| (₹ Billion) | | Item | Outstanding as on Apr. 12, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,711.4 | –50.1 | –114.5 | –50.1 | –181.5 | 210.4 | | 1.2 Borrowings from Banks | 773.4 | –20.0 | 96.9 | –20.0 | 31.4 | 75.3 | | 1.3 Other Demand and Time Liabilities | 87.2 | –64.1 | –5.2 | –64.1 | –15.7 | 27.2 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 125,309.8 | –415.7 | –969.3 | –415.7 | 7,908.1 | 12,018.6 | | 2.1a Growth (Per cent) | | –0.3 | –0.8 | –0.3 | 7.5 | 10.6 | | 2.1.1 Demand | 13,679.1 | –1,431.7 | –1,883.1 | –1,431.7 | 946.2 | 1,859.4 | | 2.1.2 Time | 111,630.7 | 1,016.0 | 913.8 | 1,016.0 | 6,962.0 | 10,159.2 | | 2.2 Borrowings | 3,726.4 | –54.1 | –120.9 | –54.1 | 347.6 | 190.2 | | 2.3 Other Demand and Time Liabilities | 5,096.7 | –338.3 | –798.2 | –338.3 | 182.0 | 306.3 | | 3. Borrowings from Reserve Bank | 983.5 | –823.4 | –2,217.5 | –823.4 | 503.9 | 461.2 | | 4 Cash in Hand and Balances with Reserve Bank | 5,754.2 | –651.4 | –779.4 | –651.4 | 268.0 | 676.0 | | 4.1 Cash in hand | 707.2 | –41.4 | –56.1 | –41.4 | 38.5 | 162.7 | | 4.2 Balances with Reserve Bank | 5,047.0 | –610.1 | –723.2 | –610.1 | 229.5 | 513.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,255.8 | 25.6 | 7.9 | 25.6 | 156.5 | 387.3 | | 5.2 Money at Call and Short Notice | 290.6 | –30.3 | 50.9 | –30.3 | 25.8 | 57.3 | | 5.3 Advances to Banks | 279.1 | –17.3 | 1.3 | –17.3 | –71.8 | –4.2 | | 5.4 Other Assets | 417.3 | –11.5 | –34.9 | –11.5 | 21.6 | 162.6 | | 6 Investments | 34,412.5 | 609.0 | 638.5 | 609.0 | 2,221.6 | 589.4 | | 6.1a Growth (Per cent) | | 1.8 | 1.9 | 1.8 | 7.0 | 1.7 | | 6.1 Government Securities | 34,402.1 | 619.1 | 636.3 | 619.1 | 2,226.3 | 591.8 | | 6.2 Other Approved Securities | 10.4 | –10.1 | 2.3 | –10.1 | –4.7 | –2.4 | | 7 Bank Credit | 96,450.6 | –1,241.2 | –1,794.0 | –1,241.2 | 8,440.5 | 11,990.4 | | 7.1a Growth (Per cent) | | –1.3 | –2.1 | –1.3 | 11.1 | 14.2 | | 7a.1 Food Credit | 359.3 | –56.8 | –100.2 | –56.8 | –165.7 | 39.6 | | 7a.2 Non-food credit | 96,091.3 | –1,184.4 | –1,693.9 | –1,184.4 | 8,606.2 | 11,950.8 | | 7b.1 Loans, Cash credit and Overdrafts | 94,052.9 | –1,141.8 | –1,679.3 | –1,141.8 | 8,345.3 | 11,747.3 | | 7b.2 Inland Bills - Purchased | 249.0 | –13.2 | –2.4 | –13.2 | –25.4 | 47.5 | | 7b.3 Discounted | 1,503.8 | –79.2 | –63.5 | –79.2 | 84.6 | 179.8 | | 7b.4 Foreign Bills - Purchased | 253.1 | 7.3 | –14.5 | 7.3 | 29.6 | 4.6 | | 7b.5 Discounted | 391.8 | –14.4 | –34.4 | –14.4 | 6.4 | 11.1 | |