| (₹ Billion) | | Item | Outstanding as on | Variation over | | 2019 | Fortnight | Financial Year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | Mar. 31 | July 19 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 154,308.7 | 155,663.8 | –365.7 | –0.2 | 1,102.8 | 0.8 | 1,355.0 | 0.9 | 12,647.6 | 9.9 | 14,935.1 | 10.6 | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 20,522.3 | 20,987.7 | –111.6 | –0.5 | 992.2 | 5.6 | 465.3 | 2.3 | 3,894.4 | 26.5 | 2,398.3 | 12.9 | | 1.2 Demand Deposits with Banks | 16,263.1 | 14,384.2 | 96.8 | 0.7 | –2,078.1 | –14.0 | –1,878.9 | –11.6 | 745.2 | 6.2 | 1,625.2 | 12.7 | | 1.3 Time Deposits with Banks | 117,205.9 | 119,931.8 | –344.5 | –0.3 | 2,197.7 | 2.1 | 2,725.9 | 2.3 | 7,957.6 | 7.9 | 10,781.5 | 9.9 | | 1.4 ‘Other’ Deposits with Reserve Bank | 317.4 | 360.1 | –6.2 | –1.7 | –9.1 | –3.8 | 42.7 | 13.4 | 50.4 | 28.1 | 130.1 | 56.6 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 43,877.9 | 47,479.1 | –618.0 | –1.3 | 3,299.7 | 8.2 | 3,601.2 | 8.2 | 2,168.3 | 5.3 | 4,165.4 | 9.6 | | 2.1.1 Reserve Bank | 8,019.5 | 10,546.5 | –83.0 | | 1,865.2 | | 2,527.0 | | 162.2 | | 3,921.7 | | | 2.1.2 Other Banks | 35,858.4 | 36,932.6 | –535.0 | –1.4 | 1,434.5 | 4.1 | 1,074.2 | 3.0 | 2,006.1 | 5.8 | 243.8 | 0.7 | | 2.2 Bank Credit to Commercial Sector | 103,801.8 | 102,692.2 | –381.0 | –0.4 | –130.9 | –0.1 | –1,109.6 | –1.1 | 9,722.9 | 11.8 | 10,685.9 | 11.6 | | 2.2.1 Reserve Bank | 153.6 | 79.5 | 4.6 | | –44.7 | | –74.1 | | 26.8 | | –16.1 | | | 2.2.2 Other Banks | 103,648.2 | 102,612.7 | –385.6 | –0.4 | –86.2 | –0.1 | –1,035.5 | –1.0 | 9,696.1 | 11.8 | 10,702.0 | 11.6 | | 2.3 Net Foreign Exchange Assets of Banking Sector | 30,708.4 | 31,720.5 | 152.9 | 0.5 | –134.1 | –0.5 | 1,012.1 | 3.3 | 2,797.7 | 10.6 | 2,631.6 | 9.0 | | 2.4 Government's Currency Liabilities to the Public | 258.9 | 259.8 | – | – | 0.5 | 0.2 | 1.0 | 0.4 | 3.9 | 1.5 | 2.8 | 1.1 | | 2.5 Banking Sector's Net Non-Monetary Liabilities | 24,338.2 | 26,487.9 | –480.5 | –1.8 | 1,932.4 | 8.8 | 2,149.6 | 8.8 | 2,045.1 | 9.3 | 2,550.7 | 10.7 | | 2.5.1 Net Non-Monetary Liabilities of RBI | 10,588.0 | 11,081.3 | 163.6 | 1.5 | 1,252.0 | 13.8 | 493.3 | 4.7 | 1,511.4 | 17.2 | 759.4 | 7.4 | |