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Pictorial Representation of Trends in Payment Systems

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Monthly Payment System Indicators - September 2024

1. Digital Payments – Volume and Value

Chart-1

2. Total Payments – Volume and Value

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3. Total Retail Payments – Volume and Value

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4. Digital Retail Payments – Volume and Value

Chart-4

5. Comparison of WHOLESALE and RETAIL Payment Systems

a. Comparison of Payments Volume

Chart-5

b. Comparison of Payments Value

Chart-6

6. RBI Operated Payment Systems

a. Real Time Gross Settlement (RTGS)

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b. National Electronic Funds Transfer (NEFT)

Chart-8

7. NPCI Operated Fast Payment Systems - Unified Payments Interface (UPI) and Immediate Payment System (IMPS)

Chart-9

8. Other NPCI Operated Payment Systems

a. Bharat Interface for Money (BHIM) Aadhar Pay

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b. National Electronic Toll Collection (NETC) (Linked to Bank Account)

Chart-11

c. National Automated Clearing House (NACH) - Credit and Debit

Chart-12

9. Cards and Prepaid Payment Instruments (PPIs)

a. Debit and Credit Cards

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b. PPI Wallets and Cards Usage

Chart-14

10. Paper Operated Payment System - Cheque Truncation System (CTS)

Chart-15

11. Card Acceptance Infrastructure and QR Codes

a. Card Acceptance Infrastructure

Chart-16

b. UPI QR Codes

Chart-17

12. Payment System Wise Volume and Value Share

a. Digital Payment Volume Share

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b. Digital Payment Value Share

Chart-19

13. Ticket size

a. Ticket Size of Retail Payment Systems

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b. Ticket Size of NEFT and RTGS Payment Systems

Chart-21

14. Trade Receivables Discounting System (TReDS)

a. TReDS - Invoices Uploaded and Financed

Chart-22

b. TReDS - Buyers and Sellers Onboarded

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