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प्रकाशन

मुद्रास्फीति पर घरेलू अपेक्षाओं का सर्वेक्षण

आज, रिज़र्व बैंक ने नवम्बर 2024 के अपने द्विमासिक मुद्रास्फीति पर घरेलू अपेक्षाओं का सर्वेक्षण (आईईएसएच)1 2 के परिणाम जारी किए हैं। यह सर्वेक्षण 2-11 नवम्बर, 2024 के दौरान 19 प्रमुख शहरों में किया गया था, जिसमें 6,091 वैध प्रतिक्रियाएँ मिलीं, और महिला भागीदारी 52.9 प्रतिशत रही।

मुख्य विशेषताएँ:

  1. पिछले सर्वेक्षण दौर की तुलना में वर्तमान मुद्रास्फीति के बारे में परिवारों की औसत धारणा 30 आधार अंक (बीपीएस) बढ़कर 8.4 प्रतिशत हो गई [चार्ट 1(ए) और 1(बी); टेबल 3]।

  2. तीन महीने की अवधि के लिए मुद्रास्फीति की अपेक्षाएं मामूली रूप से 10 आधार अंक घटकर 9.1 प्रतिशत हो गई, जबकि एक वर्ष की अवधि के लिए यह 10 आधार अंक बढ़कर 10.1 प्रतिशत हो गई [चार्ट 1(ए) और 1(बी); टेबल 3]।

  3. आगामी तीन महीनों में उच्च मुद्रास्फीति की अपेक्षा करने वाले परिवारों की हिस्सेदारी पिछले सर्वेक्षण दौर की तुलना में थोड़ी कम हो गई है, क्योंकि गैर-खाद्य वस्तुओं और सेवाओं की कीमतों से कम दबाव की उम्मीद व्यक्त की गयी थी [टेबल 1(a)]।

  4. सर्वेक्षण के सितंबर 2024 दौर की तुलना में, उत्तरदाताओं का कुछ अधिक हिस्सा आने वाले वर्ष में, मुख्य रूप से खाद्य वस्तुओं और आवास से संबंधित खर्चों के उच्च दबाव के कारण, मूल्य और मुद्रास्फीति में वृद्धि की उम्मीद करते है [टेबल 1(b)]।

  5. एक वर्ष आगे के लिए, परिवारों की मूल्य अपेक्षा खाद्य कीमतों और आवास संबंधी व्ययों के साथ निकटता से से संरेखित हैं [टेबल 4]।

Chart 1a. Median Inflation Rate - Perception and Three Months ahead Expectation & Chart 1b. Median Inflation Rate - Perception and One Year ahead Expectation

नोट: कृपया समय श्रृंखला डेटा के लिए एक्सेल फ़ाइल देखें.3

Table 1(a): Product-wise Expectations of Prices for Three Months ahead
(Percentage of Respondents)
Survey period ended Nov-23 May-24 Jul-24 Sep-24 Nov-24
General Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Prices will increase 74.1 0.93 80.6 0.81 82.3 0.77 79.7 0.89 79.3 0.89
Price increase more than current rate 50.8 1.13 59.1 1.13 60.5 1.13 55.5 1.21 53.6 1.24
Price increase similar to current rate 19.1 0.85 17.5 0.83 17.3 0.86 19.2 0.86 19.9 0.87
Price increase less than current rate 4.2 0.42 4.0 0.43 4.5 0.48 5.0 0.55 5.8 0.49
No changes in prices 21.2 0.88 16.6 0.77 14.6 0.71 17.9 0.85 18.7 0.87
Decline in prices 4.7 0.45 2.8 0.32 3.1 0.37 2.5 0.32 2.0 0.29
Food Product                    
Prices will increase 75.5 0.90 81.8 0.74 84.2 0.70 83.9 0.75 83.9 0.75
Price increase more than current rate 53.7 1.04 61.0 1.07 62.1 1.03 60.7 1.07 60.7 1.08
Price increase similar to current rate 16.1 0.74 15.3 0.74 16.0 0.75 16.7 0.77 17.0 0.81
Price increase less than current rate 5.8 0.47 5.5 0.46 6.1 0.52 6.6 0.58 6.2 0.50
No changes in prices 15.5 0.76 12.1 0.64 10.2 0.57 11.2 0.67 11.1 0.64
Decline in prices 9.0 0.57 6.1 0.46 5.6 0.47 4.9 0.42 5.0 0.44
Non- Food Product                    
Prices will increase 73.8 0.87 75.0 0.85 77.0 0.81 76.1 0.92 75.9 0.90
Price increase more than current rate 52.4 1.04 53.7 1.11 54.5 1.10 52.4 1.11 51.7 1.14
Price increase similar to current rate 16.1 0.72 15.6 0.72 16.2 0.79 17.7 0.78 17.9 0.78
Price increase less than current rate 5.3 0.46 5.7 0.50 6.2 0.52 6.1 0.55 6.3 0.50
No changes in prices 19.5 0.77 19.3 0.78 17.6 0.74 19.1 0.85 19.9 0.85
Decline in prices 6.7 0.48 5.7 0.43 5.4 0.48 4.7 0.42 4.2 0.39
Household Durables                    
Prices will increase 63.8 0.98 68.2 0.94 68.2 0.97 64.9 1.03 66.5 1.00
Price increase more than current rate 45.5 1.02 48.3 1.10 49.6 1.09 45.9 1.11 46.3 1.11
Price increase similar to current rate 13.4 0.68 15.2 0.74 13.9 0.73 14.2 0.71 14.5 0.70
Price increase less than current rate 4.9 0.43 4.7 0.44 4.7 0.44 4.7 0.48 5.7 0.50
No changes in prices 25.9 0.89 23.4 0.86 23.4 0.88 25.2 0.97 24.8 0.89
Decline in prices 10.3 0.59 8.5 0.53 8.4 0.58 9.8 0.55 8.7 0.55
Cost of Housing                    
Prices will increase 76.8 0.88 80.4 0.81 78.6 0.84 77.7 0.88 78.9 0.85
Price increase more than current rate 57.2 1.09 59.3 1.06 59.6 1.07 56.9 1.11 57.4 1.14
Price increase similar to current rate 15.5 0.72 16.7 0.77 14.8 0.78 16.3 0.75 16.4 0.76
Price increase less than current rate 4.1 0.37 4.3 0.44 4.1 0.45 4.5 0.48 5.1 0.46
No changes in prices 20.0 0.83 16.7 0.77 18.2 0.78 19.1 0.87 18.2 0.79
Decline in prices 3.2 0.36 3.0 0.34 3.2 0.37 3.3 0.35 2.9 0.33
Cost of Services                    
Prices will increase 63.3 0.96 68.6 0.98 71.0 0.95 66.9 1.04 66.3 0.99
Price increase more than current rate 43.7 1.09 49.2 1.12 52.7 1.12 46.9 1.15 46.6 1.12
Price increase similar to current rate 15.5 0.70 14.4 0.68 13.6 0.70 15.5 0.73 14.8 0.70
Price increase less than current rate 4.2 0.40 5.0 0.46 4.6 0.46 4.5 0.46 5.0 0.44
No changes in prices 31.5 0.93 27.3 0.94 25.3 0.90 29.8 1.01 30.7 0.98
Decline in prices 5.1 0.48 4.1 0.39 3.7 0.38 3.2 0.35 2.9 0.33
Note:
1. The table provides estimates and standard errors (SE) for qualitative responses.
2. Constituent items may not add up to the corresponding total, due to rounding off.

Table 1(b): Product-wise Expectations of Prices for One Year ahead
(Percentage of Respondents)
Survey period ended Nov-23 May-24 Jul-24 Sep-24 Nov-24
General Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Prices will increase 89.0 0.65 89.1 0.64 90.6 0.60 89.4 0.73 89.6 0.67
Price increase more than current rate 67.2 1.07 67.9 1.14 68.6 1.12 66.5 1.20 66.9 1.14
Price increase similar to current rate 18.4 0.87 17.8 0.90 18.3 0.86 18.6 0.91 18.6 0.85
Price increase less than current rate 3.4 0.38 3.5 0.41 3.7 0.43 4.4 0.50 4.1 0.40
No changes in prices 8.4 0.56 7.9 0.56 6.6 0.50 8.6 0.67 8.2 0.62
Decline in prices 2.7 0.35 3.0 0.34 2.9 0.35 2.0 0.28 2.2 0.30
Food Product                    
Prices will increase 86.1 0.71 86.0 0.68 87.1 0.65 86.6 0.78 89.0 0.66
Price increase more than current rate 63.2 1.06 62.8 1.10 63.5 1.09 61.8 1.20 64.4 1.13
Price increase similar to current rate 18.4 0.83 18.3 0.86 19.0 0.84 19.2 0.85 19.3 0.87
Price increase less than current rate 4.5 0.41 4.9 0.49 4.6 0.48 5.6 0.55 5.3 0.48
No changes in prices 8.8 0.56 9.3 0.58 7.9 0.52 9.7 0.66 7.3 0.53
Decline in prices 5.1 0.44 4.7 0.39 5.0 0.43 3.8 0.38 3.7 0.38
Non- Food Product                    
Prices will increase 82.6 0.78 82.1 0.79 82.9 0.77 82.4 0.85 81.9 0.81
Price increase more than current rate 60.7 1.09 59.8 1.13 61.2 1.12 58.3 1.20 56.7 1.19
Price increase similar to current rate 17.4 0.80 17.3 0.80 16.9 0.80 18.5 0.83 19.5 0.84
Price increase less than current rate 4.5 0.42 5.1 0.47 4.8 0.46 5.6 0.57 5.6 0.48
No changes in prices 12.9 0.65 12.9 0.68 12.4 0.64 14.0 0.77 14.7 0.76
Decline in prices 4.5 0.43 5.0 0.44 4.7 0.44 3.6 0.37 3.4 0.36
Household Durables                    
Prices will increase 75.5 0.89 76.8 0.83 77.4 0.83 76.2 0.93 76.8 0.90
Price increase more than current rate 55.3 1.07 56.0 1.12 56.6 1.12 54.5 1.16 54.8 1.18
Price increase similar to current rate 16.3 0.77 16.4 0.79 16.1 0.76 16.5 0.79 16.9 0.76
Price increase less than current rate 3.9 0.39 4.4 0.44 4.8 0.49 5.1 0.50 5.0 0.45
No changes in prices 17.7 0.76 16.6 0.72 16.3 0.73 17.3 0.79 17.6 0.81
Decline in prices 6.8 0.50 6.6 0.47 6.3 0.48 6.5 0.49 5.6 0.46
Cost of Housing                    
Prices will increase 87.9 0.68 89.2 0.64 88.2 0.66 87.7 0.74 88.8 0.70
Price increase more than current rate 68.5 1.02 68.7 1.02 66.6 1.05 65.9 1.07 66.7 1.09
Price increase similar to current rate 16.3 0.78 16.3 0.75 17.7 0.80 17.0 0.79 17.6 0.83
Price increase less than current rate 3.1 0.36 4.2 0.45 3.9 0.43 4.8 0.53 4.5 0.45
No changes in prices 9.4 0.61 8.4 0.57 8.6 0.55 8.9 0.60 8.7 0.61
Decline in prices 2.7 0.34 2.4 0.31 3.2 0.36 3.4 0.40 2.5 0.30
Cost of Services                    
Prices will increase 80.8 0.81 82.1 0.77 83.4 0.76 82.2 0.85 81.7 0.90
Price increase more than current rate 59.2 1.08 58.9 1.13 61.6 1.17 58.8 1.18 58.4 1.19
Price increase similar to current rate 17.6 0.80 18.6 0.83 17.4 0.82 17.9 0.80 18.3 0.82
Price increase less than current rate 4.0 0.40 4.6 0.44 4.4 0.45 5.5 0.57 4.9 0.44
No changes in prices 16.3 0.74 14.7 0.71 13.2 0.67 15.3 0.80 15.7 0.84
Decline in prices 2.9 0.36 3.2 0.34 3.4 0.39 2.4 0.30 2.6 0.32
Note:
1. The table provides estimates and standard errors (SE) for qualitative responses.
2. Constituent items may not add up to the corresponding total, due to rounding off.

Table 2: Inflation Expectations of Various Groups: Nov-24
  Current Perception Three Months ahead Expectation One Year ahead Expectation
Mean Median Mean Median Mean Median
Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Overall 8.9 0.09 8.4 0.13 9.7 0.10 9.1 0.20 9.7 0.12 10.1 0.11
Gender-wise                        
Male 9.2 0.13 8.6 0.19 9.9 0.14 9.3 0.29 9.8 0.16 10.1 0.15
Female 8.8 0.12 8.2 0.16 9.6 0.13 9.0 0.21 9.7 0.15 10.1 0.14
Category-wise                        
Financial Sector Employees 7.7 0.35 6.7 0.36 8.2 0.36 7.2 0.35 8.5 0.40 7.7 0.35
Other Employees 8.8 0.17 8.2 0.20 9.6 0.18 8.8 0.23 9.7 0.21 9.9 0.29
Self Employed 9.4 0.21 9.2 0.51 10.1 0.22 10.0 0.32 10.0 0.26 10.3 0.20
Homemaker 8.8 0.14 8.2 0.20 9.5 0.15 8.9 0.25 9.6 0.19 10.0 0.19
Retired Persons 9.5 0.35 9.3 0.78 10.5 0.39 9.9 0.65 10.2 0.49 10.3 0.35
Daily Workers 9.0 0.25 8.8 0.34 9.8 0.27 9.3 0.39 9.6 0.33 9.8 0.54
Other category 8.6 0.22 7.6 0.28 9.4 0.22 8.7 0.29 9.6 0.26 9.7 0.41
Age Group-wise                        
Up to 25 years 8.3 0.17 7.7 0.24 9.2 0.18 8.6 0.21 9.6 0.22 9.7 0.37
25 to 30 years 8.4 0.19 7.8 0.25 9.4 0.21 8.8 0.25 9.5 0.24 9.8 0.30
30 to 35 years 9.0 0.20 8.5 0.28 9.7 0.21 9.2 0.37 10.0 0.24 10.2 0.16
35 to 40 years 8.9 0.19 8.5 0.28 9.7 0.21 9.4 0.43 9.9 0.25 10.1 0.23
40 to 45 years 9.2 0.22 9.0 0.41 9.9 0.23 9.8 0.38 9.4 0.29 9.9 0.40
45 to 50 years 9.1 0.22 9.0 0.58 9.8 0.23 9.1 0.43 9.7 0.29 10.0 0.37
50 to 55 years 10.0 0.26 9.9 0.44 10.7 0.27 10.3 0.30 10.3 0.35 10.5 0.31
55 to 60 years 9.1 0.30 8.6 0.45 10.0 0.30 9.1 0.55 9.4 0.37 9.5 0.58
60 years and above 9.3 0.26 8.4 0.41 9.9 0.28 9.3 0.52 9.8 0.32 10.0 0.40
City-wise                        
Ahmedabad 7.6 0.27 6.8 0.24 8.9 0.39 7.9 0.29 8.6 0.55 8.1 0.42
Bengaluru 6.9 0.20 5.7 0.13 7.9 0.21 6.6 0.38 8.6 0.22 8.2 0.29
Bhopal 10.1 0.73 10.2 0.54 11.3 0.60 10.9 0.88 10.8 0.67 11.0 1.14
Bhubaneswar 9.6 0.74 9.9 0.68 10.9 0.48 10.7 0.56 10.9 0.48 11.0 0.73
Chennai 9.0 0.34 9.8 0.52 9.7 0.48 10.2 0.79 10.8 0.53 11.8 1.11
Delhi 9.4 0.21 9.0 0.38 9.9 0.21 9.4 0.40 9.8 0.24 10.0 0.31
Guwahati 9.3 0.45 10.3 0.43 9.8 0.51 10.3 0.73 10.4 0.67 11.0 0.67
Hyderabad 8.8 0.39 8.3 0.87 9.7 0.40 8.7 0.59 10.4 0.40 10.7 0.50
Jaipur 7.3 0.39 7.0 0.53 8.0 0.37 7.7 0.34 7.2 0.54 7.3 0.65
Jammu 11.2 1.51 11.8 3.07 9.4 1.21 9.4 1.59 8.6 1.19 8.8 1.70
Kolkata 11.0 0.33 10.5 0.22 11.7 0.33 12.2 0.96 11.4 0.31 12.5 1.05
Lucknow 9.0 0.33 8.9 0.61 9.1 0.39 8.4 0.67 9.8 0.37 10.0 0.43
Mumbai 9.1 0.27 8.3 0.25 10.0 0.31 9.9 0.36 9.7 0.39 10.4 0.24
Nagpur 8.3 0.45 7.8 0.64 9.7 0.49 9.0 0.79 9.0 1.06 9.9 1.12
Patna 7.8 0.46 7.1 0.52 8.4 0.44 8.1 0.65 8.0 0.61 8.3 0.60
Thiruvananthapuram 6.7 0.64 5.6 0.40 8.2 0.78 7.3 0.73 9.7 0.87 9.3 0.92
Chandigarh 10.5 0.58 10.1 0.48 10.5 0.63 10.2 0.56 10.4 0.67 10.4 0.56
Ranchi 9.4 0.35 8.6 0.35 9.7 0.35 8.9 0.42 8.6 0.80 8.7 0.53
Raipur 9.9 0.56 10.2 0.59 10.2 0.53 10.2 0.47 9.8 0.73 10.3 0.65
Note: The table provides estimates and standard errors (SE) for quantitative responses.

Table 3: Household Inflation Expectations – Current Perception, Three Months and One Year Ahead Expectations
  Current Perception Three Months ahead Expectation One Year ahead Expectation
Mean Median Mean Median Mean Median
Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Nov-23 8.9 0.09 8.2 0.12 9.7 0.09 9.1 0.18 9.6 0.10 10.1 0.10
May-24 8.7 0.10 8.0 0.13 9.8 0.10 9.2 0.19 9.6 0.12 9.9 0.19
Jul-24 8.9 0.09 8.2 0.12 9.8 0.10 9.4 0.24 9.8 0.11 10.1 0.09
Sep-24 8.6 0.09 8.1 0.13 9.6 0.10 9.2 0.23 9.6 0.12 10.0 0.14
Nov-24 8.9 0.09 8.4 0.13 9.7 0.10 9.1 0.20 9.7 0.12 10.1 0.11
Note: The table provides estimates and standard errors (SE) for quantitative responses.

Table 4: Households Expecting General Price Movements in Coherence with Movements in Price Expectations of Various Product Groups: Three Months Ahead and One Year Ahead
(Percentage of Respondents)
Survey period ended Food Non-Food Households durables Housing Cost of services
Three Months Ahead
Nov-23 66.5 61.8 57.0 60.7 66.4
May-24 67.4 67.2 63.2 67.2 68.0
Jul-24 66.3 66.2 61.7 66.3 68.4
Sep-24 66.0 66.4 61.6 65.6 67.5
Nov-24 65.7 66.2 61.0 64.1 71.3
One Year Ahead
Nov-23 74.8 73.9 68.1 75.3 73.9
May-24 76.1 74.5 69.5 76.8 75.0
Jul-24 76.3 74.6 69.6 77.1 76.2
Sep-24 78.8 75.1 68.7 77.9 75.9
Nov-24 79.6 73.8 70.1 75.7 74.4

Table 5(a): Cross-tabulation of Number of Respondents by Current Inflation Perception and Three Months Ahead Inflation Expectations: Nov-24
Three Months Ahead Inflation Rate (per cent)
Current Inflation Rate (per cent)   <1 1-<2 2-<3 3-<4 4-<5 5-<6 6-<7 7-<8 8-<9 9-<10 10-<11 11-<12 12-<13 13-<14 14-<15 15-<16 >=16 No idea Total
<1 5 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 8
1-<2 0 31 17 8 1 5 0 0 0 0 0 0 0 0 0 0 0 0 62
2-<3 1 14 85 80 41 17 2 2 1 0 3 0 0 0 0 0 0 1 247
3-<4 0 1 15 81 72 66 18 1 0 0 0 0 0 0 0 0 1 0 255
4-<5 0 3 12 9 122 86 41 17 7 1 3 0 0 0 0 0 0 0 301
5-<6 1 3 13 29 40 435 170 180 90 9 82 0 0 0 0 4 2 1 1059
6-<7 0 1 4 7 3 11 195 115 74 26 15 1 3 0 1 0 0 0 456
7-<8 0 2 13 4 3 14 5 184 129 40 55 5 3 1 0 2 0 0 460
8-<9 0 0 2 2 2 6 3 8 203 101 123 16 18 3 0 1 3 0 491
9-<10 0 1 1 1 0 8 5 5 6 81 71 18 25 4 6 9 5 1 247
10-<11 1 2 9 7 6 58 17 9 15 15 436 96 220 46 14 215 82 0 1248
11-<12 0 0 0 0 1 1 0 4 0 0 1 16 5 30 1 4 0 0 63
12-<13 0 0 1 1 3 5 1 1 2 0 8 4 33 5 17 27 8 0 116
13-<14 0 0 0 0 0 0 0 0 0 0 0 0 0 8 2 2 3 0 15
14-<15 0 0 0 0 0 1 0 0 0 0 0 0 0 1 7 0 6 0 15
15-<16 0 0 0 1 0 8 0 1 0 0 10 0 2 2 1 85 118 0 228
>=16 0 0 3 0 2 13 1 2 4 5 23 0 3 0 2 23 737 2 820
Total 8 58 176 230 296 734 458 529 532 278 830 156 312 100 51 372 966 5 6091

Table 5(b): Cross-tabulation of Number of Respondents by Current Inflation Perception and One Year Ahead Inflation Expectations: Nov-24
One Year Ahead Inflation Rate (per cent)
Current Inflation Rate (per cent)   <1 1-<2 2-<3 3-<4 4-<5 5-<6 6-<7 7-<8 8-<9 9-<10 10-<11 11-<12 12-<13 13-<14 14-<15 15-<16 >=16 No idea Total
<1 4 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 8
1-<2 9 13 18 14 2 3 1 0 0 0 1 0 0 0 0 0 1 0 62
2-<3 25 3 50 64 45 38 10 2 5 0 3 0 0 0 0 2 0 0 247
3-<4 32 0 5 36 59 61 35 8 6 3 5 0 2 0 0 0 1 2 255
4-<5 36 0 2 5 69 58 53 27 29 7 13 0 0 0 0 1 1 0 301
5-<6 113 1 6 6 29 220 116 186 130 35 174 3 7 2 1 18 8 4 1059
6-<7 46 0 0 0 4 8 110 76 112 30 48 7 8 1 1 4 1 0 456
7-<8 56 0 2 1 0 8 3 94 88 61 95 14 24 2 3 8 1 0 460
8-<9 48 0 1 0 2 3 3 2 87 52 173 28 53 13 1 18 7 0 491
9-<10 22 0 0 0 0 1 0 4 0 46 39 33 46 7 11 20 17 1 247
10-<11 108 0 3 2 3 19 2 1 7 12 258 46 178 65 61 264 219 0 1248
11-<12 4 0 0 0 0 1 0 0 0 0 0 7 11 27 1 6 6 0 63
12-<13 14 0 0 2 0 0 0 0 0 2 0 0 16 9 17 39 16 1 116
13-<14 3 0 0 0 0 0 0 0 0 0 0 0 0 1 1 7 3 0 15
14-<15 1 0 0 0 0 0 0 0 0 0 0 0 0 0 5 4 5 0 15
15-<16 24 0 0 1 0 0 0 0 0 0 6 0 0 0 5 44 148 0 228
>=16 84 0 1 1 2 1 0 1 1 0 31 0 0 1 2 13 680 2 820
Total 629 18 89 132 215 422 333 401 465 248 846 138 345 128 109 448 1115 10 6091

1 यह सर्वेक्षण भारतीय रिज़र्व बैंक के द्वारा द्विमाही अंतरालों पर संचालित किया जाता है; यह निकट भविष्य में मुद्रास्फीतिकारी दबावों पर उत्तरदाताओं से प्राप्त निदेशात्मक जानकारी प्रदान करता है और उनकी स्वयं की खपत प्रवृत्ति को प्रतिबिंबित करता है। सर्वेक्षण के परिणाम उत्तरदाताओं के विचारों को दर्शाते हैं, जो जरूरी नहीं कि रिज़र्व बैंक द्वारा मान्यता प्राप्त हों।

2 मुद्रास्फीति प्रत्याशाओं के सभी अनुमान मीडियन के रूप में दिए गए हैं, जब तक अन्यथा न कहा गया हो।

3 पिछले सर्वेक्षण चक्र के परिणाम बैंक की वेबसाइट पर अक्तूबर 09, 2024 को जारी किए गए थे। सर्वेक्षण के पिछले चक्रों के लिए यूनिट-स्तर के डेटा, बैंक के भारतीय अर्थव्यवस्था पर डेटाबेस (DBIE) पोर्टल (वेबलिंक : https://data.rbi.org.in/DBIE/#/dbie/home) पर 'यूनिट-स्तर डेटा' शीर्षक के अंतर्गत उपलब्ध हैं।

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