(Amount in Rupees crore)

Outstanding

Variations

as on

Financial year

April-June

March 19,

Item

2003-04

2002-03

2004-05

2003-04

2004

Absolute

Percent

Absolute

Percent

Absolute

Percent

Absolute

Percent

1

2

3

4

5

6

7

8

9

10

Components

C.I

Aggregate Deposits of Residents (C.I.1+C.I.2)

14,29,080

2,40,732

20.3

1,75,838

17.4

54,282

3.8

65,724

5.5

(1,46,167)

(14.4)

C.I.1

Demand Deposits

2,25,022

54,733

32.1

17,241

11.3

-12,469

-5.5

11,366

6.7

C.I.2

Time Deposits of Residents (C.I.2.1+C.I.2.2 )

12,04,058

1,86,000

18.3

1,58,596

18.5

66,751

5.5

54,359

5.3

(1,28,925)

(15.0)

C.I.2.1

Short-term Time Deposits

5,41,826

83,700

18.3

71,368

18.5

30,038

5.5

24,461

5.3

C.I.2.1.1

Certificates of Deposits (CDs)

6,911

6,177

840.9

-1,499

-67.1

-1,472

-21.3

574

78.2

C.I.2.2

Long-term Time Deposits

6,62,232

1,02,300

18.3

87,228

18.5

36,713

5.5

29,897

5.3

C.II

Call/Term Funding from Financial Institutions

24,670

12,032

95.2

9,609

317.3

5,393

21.9

2,526

20.0

Sources

S.I

Domestic Credit (S.I.1+S.I.2)

16,57,237

2,42,782

17.2

2,67,294

23.3

73,618

4.4

45,933

3.2

S.I.1

Credit to the Government

6,54,758

1,31,341

25.1

1,12,241

27.3

39,276

6.0

35,534

6.8

S.I.2

Credit to the Commercial Sector

(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)

10,02,479

1,11,441

12.5

1,55,053

21.1

34,342

3.4

10,400

1.2

S.I.2.1

Bank Credit

8,40,785

1,11,570

15.3

1,39,493

23.7

36,623

4.4

3,678

0.5

S.I.2.1.1

Non-food Credit

8,04,824

1,25,088

18.4

1,43,992

26.9

29,523

3.7

3,091

0.5

S.I.2.2

Net Credit to Primary Dealers

1,946

-2,147

-52.5

3,765

1,148.9

-678

-34.8

5,557

135.8

S.I.2.3

Investments in Other Approved Securities

22,830

-1,299

-5.4

-2,964

-10.9

545

2.4

-13

-0.1

S.I.2.4

Other Investments (in non-SLR Securities)

1,36,918

3,317

2.5

14,759

12.4

-2,148

-1.6

1,178

0.9

S.II

Net Foreign Currency Assets of

Commercial Banks (S.II.1-S.II.2-S.II.3)

-58,531

10,101

-14.7

-30,501

80.0

-7,807

13.3

1,235

-1.8

S.II.1

Foreign Currency Assets

33,833

2,752

8.9

-22,994

-42.5

-3,507

-10.4

-377

-1.2

S.II.2

Non-resident Foreign Currency Repatriable

Fixed Deposits

75,336

-17,170

-18.6

1,656

1.8

1,235

1.6

-2,103

-2.3

S.II.3

Overseas Foreign Currency Borrowings

17,028

9,820

136.2

5,851

431.0

3,065

18.0

491

6.8

S.III

Net Bank Reserves (S.III.1+S.III.2-S.III.3)

76,895

11,072

16.8

792

1.2

10,016

13.0

20,149

30.6

S.III.1

Balances with the RBI

68,997

10,662

18.3

-4,068

-6.5

9,391

13.6

17,630

30.2

S.III.2

Cash in Hand

7,898

331

4.4

1,322

21.2

625

7.9

2,441

32.3

S.III.3

Loans and Advances from the RBI

0

-79

-100.0

-3,537

-97.8

0

–

-78

-98.7

S.IV

Capital Account

1,03,108

16,568

19.1

14,221

19.7

16,199

15.7

15,349

17.7

S.V.

Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II)

1,18,743

-5,377

-4.3

37,917

44.0

-47

0.0

-16,283

-13.1

S.V.1

Other Demand and Time Liabilities (net of S.II.3)

1,31,056

8,458

6.9

12,072

10.9

-8,111

-6.2

319

0.3

S.V.2

Net Inter-Bank Liabilities (other than to PDs)

8,254

834

11.2

6,054

443.2

435

5.3

10,753

144.9

Note :1..Data are provisional.

2.Figures in parentheses exclude the impact of mergers since May 3, 2002.

3.Time deposits and broad money include India Millennium Deposits (IMDs) aggregating Rs.25,662 crore
since November 17, 2000 and the impact of redemption of the Resurgent India Bonds (RIBs) of Rs. 22,693 crore since October 1, 2003.