| (Amount in ₹ crore) | | Item | End-March 2019 | End-March 2020 | End-March 2021 | End-March 2022 | End-March 2023 | End-September 2023 | Percentage variation 2022-23 | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1. Share Capital | 5,202 | 7,191 | 8,463 | 7,048 | 8,178 | 7,948 | 16.0 | | 2. Reserves & Surplus | 61,959 | 78,577 | 92,820 | 1,04,963 | 1,28,224 | 1,31,864 | 22.2 | | 3. Public Deposits | 40,057 | 50,022 | 62,262 | 70,539 | 85,254 | 96,156 | 20.9 | | 4. Total Borrowings (A+B) | 2,70,128 | 2,94,382 | 2,83,762 | 3,01,017 | 3,65,642 | 4,05,044 | 21.5 | | A. Secured Borrowings | 2,21,117 | 2,53,562 | 2,45,153 | 2,60,271 | 3,06,685 | 3,31,840 | 17.8 | | A.1. Debentures | 97,265 | 99,553 | 92,775 | 1,02,909 | 1,09,487 | 1,15,265 | 6.4 | | A.2. Borrowings from Banks | 1,06,079 | 1,24,038 | 1,14,277 | 1,19,735 | 1,30,355 | 1,46,882 | 8.9 | | A.3. Borrowings from FIs | 4,976 | 8,068 | 12,670 | 11,370 | 9,748 | 10,468 | -14.3 | | A.4. Interest Accrued | 3,119 | 3,328 | 3,149 | 3,657 | 2,678 | 3,091 | -26.8 | | A.5. Others | 9,678 | 18,576 | 22,282 | 22,600 | 54,418 | 56,134 | 140.8 | | B. Un-Secured Borrowings | 49,010 | 40,820 | 38,610 | 40,746 | 58,957 | 73,204 | 44.7 | | B.1. Debentures | 1,892 | 3,785 | 5,122 | 6,094 | 7,553 | 7,909 | 23.9 | | B.2. Borrowings from Banks | 151 | 350 | 315 | 85 | 905 | 730 | 961.5 | | B.3. Borrowings from FIs | - | - | - | - | - | - | - | | B.4. Borrowings from Relatives | 86 | 82 | 62 | 48 | 52 | 25 | 9.4 | | B.5. Inter-Corporate Borrowings | 7,390 | 8,529 | 7,906 | 11,106 | 18,216 | 20,805 | 64.0 | | B.6. Commercial Paper | 18,112 | 7,478 | 8,523 | 7,899 | 16,589 | 28,438 | 110.0 | | B.7. Interest Accrued | 3,645 | 3,491 | 955 | 1,066 | 1,476 | 1,498 | 38.5 | | B.8. Others | 17,736 | 17,104 | 15,727 | 14,448 | 14,166 | 13,800 | -1.9 | | 5. Current Liabilities & Provisions | 44,482 | 56,653 | 70,892 | 71,159 | 73,639 | 75,859 | 3.5 | | Total Liabilities/ Total Assets | 4,21,829 | 4,86,825 | 5,18,199 | 5,54,726 | 6,60,937 | 7,16,871 | 19.1 | | 1. Loans & Advances | 3,79,019 | 4,17,807 | 4,25,819 | 4,63,831 | 5,52,904 | 6,20,016 | 19.2 | | 1.1. Secured | 3,07,573 | 3,28,907 | 3,34,543 | 3,59,896 | 4,25,438 | 4,72,450 | 18.2 | | 1.2. Un-Secured | 71,446 | 88,899 | 91,276 | 1,03,935 | 1,27,467 | 1,47,565 | 22.6 | | 2. Investments | 23,891 | 39,151 | 46,627 | 45,953 | 59,872 | 53,790 | 30.3 | | 2.1. Govt. Securities | 5,538 | 9,118 | 17,720 | 25,655 | 30,383 | 31,904 | 18.4 | | 2.2. Equity Shares | 6,901 | 10,343 | 10,397 | 12,279 | 14,894 | 14,023 | 21.3 | | 2.3. Preference Shares | 225 | 265 | 284 | 3 | 67 | 67 | 2,046.2 | | 2.4. Debentures & Bonds | 1,355 | 496 | 308 | 317 | 888 | 523 | 180.4 | | 2.5. Units of Mutual Funds | 4,807 | 15,302 | 11,198 | 4,523 | 6,844 | 2,635 | 51.3 | | 2.6. Commercial Paper | 857 | 852 | 511 | 100 | 705 | 829 | 604.7 | | 2.7. Other Investments | 5,272 | 2,773 | 6,209 | 3,077 | 6,092 | 3,808 | 98.0 | | 3. Cash & Bank Balances | 9,786 | 17,275 | 34,364 | 32,750 | 29,323 | 22,964 | -10.5 | | 3.1. Cash in Hand | 447 | 139 | 377 | 637 | 612 | 593 | -3.9 | | 3.2. Deposits with Banks | 9,339 | 17,136 | 33,987 | 32,112 | 28,711 | 22,372 | -10.6 | | 4. Others | 9,132 | 12,592 | 11,388 | 12,192 | 18,838 | 20,102 | 54.5 | | Memo Items | | | | | | | | | 1. Capital Market Exposure | 9,630 | 10,025 | 12,236 | 15,798 | 27,544 | 31,363 | 74.4 | | of which: Equity Shares | 516 | 5,514 | 5,742 | 595 | 2,407 | 2,299 | 304.5 | | 2. CME as per cent to Total Assets | 2.3 | 2.1 | 2.4 | 2.8 | 4.2 | 4.4 | | | 3. Leverage Ratio | 5.7 | 5.0 | 4.5 | 4.2 | 4.2 | 4.5 | | Notes: 1. Data are provisional.
2. Percentage figures are rounded-off.
Source: Quarterly returns of NBFCs-D, RBI. | |