(₹ Crore) |
Item | Outstanding as on | Variation over |
2024 | 2025 | Fortnight | Financial Year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
Mar. 31 | Jan. 10 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 24831618 | 26647844 | 135334 | 0.5 | 1866601 | 8.4 | 1816226 | 7.3 | 2367282 | 10.8 | 2437483 | 10.1 |
| (24939860) | (26713273) | (134072) | (0.5) | | | (1773412) | (7.1) | | | (2383552) | (9.8) |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3410276 | 3499907 | 40194 | 1.2 | 35434 | 1.1 | 89631 | 2.6 | 148140 | 4.7 | 188037 | 5.7 |
1.2 Demand Deposits with Banks | 2586888 | 2619298 | -91414 | -3.4 | 87410 | 3.8 | 32410 | 1.3 | 191741 | 8.7 | 211291 | 8.8 |
1.3 Time Deposits with Banks | 18739918 | 20425014 | 184558 | 0.9 | 1743052 | 10.5 | 1685096 | 9.0 | 2011262 | 12.3 | 2012995 | 10.9 |
| (18848160) | (20490442) | (183297) | (0.9) | | | (1642282) | (8.7) | | | (1959064) | (10.6) |
1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 103625 | 1996 | 2.0 | 704 | 0.9 | 9089 | 9.6 | 16139 | 25.9 | 25160 | 32.1 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 7512016 | 7978893 | 128642 | 1.6 | 62974 | 0.9 | 466877 | 6.2 | 474680 | 7.0 | 750386 | 10.4 |
| (7603571) | (8029768) | (128649) | (1.6) | | | (426197) | (5.6) | | | (704641) | (9.6) |
2.1.1 Reserve Bank | 1193213 | 1104710 | 103819 | | -435089 | | -88503 | | -237895 | | 88673 | |
2.1.2 Other Banks | 6318803 | 6874183 | 24823 | 0.4 | 498063 | 8.7 | 555380 | 8.8 | 712575 | 13.0 | 661713 | 10.7 |
| (6410358) | (6925058) | (24830) | (0.4) | | | (514700) | (8.0) | | | (615967) | (9.8) |
2.2 Bank Credit to Commercial Sector | 16672145 | 18157779 | 66966 | 0.4 | 1720454 | 11.9 | 1485634 | 8.9 | 2148325 | 15.3 | 2007689 | 12.4 |
| (17202832) | (18590830) | (61474) | (0.3) | | | (1387998) | (8.1) | | | (1874199) | (11.2) |
2.2.1 Reserve Bank | 14406 | 10512 | -7 | | -21321 | | -3894 | | 1503 | | 5285 | |
2.2.2 Other Banks | 16657739 | 18147266 | 66972 | 0.4 | 1741775 | 12.1 | 1489527 | 8.9 | 2146822 | 15.3 | 2002404 | 12.4 |
| (17188426) | (18580317) | (61480) | (0.3) | | | (1391892) | (8.1) | | | (1868914) | (11.2) |
2.3 Net Foreign Exchange Assets of Banking Sector | 5567245 | 5592056 | -98773 | -1.7 | 370775 | 7.5 | 24811 | 0.4 | 535304 | 11.3 | 309516 | 5.9 |
2.4 Government's Currency Liabilities to the Public | 33432 | 35419 | 0 | 0 | 2311 | 7.6 | 1988 | 5.9 | 2996 | 10.1 | 2823 | 8.7 |
2.5 Banking Sector's Net Non-Monetary Liabilities | 4953219 | 5116302 | -38499 | -0.7 | 289913 | 6.9 | 163083 | 3.3 | 794023 | 21.5 | 632930 | 14.1 |
| (5467219) | (5534800) | (-42722) | (-0.8) | | | (67582) | (1.2) | | | (507626) | (10.1) |
2.5.1 Net Non-Monetary Liabilities of RBI | 1789875 | 1910485 | 19569 | 1.0 | 152400 | 9.6 | 120610 | 6.7 | 236952 | 15.8 | 170520 | 9.8 |
Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |