(₹ Crore) |
Item | Outstanding as on | Variation over |
2024 | 2025 | Fortnight | Financial Year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
Mar. 31 | Mar. 07 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 24831618 | 27107341 | 255262 | 1.0 | 2393451 | 10.7 | 2275723 | 9.2 | 2513490 | 11.3 | 2370130 | 9.6 |
| (24939860) | (27167933) | (253991) | (0.9) | | | (2228073) | (8.9) | | | (2320228) | (9.3) |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3410276 | 3589568 | 31135 | 0.9 | 106365 | 3.2 | 179293 | 5.3 | 124708 | 3.8 | 206768 | 6.1 |
1.2 Demand Deposits with Banks | 2586888 | 2683263 | 18288 | 0.7 | 198553 | 8.6 | 96375 | 3.7 | 260299 | 11.5 | 164113 | 6.5 |
1.3 Time Deposits with Banks | 18739918 | 20725726 | 210367 | 1.0 | 2082743 | 12.5 | 1985808 | 10.6 | 2109193 | 12.7 | 1974017 | 10.5 |
| (18848160) | (20786318) | (209097) | (1.0) | | | (1938158) | (10.3) | | | (1924115) | (10.2) |
1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 108784 | -4528 | -4.0 | 5791 | 7.4 | 14248 | 15.1 | 19290 | 30.0 | 25232 | 30.2 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 7512016 | 8267354 | 167687 | 2.1 | 284522 | 4.0 | 755339 | 10.1 | 470058 | 6.7 | 817300 | 11.0 |
| (7603571) | (8318035) | (167485) | (2.1) | | | (714464) | (9.4) | | | (776265) | (10.3) |
2.1.1 Reserve Bank | 1193213 | 1274550 | 81160 | | -316854 | | 81337 | | -157029 | | 140278 | |
2.1.2 Other Banks | 6318803 | 6992805 | 86527 | 1.3 | 601376 | 10.5 | 674002 | 10.7 | 627087 | 11.0 | 677022 | 10.7 |
| (6410358) | (7043485) | (86326) | (1.2) | | | (633127) | (9.9) | | | (635988) | (9.9) |
2.2 Bank Credit to Commercial Sector | 16672145 | 18511865 | 143481 | 0.8 | 2111949 | 14.6 | 1839720 | 11.0 | 2248053 | 15.7 | 1970280 | 11.9 |
| (17202832) | (18938595) | (137008) | (0.7) | | | (1735763) | (10.1) | | | (1865079) | (10.9) |
2.2.1 Reserve Bank | 14406 | 26944 | -1650 | | -15148 | | 12537 | | -7319 | | 15543 | |
2.2.2 Other Banks | 16657739 | 18484922 | 145131 | 0.8 | 2127097 | 14.8 | 1827183 | 11.0 | 2255371 | 15.8 | 1954738 | 11.8 |
| (17188426) | (18911651) | (138658) | (0.7) | | | (1723226) | (10.0) | | | (1849536) | (10.8) |
2.3 Net Foreign Exchange Assets of Banking Sector | 5567504 | 5888766 | 125429 | 2.2 | 501490 | 10.2 | 321262 | 5.8 | 725247 | 15.5 | 475251 | 8.8 |
2.4 Government's Currency Liabilities to the Public | 33432 | 36306 | 289 | 0.8 | 2912 | 9.6 | 2874 | 8.6 | 3191 | 10.6 | 3108 | 9.4 |
2.5 Banking Sector's Net Non-Monetary Liabilities | 4953478 | 5596950 | 181624 | 3.4 | 507422 | 12.1 | 643472 | 13.0 | 933060 | 24.8 | 895809 | 19.1 |
| (5467477) | (6013768) | (176220) | (3.0) | | | (546291) | (10.0) | | | (799475) | (15.3) |
2.5.1 Net Non-Monetary Liabilities of RBI | 1790134 | 2178275 | 69825 | 3.3 | 168764 | 10.6 | 388141 | 21.7 | 305825 | 21.1 | 421687 | 24.0 |
Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |