| (Amount in ₹ crore) | | Item | End-March 2019 | End-March 2020 | End-March 2021 | End-March 2022 | End-March 2023 | End- September 2023 | Percentage variation 2022-23 | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1. Share Capital | 98,041 | 1,18,610 | 1,18,224 | 1,28,614 | 1,35,157 | 1,38,167 | 5.1 | | 2. Reserves & Surplus | 3,83,655 | 4,27,288 | 5,99,694 | 7,36,621 | 8,35,083 | 7,94,577 | 13.4 | | 3. Public Deposits | - | - | - | - | - | - | - | | 4. Total Borrowings (A+B) | 17,32,680 | 19,40,954 | 20,67,246 | 22,83,483 | 26,36,596 | 27,64,915 | 15.5 | | A. Secured Borrowings | 8,85,800 | 10,51,652 | 10,85,106 | 12,27,350 | 14,57,964 | 15,12,492 | 18.8 | | A.1. Debentures | 4,23,738 | 4,13,555 | 4,60,995 | 4,73,092 | 5,15,116 | 5,18,642 | 8.9 | | A.2. Borrowings from Banks | 3,83,654 | 4,48,215 | 5,05,404 | 6,19,731 | 7,84,358 | 8,24,067 | 26.6 | | A.3. Borrowings from FIs | 24,051 | 49,542 | 33,194 | 48,050 | 67,000 | 72,178 | 39.4 | | A.4. Interest Accrued | 13,839 | 14,404 | 14,784 | 16,089 | 14,533 | 11,741 | -9.7 | | A.5. Others | 40,518 | 1,25,935 | 70,730 | 70,388 | 76,957 | 85,863 | 9.3 | | B. Un-Secured Borrowings | 8,46,880 | 8,89,302 | 9,82,140 | 10,56,133 | 11,78,632 | 12,52,423 | 11.6 | | B.1. Debentures | 3,39,013 | 3,89,607 | 4,23,710 | 4,32,516 | 4,78,079 | 5,03,721 | 10.5 | | B.2. Borrowings from Banks | 1,19,813 | 1,22,307 | 1,55,093 | 1,81,004 | 2,17,602 | 2,25,946 | 20.2 | | B.3. Borrowings from FIs | 9,700 | 5,906 | 11,076 | 9,658 | 13,235 | 17,198 | 37.0 | | B.4. Borrowings from Relatives | 1,909 | 2,561 | 4,127 | 2,952 | 2,753 | 2,252 | -6.8 | | B.5. Inter-Corporate Borrowings | 64,713 | 69,750 | 69,950 | 78,790 | 86,968 | 83,343 | 10.4 | | B.6. Commercial Paper | 1,24,854 | 59,386 | 64,074 | 62,366 | 67,778 | 85,671 | 8.7 | | B.7. Interest Accrued | 13,953 | 15,509 | 18,523 | 16,817 | 17,213 | 19,848 | 2.4 | | B.8. Others | 1,72,926 | 2,24,277 | 2,35,586 | 2,72,029 | 2,95,004 | 3,14,444 | 8.4 | | 5. Current Liabilities & Provisions | 1,88,933 | 1,95,461 | 2,25,342 | 2,49,120 | 2,69,365 | 2,95,611 | 8.1 | | Total Liabilities/ Total Assets | 24,03,310 | 26,82,313 | 30,10,505 | 33,97,838 | 38,76,202 | 39,93,270 | 14.1 | | 1. Loans & Advances | 19,16,352 | 20,46,134 | 22,83,377 | 24,88,611 | 28,74,066 | 30,73,905 | 15.5 | | 1.1. Secured | 13,42,155 | 15,29,828 | 16,76,370 | 17,76,520 | 19,55,873 | 20,49,687 | 10.1 | | 1.2. Un-Secured | 5,74,197 | 5,16,306 | 6,07,007 | 7,12,092 | 9,18,193 | 10,24,218 | 28.9 | | 2. Investments | 2,35,117 | 3,08,724 | 4,16,216 | 5,42,574 | 5,97,851 | 5,26,114 | 10.2 | | 2.1. Govt. Securities | 11,790 | 59,659 | 29,706 | 39,887 | 62,384 | 61,522 | 56.4 | | 2.2. Equity Shares | 1,28,494 | 1,34,110 | 2,71,082 | 3,57,180 | 3,81,771 | 2,99,389 | 6.9 | | 2.3. Preference Shares | 6,419 | 6,174 | 5,821 | 7,004 | 5,747 | 14,391 | -18.0 | | 2.4. Debentures & Bonds | 34,091 | 34,199 | 26,781 | 34,837 | 34,271 | 31,864 | -1.6 | | 2.5. Units of Mutual Funds | 39,615 | 49,803 | 55,817 | 63,761 | 63,578 | 67,130 | -0.3 | | 2.6. Commercial Paper | 533 | 423 | 939 | 1,614 | 472 | 1,638 | -70.8 | | 2.7. Other Investments | 14,175 | 24,356 | 26,070 | 38,291 | 49,628 | 50,182 | 29.6 | | 3. Cash & Bank Balances | 86,244 | 1,14,184 | 1,24,572 | 1,46,282 | 1,45,649 | 1,63,093 | -0.4 | | 3.1. Cash in Hand | 6,323 | 6,120 | 3,198 | 4,735 | 5,901 | 16,507 | 24.6 | | 3.2. Deposits with Banks | 79,920 | 1,08,063 | 1,21,374 | 1,41,547 | 1,39,748 | 1,46,586 | -1.3 | | 4. Others | 1,65,597 | 2,13,271 | 1,86,340 | 2,20,371 | 2,58,637 | 2,30,158 | 17.4 | | Memo Items | | | | | | | | | 1. Capital Market Exposure | 1,30,334 | 1,52,724 | 1,87,133 | 3,24,119 | 3,54,749 | 2,91,655 | 9.5 | | of which: Equity Shares | 70,095 | 84,051 | 1,19,876 | 2,55,511 | 2,83,064 | 2,08,751 | 10.8 | | 2. CME as per cent to Total Assets | 5.4 | 5.7 | 6.2 | 9.5 | 9.2 | 7.3 | | | 3. Leverage Ratio | 4.0 | 4.9 | 4.4 | 4.3 | 4.0 | 4.1 | | Notes: 1. Data are provisional.
2. Percentage figures are rounded-off.
3. Excluding CICs and PDs.
Source: Quarterly returns of NBFCs-ND-SI, RBI. | |