| (₹ Billion) | | Item | Outstanding as on | Variation over | | 2019 | Fortnight | Financial Year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | Mar. 31 | July 5 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 154,308.7 | 156,023.6 | 1,862.5 | 1.2 | 1,769.4 | 1.3 | 1,714.9 | 1.1 | 13,091.2 | 10.2 | 14,628.3 | 10.3 | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 20,522.3 | 21,099.5 | –67.3 | –0.3 | 1,135.0 | 6.5 | 577.2 | 2.8 | 4,066.0 | 27.7 | 2,367.4 | 12.6 | | 1.2 Demand Deposits with Banks | 16,263.1 | 14,282.0 | 249.2 | 1.8 | –1,859.0 | –12.5 | –1,981.1 | –12.2 | 979.3 | 8.2 | 1,303.9 | 10.0 | | 1.3 Time Deposits with Banks | 117,205.9 | 120,275.8 | 1,611.1 | 1.4 | 2,488.4 | 2.3 | 3,069.9 | 2.6 | 7,983.0 | 7.9 | 10,834.8 | 9.9 | | 1.4 ‘Other’ Deposits with Reserve Bank | 317.4 | 366.3 | 69.5 | 23.4 | 5.0 | 2.1 | 48.9 | 15.4 | 62.8 | 34.6 | 122.2 | 50.1 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 43,877.9 | 48,098.9 | 2,207.8 | 4.8 | 4,001.6 | 10.0 | 4,221.1 | 9.6 | 2,163.8 | 5.2 | 4,083.3 | 9.3 | | 2.1.1 Reserve Bank | 8,019.5 | 10,629.5 | 1,432.5 | | 2,508.7 | | 2,610.0 | | 89.5 | | 3,361.1 | | | 2.1.2 Other Banks | 35,858.4 | 37,469.5 | 775.3 | 2.1 | 1,492.9 | 4.2 | 1,611.1 | 4.5 | 2,074.3 | 6.0 | 722.2 | 2.0 | | 2.2 Bank Credit to Commercial Sector | 103,801.8 | 103,074.1 | 490.6 | 0.5 | 333.7 | 0.4 | –727.7 | –0.7 | 10,000.8 | 12.1 | 10,603.3 | 11.5 | | 2.2.1 Reserve Bank | 153.6 | 75.0 | –9.5 | | –46.7 | | –78.7 | | 31.1 | | –18.6 | | | 2.2.2 Other Banks | 103,648.2 | 102,999.2 | 500.0 | 0.5 | 380.3 | 0.4 | –649.0 | –0.6 | 9,969.7 | 12.1 | 10,621.9 | 11.5 | | 2.3 Net Foreign Exchange Assets of Banking Sector | 30,708.4 | 31,567.6 | –253.0 | –0.8 | –77.8 | –0.3 | 859.2 | 2.8 | 3,020.0 | 11.6 | 2,422.4 | 8.3 | | 2.4 Government's Currency Liabilities to the Public | 258.9 | 259.5 | – | – | 0.5 | 0.2 | 0.7 | 0.3 | 3.9 | 1.5 | 2.5 | 1.0 | | 2.5 Banking Sector's Net Non-Monetary Liabilities | 24,338.2 | 26,976.6 | 582.9 | 2.2 | 2,488.6 | 11.3 | 2,638.3 | 10.8 | 2,097.3 | 9.4 | 2,483.3 | 10.1 | | 2.5.1 Net Non-Monetary Liabilities of RBI | 10,588.0 | 10,917.7 | –242.1 | –2.2 | 1,171.5 | 12.9 | 329.7 | 3.1 | 1,472.2 | 16.8 | 676.2 | 6.6 | |