| (₹ Billion) | | Item | Outstanding as on | Variation over | | 2015 | Fortnight | Financial Year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | Mar. 31 | Jul. 24 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 105,455.5 | 109,432.2 | –47.2 | – | 3,014.4 | 3.2 | 3,976.7 | 3.8 | 10,858.6 | 12.4 | 11,243.9 | 11.5 | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 13,863.5 | 14,230.0 | –155.6 | –1.1 | 478.3 | 3.8 | 366.6 | 2.6 | 1,357.1 | 11.7 | 1,293.6 | 10.0 | | 1.2 Demand Deposits with Banks | 8,907.5 | 8,973.5 | 123.1 | 1.4 | –62.4 | –0.8 | 66.0 | 0.7 | 583.1 | 7.8 | 916.1 | 11.4 | | 1.3 Time Deposits with Banks | 82,538.7 | 86,028.0 | –104.8 | –0.1 | 2,536.9 | 3.4 | 3,489.3 | 4.2 | 8,858.9 | 13.0 | 8,914.8 | 11.6 | | 1.4 ‘Other’ Deposits with Reserve Bank | 145.9 | 200.7 | 90.1 | 81.4 | 61.7 | 314.0 | 54.8 | 37.5 | 59.5 | 272.5 | 119.3 | 146.7 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 30,061.6 | 32,859.6 | –155.5 | –0.5 | –652.4 | –2.1 | 2,798.0 | 9.3 | 105.1 | 0.4 | 3,063.3 | 10.3 | | 2.1.1 Reserve Bank | 3,645.2 | 4,853.8 | –148.7 | | –1,704.6 | | 1,208.5 | | –1,418.4 | | –428.7 | | | 2.1.2 Other Banks | 26,416.3 | 28,005.8 | –6.9 | – | 1,052.2 | 4.5 | 1,589.5 | 6.0 | 1,523.5 | 6.6 | 3,492.0 | 14.2 | | 2.2 Bank Credit to Commercial Sector | 70,395.8 | 71,471.9 | –106.6 | –0.1 | 1,098.8 | 1.7 | 1,076.0 | 1.5 | 7,309.6 | 12.6 | 5,920.1 | 9.0 | | 2.2.1 Reserve Bank | 148.5 | 46.2 | 2.4 | | 26.6 | | –102.3 | | 79.9 | | –68.8 | | | 2.2.2 Other Banks | 70,247.4 | 71,425.7 | –109.0 | –0.2 | 1,072.2 | 1.7 | 1,178.3 | 1.7 | 7,229.7 | 12.4 | 5,989.0 | 9.2 | | 2.3 Net Foreign Exchange Assets of Banking Sector | 22,506.5 | 23,702.8 | 114.3 | 0.5 | 856.2 | 4.5 | 1,196.3 | 5.3 | 3,695.8 | 22.5 | 3,607.2 | 17.9 | | 2.4 Government's Currency Liabilities to the Public | 194.3 | 199.9 | – | – | 7.2 | 4.1 | 5.7 | 2.9 | 20.1 | 12.6 | 19.4 | 10.7 | | 2.5 Banking Sector's Net Non-Monetary Liabilities | 17,702.7 | 18,802.0 | –100.7 | –0.5 | –1,704.7 | –8.9 | 1,099.4 | 6.2 | 272.0 | 1.6 | 1,366.0 | 7.8 | | 2.5.1 Net Non-Monetary Liabilities of RBI | 7,852.7 | 8,600.6 | 106.9 | 1.3 | 318.2 | 3.8 | 747.9 | 9.5 | 725.0 | 9.0 | –150.8 | –1.7 | |