88 3722.07 3740.84
2.2 Medium 1204.03 1192.68 1141.80 1136.47 1127.31 1148.15 1150.83
2.3 Large 21357.33 21306.92 21417.18 21482.03 21677.02 21816.57 22060.15
3 Services 14331.31 14039.40 13905.83 14013.72 14502.83 14402.93 14582.36
3.1 Transport Operators 924.65 939.94 949.13 960.92 961.74 963.46 961.57
3.2 Computer Software 175.70 194.17 190.96 197.29 191.92 196.97 190.19
3.3 Tourism, Hotels & Restaurants 368.75 368.17 371.91 372.63 374.73 378.01 383.40
3.4 Shipping 104.21 103.33 102.51 103.86 102.74 105.28 103.45
3.5 Professional Services 861.96 876.10 886.68 909.19 929.86 945.02 972.50
3.6 Trade 3700.41 3704.77 3658.21 3678.85 3586.40 3605.26 3628.52
3.6.1 Wholesale Trade (other than food procurement) 1808.07 1794.73 1754.51 1759.24 1622.81 1641.30 1640.72
3.6.2 Retail Trade 1892.35 1910.03 1903.70 1919.60 1963.59 1963.96 1987.80
3.7 Commercial Real Estate 1669.02 1669.09 1654.86 1648.54 1707.68 1707.67 1722.91
3.8 Non-Banking Financial Companies (NBFCs) 3117.89 2964.24 2948.58 2960.58 3183.11 3124.05 3149.29
3.9 Other Services 3408.72 3219.60 3143.00 3181.87 3464.64 3377.22 3470.51
4 Personal Loans 12134.74 12184.20 12328.75 12546.71 12856.50 13046.37 13293.02
4.1 Consumer Durables 158.58 158.97 160.04 160.68 162.86 165.45 167.16
4.2 Housing (Including Priority Sector Housing) 6533.55 6671.58 6744.89 6828.82 6959.13 7052.35 7140.12
4.3 Adv. against Fixed Deposits(Including FCNR(B),NRNR Dep. etc) 610.81 581.43 586.70 604.34 607.51 604.58 634.66
4.4 Advances to Individuals against share, bonds, etc. 51.50 53.83 57.13 56.11 58.31 68.86 59.71
4.5 Credit Card Outstanding 328.65 331.15 339.97 337.37 359.62 376.46 373.23
4.6 Education 638.71 649.13 661.06 671.65 674.41 676.82 680.31
4.7 Vehicle Loans 1295.07 1305.29 1313.75 1330.92 1360.47 1378.87 1408.17
4.8 Other Personal Loans 2517.87 2432.82 2465.21 2556.84 2674.20 2722.97 2829.66
Memo:
5 Priority Sector 20584.57 20754.50 20707.62 20991.87 21225.28 21182.91 21563.75
5.1 Agriculture & Allied Activities 7946.45 8043.25 8077.80 8133.11 8231.79 8260.41 8423.89
5.2 Micro & Small Enterprises 8045.79 7974.78 7917.76 8123.58 8200.43 8104.62 8282.91
5.2(a) Manufacturing 3740.11 3720.13 3678.51 3674.53 3701.88 3722.07 3740.84
5.2(b) Services 4305.68 4254.66 4239.25 4449.04 4498.55 4382.55 4542.07
5.3 Housing 3208.29 3305.24 3309.30 3316.72 3343.40 3352.29 3387.21
5.4 Micro-Credit 176.28 177.82 177.04 184.65 189.55 192.18 177.52
5.5 Education Loans 587.23 593.39 599.81 605.76 605.26 607.46 608.57
5.6 State-Sponsored Orgs. for SC/ST 3.55 4.51 4.77 4.94 5.09 5.12 5.25
5.7 Weaker Sections 4186.06 4289.82 4389.90 4410.30 4470.24 4533.32 4605.53
5.8 Export Credit 404.80 395.22 358.68 355.38 309.75 314.11 321.93
(Continued)

TABLE 177 : DEPLOYMENT OF BANK CREDIT BY MAJOR SECTORS (Concld.)
(₹ Billion)
Sr. No. Sector Outstanding as on
Jan 22, 2016 Feb 19, 2016 Mar 18, 2016 Apr 29, 2016 May 27, 2016 Jun 24, 2016 Jul 22, 2016
  Non-food Credit (1 to 4) 63981.22 64737.88 65469.03 65515.21 65565.34 65537.82 65527.13
1 Agriculture & Allied Activities 8514.13 8563.97 8829.42 9033.24 8992.27 9044.00 9123.35
2 Industry (Micro & Small, Medium and Large) 27243.93 27454.71 27306.77 26615.38 26632.79 26469.18 26364.84
2.1 Micro & Small 3775.85 3759.09 3714.67 3627.58 3601.89 3597.60 3596.91
2.2 Medium 1155.45 1143.98 1148.21 1089.09 1088.05 1089.95 1089.42
2.3 Large 22312.63 22551.64 22443.89 21898.71 21942.86 21781.64 21678.51
3 Services 14731.98 14970.29 15410.67 15765.90 15713.11 15650.95 15559.03
3.1 Transport Operators 984.30 986.45 997.43 1042.48 1051.27 1055.10 1060.66
3.2 Computer Software 186.60 188.01 190.96 190.86 188.52 191.54 183.41
3.3 Tourism, Hotels & Restaurants 371.16 374.50 370.53 373.01 373.02 376.05 384.38
3.4 Shipping 102.70 105.72 104.30 100.32 100.54 100.37 100.66
3.5 Professional Services 1032.94 1041.10 1046.00 1211.20 1132.72 1135.05 1145.17
3.6 Trade 3661.72 3730.48 3810.98 3841.33 3858.36 3871.88 3893.86
3.6.1 Wholesale Trade (other than food procurement) 1649.55 1686.34 1686.08 1683.28 1705.31 1710.59 1746.19
3.6.2 Retail Trade 2012.18 2044.13 2124.90 2158.05 2153.05 2161.29 2147.67
3.7 Commercial Real Estate 1766.18 1766.00 1776.13 1840.78 1825.03 1831.53 1815.43
3.8 Non-Banking Financial Companies (NBFCs) 3259.58 3310.89 3527.42 3653.90 3484.34 3450.84 3424.44
3.9 Other Services 3366.79 3467.14 3586.93 3512.03 3699.30 3638.60 3551.02
4 Personal Loans 13491.18 13748.91 13922.16 14100.68 14227.17 14373.69 14479.91
4.1 Consumer Durables 169.54 170.98 177.53 187.22 186.27 187.21 188.20
4.2 Housing (Including Priority Sector Housing) 7237.97 7359.17 7467.80 7582.03 7663.27 7734.00 7816.47
4.3 Adv. against Fixed Deposits(Including FCNR(B),NRNR Dep. etc) 638.52 679.57 666.83 642.14 623.82 612.97 611.54
4.4 Advances to Individuals against share, bonds, etc. 58.40 58.63 64.19 50.26 57.38 56.33 57.53
4.5 Credit Card Outstanding 385.75 384.98 376.79 409.99 420.91 424.58 428.61
4.6 Education 683.44 681.79 682.24 679.57 679.35 683.19 691.10
4.7 Vehicle Loans 1419.86 1432.01 1529.08 1514.96 1546.12 1563.66 1574.94
4.8 Other Personal Loans 2897.71 2981.78 2957.71 3034.52 3050.05 3111.76 3111.51
Memo:
5 Priority Sector 21723.81 21852.73 22259.07 22462.19 22451.68 22588.25 22805.45
5.1 Agriculture & Allied Activities 8513.88 8560.46 8825.90 9022.19 8990.21 9034.15 9086.76
5.2 Micro & Small Enterprises 8345.59 8380.11 8475.87 8449.45 8480.41 8495.19 8501.89
5.2(a) Manufacturing 3775.85 3759.09 3714.67 3627.58 3601.89 3597.60 3596.91
5.2(b) Services 4569.74 4621.03 4761.20 4821.87 4878.52 4897.60 4904.99
5.3 Housing 3391.94 3415.58 3422.76 3448.32 3474.25 3472.89 3511.78
5.4 Micro-Credit 188.34 187.94 188.46 189.41 186.56 184.03 182.44
5.5 Education Loans 606.93 604.57 601.37 596.15 582.49 599.21 606.52
5.6 State-Sponsored Orgs. for SC/ST 5.14 4.98 5.14 5.54 5.71 5.88 5.97
5.7 Weaker Sections 4649.64 4702.62 4773.97 4853.58 4885.60 4927.03 4938.59
5.8 Export Credit 345.58 370.66 423.82 452.43 442.37 474.83 470.69
Note : Data are provisional and relate to select 47 banks, which account for 95 per cent of total non-food credit extended by all scheduled commercial banks.

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