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Document - Table 171 : Commercial Bank Survey () or PDF - Table 171 : Commercial Bank Survey ()
Date : Aug 29, 2025
Table 171 : Commercial Bank Survey
(₹ Crore)
Item/Month Amount outstanding as on
Oct 20, 2023 Nov 17, 2023 Dec 29, 2023 Jan 26, 2024 Feb 23, 2024 Mar 22, 2024 Apr 19, 2024 May 31, 2024
1 2 3 4 5 6 7 8 9
Components                
C.I Aggregate Deposits of Residents(C.I.1+C.I.2) 19196756 19336816 19769396 19740368 19876895 20145188 20420942 20759181
  (19330951) (19465050) (19890683) (19856670) (19989682) (20253430) (20526924) (20854359)
C.I.1 Demand Deposits 2248738 2307178 2437504 2355015 2368307 2443853 2461947 2506493
C.I.2 Time Deposits of Residents(C.I.2.1+C.I.2.2) 16948018 17029637 17331892 17385354 17508587 17701334 17958995 18252688
  (17082213) (17157872) (17453179) (17501655) (17621374) (17809577) (18064977) (18347866)
C.I.2.1 Short-term Time Deposits 7626608 7663337 7799351 7823409 7878864 7965600 8081548 8213709
C.I.2.1.1 Certificates of Deposits (CDs) 306354 304261 342514 353658 368278 369399 370047 364274
C.I.2.2 Long-term Time Deposits 9321410 9366301 9532541 9561944 9629723 9735734 9877447 10038978
C.II Call/Term Funding from Financial Institutions 823882 842517 759065 810828 779019 777942 775338 738925
Sources                
S.I Domestic Credit(S.I.1+S.I.2) 21908853 22112029 22357890 22467590 22748921 23019606 23118372 23482493
  (22606540) (22799131) (23031773) (23114313) (23376999) (23641847) (23726494) (24078453)
S.I.1 Credit to the Government 5941476 5962543 5888955 5879874 5956167 6014054 6059797 6097590
  (6052733) (6069047) (5989765) (5973361) (6047841) (6105610) (6147101) (6182473)
S.I.2 Credit to the Commercial Sector(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4) 15967377 16149486 16468935 16587716 16792754 17005551 17058575 17384902
  (16553808) (16730084) (17042007) (17140952) (17329159) (17536238) (17579393) (17895981)
S.I.2.1 Bank Credit 14871457 15040209 15388871 15490356 15677730 15901477 15970978 16271803
  (15457887) (15620807) (15961944) (16043592) (16214135) (16432164) (16491796) (16782882)
S.I.2.1.1 Non-food Credit 14851616 14999948 15345733 15444737 15637228 15878397 15952888 16231544
  (15438046) (15580546) (15918805) (15997973) (16173633) (16409083) (16473706) (16742623)
S.I.2.2 Net credit to Primary Dealers 14953 16921 14127 18260 21566 22904 15910 19488
S.I.2.3 Investments in Other Approved Securities 696 820 737 807 825 949 1110 1029
S.I.2.4 Other Investments (in non-SLR Securities) 1080272 1091535 1065199 1078293 1092632 1080222 1070577 1092582
S.II Net Foreign currency Assets of Commercial Banks (S.II.1-S.II.2-S. II.3) 9214 -55802 -60896 -22951 -77678 -130004 -87416 -131107
S.II.1 Foreign Currency Assets 307346 246465 258410 300706 269656 241661 288100 259269
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 184860 186810 197358 202482 215148 221796 226470 232847
S.II.3 Overseas Foreign Currency Borrowings 113272 115457 121947 121175 132186 149868 149045 157529
S.III Net Bank Reserves(S.III.1+S.III.2-S.III.3) 921868 940579 852099 751085 775943 893350 1091678 1055398
S.III.1 Balances with the RBI 917856 910823 939847 933808 909400 931483 944236 951109
S.III.2 Cash in Hand 90803 88879 95082 84097 83045 89433 100321 90895
S.III.3 Loans and Advances from the RBI 86791 59123 182830 266820 216502 127566 -47122 -13394
S.IV Capital Account 2249532 2256048 2268729 2282726 2290436 2299592 2336884 2476644
S.V Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 569765 561425 351904 361801 500838 560230 589471 432034
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 786851 771776 815183 769739 789201 787560 748203 809832
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 171368 158168 174722 194211 180617 197781 196397 180513
(Continued)

TABLE 171 : COMMERCIAL BANK SURVEY (Contd.)
(₹ Crore)
Item/Month Amount outstanding as on
Jun 28, 2024 Jul 26, 2024 Aug 23, 2024 Sep 20, 2024 Oct 18, 2024 Nov 29, 2024 Dec 27, 2024 Jan 24, 2025
1 10 11 12 13 14 15 16 17
Components                
C.I Aggregate Deposits of Residents(C.I.1+C.I.2) 20954884 20862681 20991067 21163509 21461667 21671501 21711317 21774443
  (21044281) (20945882) (21070014) (21238985) (21534239) (21740662) (21778008) (21838682)
C.I.1 Demand Deposits 2601677 2444220 2446039 2498373 2544608 2576789 2569573 2510913
C.I.2 Time Deposits of Residents(C.I.2.1+C.I.2.2) 18353206 18418460 18545028 18665136 18917060 19094713 19141745 19263530
  (18442603) (18501662) (18623975) (18740611) (18989631) (19163873) (19208435) (19327769)
C.I.2.1 Short-term Time Deposits 8258943 8288307 8345262 8399311 8512677 8592621 8613785 8668588
C.I.2.1.1 Certificates of Deposits (CDs) 407354 420069 441388 467853 1138455 493598 499061 503843
C.I.2.2 Long-term Time Deposits 10094264 10130153 10199765 10265825 10404383 10502092 10527960 10594941
C.II Call/Term Funding from Financial Institutions 764461 935190 911377 879626 865397 951023 955100 953980
Sources                
S.I Domestic Credit(S.I.1+S.I.2) 23918212 23688947 23918044 24156294 24376281 24722191 25002766 25219289
  (24483787) (24247935) (24468278) (24696244) (24903515) (25229423) (25492177) (25711754)
S.I.1 Credit to the Government 6091725 6247305 6300226 6338211 6428677 6487132 6544381 6584147
  (6157070) (6312657) (6365128) (6401753) (6490267) (6538351) (6595249) (6635022)
S.I.2 Credit to the Commercial Sector(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4) 17826487 17441642 17617818 17818082 17947603 18235059 18458385 18635143
  (18326718) (17935278) (18103150) (18294491) (18413248) (18691073) (18896928) (19076731)
S.I.2.1 Bank Credit 16385798 16320298 16459977 16648643 16772030 17052942 17304495 17426890
  (16886029) (16813935) (16945309) (17125052) (17237674) (17508956) (17743037) (17868479)
S.I.2.1.1 Non-food Credit 16351894 16292108 16435616 16628718 16753376 17001688 17248356 17370711
  (16852125) (16785745) (16920948) (17105126) (17219020) (17457702) (17686899) (17812300)
S.I.2.2 Net credit to Primary Dealers 16136 16966 16000 15588 12311 13498 15378 14744
S.I.2.3 Investments in Other Approved Securities 1137 1111 358 649 741 565 498 504
S.I.2.4 Other Investments (in non-SLR Securities) 1423416 1103267 1141482 1153202 1162522 1168055 1138015 1193005
S.II Net Foreign currency Assets of Commercial Banks (S.II.1-S.II.2-S.II.3) -106593 -129622 -143320 -82683 -135266 -119661 -24011 49737
S.II.1 Foreign Currency Assets 304848 284197 283039 358411 312870 339002 443646 520849
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 241215 247686 255112 266682 274093 276804 284584 287890
S.II.3 Overseas Foreign Currency Borrowings 170226 166133 171247 174411 174043 181858 183074 183222
S.III Net Bank Reserves(S.III.1+S.III.2-S.III.3) 1109609 1229518 1168575 1077119 1291615 1172693 845902 713399
S.III.1 Balances with the RBI 973455 976073 960220 956255 984541 1023815 939428 889895
S.III.2 Cash in Hand 104977 99350 96191 86246 91269 90867 89267 84829
S.III.3 Loans and Advances from the RBI -31176 -154094 -112164 -34618 -215806 -58011 182792 261325
S.IV Capital Account 2506141 2518965 2533660 2538975 2557377 2564679 2568998 2572565
S.V Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 695742 472008 507195 568620 648189 588020 589242 681437
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 759345 732752 759393 856786 776573 839923 813552 807699
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 148564 149498 122730 131836 120447 135045 132284 153034
(Continued)

TABLE 171 : COMMERCIAL BANK SURVEY (Concld.)
(₹ Crore)
Item/Month Amount outstanding as on
1 Feb 21, 2025 Mar 21, 2025 Apr 18, 2025 May 30, 2025 Jun 27, 2025
18 19 20 21 22
Components          
C.I Aggregate Deposits of Residents(C.I.1+C.I.2) 21931190 22228885 22514062 22826770 23078766
  (21993052) (22288331) (22572594) (22881810) (23131393)
C.I.1 Demand Deposits 2524095 2698049 2638562 2988921 3072874
C.I.2 Time Deposits of Residents(C.I.2.1+C.I.2.2) 19407095 19530836 19875499 19837850 20005892
  (19468957) (19590283) (19934032) (19892889) (20058519)
C.I.2.1 Short-term Time Deposits 8733193 8788876 8943975 8927032 9002651
C.I.2.1.1 Certificates of Deposits (CDs) 513746 527375 521063 516544 516691
C.I.2.2 Long-term Time Deposits 10673902 10741960 10931525 10910817 11003241
C.II Call/Term Funding from Financial Institutions 900975 915248 868605 895727 850218
Sources          
S.I Domestic Credit(S.I.1+S.I.2) 25369193 25687563 25678284 25817693 25978666
  (25853278) (26156690) (26138539) (26263254) (26419739)
S.I.1 Credit to the Government 6599626 6649537 6645062 6659581 6649761
  (6650508) (6697298) (6692827) (6706169) (6696348)
S.I.2 Credit to the Commercial Sector(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4) 18769567 19038025 19033223 19158112 19328905
  (19202770) (19459392) (19445712) (19557085) (19723391)
S.I.2.1 Bank Credit 17556777 17822605 17775378 17888404 18091714
  (17989979) (18243972) (18187868) (18287377) (18486200)
S.I.2.1.1 Non-food Credit 17509329 17786074 17743253 17817823 18027325
  (17942532) (18207441) (18155742) (18216796) (18421811)
S.I.2.2 Net credit to Primary Dealers 14744 15458 16537 18396 37618
S.I.2.3 Investments in Other Approved Securities 524 630 616 548 454
S.I.2.4 Other Investments (in non-SLR Securities) 1197522 1199332 1240692 1250763 1199119
S.II Net Foreign currency Assets of Commercial Banks (S.II.1-S.II.2-S.II.3) 31756 54514 34794 67787 114326
S.II.1 Foreign Currency Assets 501065 529621 501919 530021 577466
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 291252 292270 288271 290733 294252
S.II.3 Overseas Foreign Currency Borrowings 178057 182837 178853 171501 168887
S.III Net Bank Reserves(S.III.1+S.III.2-S.III.3) 804174 791777 1196674 1265837 1327882
S.III.1 Balances with the RBI 888462 882415 909269 956086 933483
S.III.2 Cash in Hand 81760 81874 81713 87179 86671
S.III.3 Loans and Advances from the RBI 166048 172512 -205693 -222572 -307728
S.IV Capital Account 2576834 2581908 2655975 2840880 2888296
S.V Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 796125 807812 871111 587940 603594
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 843551 878795 836232 863072 877929
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 117527 118268 120132 115343 135597
Note : Figures in parentheses include the impact of merger of a non-bank with a bank.
Also see Notes on Tables.