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Date : Oct 13, 2020

Table 133: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks According to Place of Utilisation

(As at end-March)
(Per cent)
Region/State/Union Territory	2004	2005	2006	2007	2008	2009	2010	2011
NORTHERN REGION	56.8	62.2	67.9	71.2	70.1	71.1	74.9	83.4
Haryana	59.6	63.2	69.6	68.4	67.2	74.0	76.1	85.6
Himachal Pradesh	42.7	50.9	53.0	51.1	51.3	47.1	51.0	48.6
Jammu and Kashmir	41.7	50.9	52.7	60.9	56.3	47.3	47.8	35.7
Punjab	45.7	49.7	56.3	65.3	76.1	65.5	73.0	92.9
Rajasthan	62.8	76.5	86.0	90.9	100.0	87.5	96.6	95.8
Chandigarh	107.0	97.0	85.8	101.1	95.8	119.9	133.7	119.8
Delhi	57.9	62.5	68.0	69.6	64.4	68.8	70.6	80.8
NORTH-EASTERN REGION	33.7	44.6	52.3	48.6	48.3	39.2	39.1	36.3
Arunachal Pradesh	25.2	30.0	41.6	46.0	57.7	33.9	34.4	27.4
Assam	35.7	41.9	49.1	52.5	49.8	41.5	40.5	38.9
Manipur	31.8	42.6	51.8	55.6	50.3	37.1	44.8	36.6
Meghalaya	42.6	85.7	113.9	41.2	41.1	34.6	32.7	29.6
Mizoram	39.7	59.1	53.7	58.4	65.5	60.2	57.7	49.8
Nagaland	15.2	23.2	23.2	31.9	43.9	31.6	40.2	27.5
Tripura	24.7	29.0	33.9	36.2	36.8	31.5	31.6	33.2
EASTERN REGION	45.2	50.4	55.6	60.6	58.2	50.8	53.5	53.3
Bihar	26.9	31.4	40.0	49.0	45.0	26.6	29.7	31.6
Jharkhand	26.9	30.6	31.6	33.3	40.2	35.7	36.8	35.6
Odisha	58.6	74.7	78.7	72.6	62.4	55.7	58.1	55.7
Sikkim	23.0	29.3	44.8	51.2	53.7	53.7	49.5	62.4
West Bengal	53.8	56.8	61.4	68.4	65.8	62.2	64.8	65.1
Andaman & Nicobar Islands	42.2	43.8	49.2	56.6	75.0	38.1	41.1	39.1
CENTRAL REGION	39.9	45.8	50.0	52.3	54.6	48.7	51.0	50.9
Chhattisgarh	44.9	49.9	52.5	58.3	66.0	52.3	55.1	56.1
Madhya Pradesh	50.1	61.2	67.2	64.6	65.9	61.9	63.7	60.1
Uttar Pradesh	38.0	42.2	46.3	50.4	52.6	46.5	47.4	48.2
Uttarakhand	23.4	29.1	30.9	32.1	31.6	28.6	38.2	39.1
WESTERN REGION	63.2	71.8	78.9	77.3	76.0	77.0	74.7	74.1
Goa	27.3	30.3	27.6	30.0	33.6	26.6	27.9	31.1
Gujarat	54.8	60.9	75.3	88.4	97.8	74.6	75.2	74.4
Maharashtra	66.5	75.9	81.3	76.5	73.1	78.7	75.8	75.0
Dadra & Nagar Haveli	118.8	110.8	136.7	116.4	121.9	87.7	92.9	56.2
Daman & Diu	49.8	48.3	45.7	57.1	58.2	49.1	44.7	43.8
SOUTHERN REGION	72.7	83.9	90.8	96.6	96.8	94.1	94.8	98.3
Andhra Pradesh	70.9	83.3	86.2	91.2	97.2	104.9	109.7	114.9
Karnataka	69.0	80.5	93.4	99.8	94.3	82.8	80.4	76.3
Kerala	47.8	57.5	64.3	63.8	66.4	61.7	64.5	73.8
Tamil Nadu	96.1	105.4	109.3	118.6	117.0	115.2	113.5	119.4
Lakshadweep	10.0	23.7	41.6	24.7	14.9	7.5	7.7	8.8
Puducherry	42.6	43.9	48.7	51.5	50.1	55.8	59.2	63.7
Telangana	-	-	-	-	-	-	-	-
ALL INDIA	58.2	66.0	72.4	75.0	74.4	72.6	73.3	75.6

TABLE 133: STATE-WISE CREDIT-DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF UTILISATION
(As at end-March) (Concld.)
(Per cent)
Region/State/Union Territory	2012	2013	2014	2015	2016	2017	2018	2019
NORTHERN REGION	89.6	89.5	93.6	91.8	87.4	79.1	81.9	87.1
Haryana	94.5	86.0	88.5	85.2	82.6	69.1	67.6	68.0
Himachal Pradesh	45.0	41.6	37.8	36.6	33.6	31.1	31.8	31.8
Jammu and Kashmir	34.1	37.2	40.4	42.5	44.7	40.4	43.6	46.0
Punjab	83.2	78.9	81.3	76.8	71.7	71.2	68.3	62.2
Rajasthan	96.1	102.9	91.4	90.1	76.3	71.6	80.7	85.8
Chandigarh	114.5	123.1	122.4	110.2	100.0	103.5	115.4	114.1
Delhi	93.8	94.9	105.1	105.0	102.9	91.9	96.3	108.6
NORTH-EASTERN REGION	37.8	35.3	36.6	35.2	39.3	38.2	41.0	41.9
Arunachal Pradesh	28.4	38.4	24.8	29.1	29.1	25.1	30.3	23.2
Assam	40.3	37.2	39.9	37.2	43.4	42.1	44.0	45.8
Manipur	33.2	30.2	34.0	34.5	42.3	39.7	45.1	49.8
Meghalaya	28.2	24.6	28.6	26.9	25.2	26.3	30.8	31.0
Mizoram	41.9	38.7	40.5	39.9	41.7	37.8	38.2	41.5
Nagaland	47.6	33.5	32.5	34.1	34.7	33.1	34.8	35.7
Tripura	31.7	35.7	32.5	34.0	35.9	36.5	41.4	42.1
EASTERN REGION	52.5	52.2	51.1	48.4	46.8	43.0	44.1	43.3
Bihar	31.7	35.0	34.8	34.3	34.5	32.0	34.0	35.4
Jharkhand	34.3	35.8	33.0	30.6	30.7	29.1	30.6	28.9
Odisha	50.6	50.9	46.2	43.9	43.3	40.5	40.5	41.2
Sikkim	57.9	37.5	37.3	37.0	35.2	31.6	29.7	30.3
West Bengal	65.1	63.3	63.9	60.3	57.3	52.5	53.8	51.9
Andaman & Nicobar Islands	41.6	38.9	38.5	39.3	43.6	42.4	42.7	42.1
CENTRAL REGION	50.7	53.6	51.8	51.3	53.2	48.7	50.5	52.1
Chhattisgarh	56.1	61.0	61.5	63.4	66.3	65.0	65.9	66.2
Madhya Pradesh	60.7	57.4	63.3	57.6	63.5	63.4	67.7	71.0
Uttar Pradesh	47.4	53.0	48.0	48.9	49.6	43.0	43.9	45.2
Uttarakhand	39.0	37.3	36.7	35.2	35.8	35.3	37.8	38.7
WESTERN REGION	80.7	79.9	80.3	80.9	88.3	88.5	90.0	90.4
Goa	30.1	29.5	30.2	28.2	29.0	27.6	28.1	27.3
Gujarat	78.1	81.5	81.0	79.0	82.4	75.2	82.2	87.6
Maharashtra	82.5	80.8	81.3	82.7	91.4	94.0	94.1	93.0
Dadra & Nagar Haveli	60.5	60.3	52.9	36.2	40.2	41.5	53.8	67.8
Daman & Diu	33.8	34.2	34.0	33.6	29.2	35.3	32.8	29.5
SOUTHERN REGION	99.3	99.3	97.4	92.4	92.1	86.6	93.2	94.2
Andhra Pradesh	119.8	116.0	115.9	108.3	109.6	104.4	114.1	124.3
Karnataka	74.7	76.5	76.5	72.6	75.4	71.2	75.7	75.1
Kerala	75.7	74.0	67.8	65.4	63.0	61.2	65.5	67.5
Tamil Nadu	119.5	122.2	120.6	117.5	112.4	103.8	110.8	111.6
Lakshadweep	9.6	9.9	8.6	9.1	10.5	8.4	7.1	8.2
Puducherry	69.9	80.4	80.8	74.4	69.4	66.3	66.8	69.4
Telangana	-	-	-	107.8	111.5	103.6	115.1	113.1
ALL INDIA	79.0	78.8	79.0	77.1	78.4	73.8	76.7	78.3
-: Nil/Not Applicable/Negligible. Source: Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues.