Appendix Table III.6 : Important Banking Indicators - Scheduled Commercial Banks |
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(Amount in Rupees crore)
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Outstanding
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Variations
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as on
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March 19,
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Financial year
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April-June
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Item
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2004
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2003-04
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2002-03
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2004-05 P
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2003-04
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Absolute
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Percent
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Absolute
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Percent
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Absolute
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Percent
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Absolute
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Percent
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1
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2
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3
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4
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5
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6
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7
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8
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9
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10
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1.
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Gross Demand and Time Liabilites (2+3+4+6)
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17,31,657
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2,46,013
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16.6
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2,13,470
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16.8
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59,113
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3.4
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64,899
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4.4
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2.
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Aggregate Deposits (a+b)
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15,04,416
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2,23,563
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17.5
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1,77,493
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16.1
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55,517
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3.7
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63,622
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5.0
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(1,47,822)
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(13.4)
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a.
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Demand deposits
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2,25,022
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54,733
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32.1
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17,241
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11.3
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-12,469
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-5.5
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11,366
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6.7
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b.
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Time deposits
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12,79,394
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1,68,830
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15.2
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1,60,252
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16.9
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67,986
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5.3
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52,256
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4.7
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(1,30,581)
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(13.7)
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3.
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Other Borrowings #
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24,670
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12,032
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95.2
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9,609
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317.3
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5,393
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21.9
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2,526
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20.0
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4.
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Other Demand and Time Liabilities
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1,48,084
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18,278
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14.1
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17,923
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16.0
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-5,045
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-3.4
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810
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0.6
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5.
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Borrowings from the RBI
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0
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-79
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-100.0
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-3,537
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-97.8
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0
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–
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-78
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-98.7
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6.
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Inter-bank Liabilities
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54,487
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-7,859
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-12.6
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8,444
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15.7
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3,249
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6.0
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-2,058
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-3.3
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7.
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Bank Credit (a+b)
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8,40,785
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1,11,570
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15.3
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1,39,493
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23.7
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36,623
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4.4
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3,678
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0.5
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a.
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Food Credit
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35,961
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-13,518
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-27.3
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-4,499
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-8.3
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7,100
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19.7
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586
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1.2
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b.
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Non-food Credit
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8,04,824
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1,25,088
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18.4
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1,43,992
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26.9
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29,523
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3.7
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3,091
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0.5
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8.
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Investments (a+b)
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6,77,588
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1,30,042
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23.8
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1,09,276
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24.9
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39,821
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5.9
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35,521
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6.5
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a.
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Government Securities
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6,54,758
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1,31,341
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25.1
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1,12,241
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27.3
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39,276
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6.0
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35,534
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6.8
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b.
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Other Approved Securities
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22,830
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-1,299
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-5.4
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-2,964
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-10.9
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545
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2.4
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-13
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-0.1
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9.
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Cash in hand
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7,898
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331
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4.4
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1,322
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21.2
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625
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7.9
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2,441
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32.3
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10.
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Balances with the RBI
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68,997
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10,662
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18.3
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-4,068
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-6.5
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9,391
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13.6
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17,630
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30.2
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11.
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Inter-Bank Assets
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48,179
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-10,840
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-18.4
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6,156
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11.6
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2,137
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4.4
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-7,254
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-12.3
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12.
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Credit-Deposit Ratio (per cent)
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55.89
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_
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49.9
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_
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78.6
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66.0
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_
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5.8
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13.
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Non-food Credit-Deposit Ratio (per cent)
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53.50
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_
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56.0
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81.1
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53.2
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4.9
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14.
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Investment-Deposit Ratio (per cent)
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45.04
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_
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58.2
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_
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61.6
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71.7
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_
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55.8
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P : Provisional. – : Not applicable.
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# : Other than from the Reserve Bank/IDBI/NABARD/EXIM Bank.
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Note :
1. Figures in parentheses exclude the impact of mergers since May 3,
2002.
2. Data are revised in line with the new accounting standards and consistent
with the methodology suggested by
the Working Group on Money banks which are classified as other demand
and time liabilities and includes those
banks which have reported such changes so far
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