Annual Report


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(35 kb)
Date : May 27, 2022
Contents
PART ONE: THE ECONOMY- REVIEW AND PROSPECTS
I. ASSESSMENT AND PROSPECTS
Lessons from the 2021-22 Experience
Looking Ahead to 2022-23
II. ECONOMIC REVIEW
The Real Economy
Price Situation
Money and Credit
Financial Markets
Government Finances
External Sector
PART TWO: THE WORKING AND OPERATIONS OF THE RESERVE BANK OF INDIA
III. MONETARY POLICY OPERATIONS
Monetary Policy
The Operating Framework: Liquidity Management
Monetary Policy Transmission
Sectoral Lending Rates
IV. CREDIT DELIVERY AND FINANCIAL INCLUSION
Credit Delivery
Financial Inclusion
Financial Literacy
V. FINANCIAL MARKETS AND FOREIGN EXCHANGE MANAGEMENT
Financial Markets Regulation Department
Financial Markets Operations Department
Foreign Exchange Department
VI. REGULATION, SUPERVISION AND FINANCIAL STABILITY
Financial Stability Unit
Department of Regulation
FinTech Department
Department of Supervision
Enforcement Department
Consumer Education and Protection Department
Deposit Insurance and Credit Guarantee Corporation
VII. PUBLIC DEBT MANAGEMENT
Debt Management of the Central Government
Debt Management of State Governments
VIII. CURRENCY MANAGEMENT
Developments in Currency in Circulation
Currency Management Infrastructure
Expenditure on Security Printing
Bharatiya Reserve Bank Note Mudran Private Limited
IX. PAYMENT AND SETTLEMENT SYSTEMS AND INFORMATION TECHNOLOGY
Department of Payment and Settlement Systems
Department of Information Technology
X. COMMUNICATION, INTERNATIONAL RELATIONS, RESEARCH AND STATISTICS
Communication Processes
International Relations
Government and Bank Accounts
Managing Foreign Exchange Reserves
Economic and Policy Research
Statistics and Information Management
Legal Issues
XI. GOVERNANCE, HUMAN RESOURCES AND ORGANISATIONAL MANAGEMENT
Governance Structure
Human Resource Development Initiatives
Enterprise-Wide Risk Management
Internal Audit/Inspection
Corporate Strategy and Budget Management
Rajbhasha
Premises Department
Annex
XII. THE RESERVE BANK’S ACCOUNTS FOR 2021-22
Balance Sheet as on March 31, 2022
Income Statement for the year ended March 31, 2022
Schedules forming part of Balance Sheet and Income Statement
Statement of Significant Accounting Policies for the year ended March 31, 2022
Notes to Accounts
Annex I: Chronology of Major Policy Announcements: April 2021 to March 2022
Annex II: Chronology of Major Policy Announcements to Mitigate the Impact of COVID-19: April 2021 to March 2022
Appendix Tables
BOXES
II.1.1 : Corporate Performance during the Pandemic: The Role of Corporate Tax Rate Cut
II.1.2 : Role of Central Banks in Climate Change
II.1.3 : Impact of COVID-19 Relief Measures on Small Business Financing
II.1.4 : Impact of Supply Chain Disruptions on GDP Growth and Labour Markets amidst the COVID-19 Shock
II.2.1 : Sensitivity of Inflation in India to Input Cost Pressures
II.6.1 : Role of Global Value Chains (GVCs) in Enhancing Exports Competitiveness
III.1 : Extraordinary Central Bank Lending Facilities during the Pandemic
IV.1 : Expanding the Reach of CFL Project Across the Country
V.1 : Roadmap for LIBOR Transition
VI.1 : Regulatory Framework for Microfinance Loans
VI.2 : Facilitating the FinTech Innovation: The Reserve Bank’s Approach
VI.3 : Supervisory Skilling and Empowerment
VI.4 : New Initiatives towards Strengthening of Grievance Redress Mechanism for Customers of Regulated Entities
VI.5 : Salient Features of Amendments to the DICGC Act, 1961
VII.1 : RBI Retail Direct Scheme
VIII.1 : Banknote Survey of Consumers: Major Findings
IX.1 : India and Singapore to Link their Fast Payment Systems - UPI and PayNow
IX.2 : Household Choice of Digital Payments amidst COVID-19 Pandemic
X.1 : Central Bank Outreach and Public Awareness
X.2 : BRICS Chair 2021 - RBI Achievements
X.3 : NGFS’ Glasgow Declaration and Reserve Bank’s Commitment
X.4 : Gold as a Financial Asset in Different Phases of Financial Cycles
X.5 : Satellite Images and Remote Sensing Data for Assessment of Agricultural Commodities
XI.1 : Setting up of Employee Interface and Analytics Division (EIAD)
XII.1 : Form of Presentation of the Balance Sheet and Income Statement
APPENDIX TABLES
1. Macroeconomic and Financial Indicators
2. Growth Rates and Composition of Real Gross Domestic Product (At 2011-12 prices)
3. Gross Savings
4. Inflation, Money and Credit
5. Capital Market – Primary and Secondary
6. Key Fiscal Indicators
7. Combined Receipts and Disbursements of the Central and State Governments
8. India’s Overall Balance of Payments
9. Foreign Direct Investment Flows to India: Country-wise and Industry-wise

The accounting year for the Reserve Bank was changed to April-March (earlier July-June) from the financial year 2020-21 onwards.


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