(Amount in Rupees crore)

Outstanding as on

Variations

Sector

March 19,

March 21,

March 21,

March 22,

2004 *

2003 *

2003 @

2002 @

2003-04*

2002-03@

1

2

3

4

5

6

7

I.

Gross Bank Credit (1+2)

7,64,383

6,69,534

6,16,906

5,36,727

94,849

80,179

1.

Public Food Procurement Credit

35,961

49,479

49,479

53,978

-13,518

-4,499

2.

Non-food Gross Bank Credit

7,28,422

6,20,055

5,67,427

4,82,749

1,08,367

84,678

(100)

(100)

A.

Priority Sectors #

2,63,834

2,11,609

2,03,799

1,75,259

52,225

28,540

(48.2)

(33.7)

i)

Agriculture

90,541

73,518

71,609

60,761

17,023

10,848

(15.7)

(12.8)

ii)

Small Scale Industries

65,855

60,394

60,486

57,199

5,461

3,287

(5.0)

(3.9)

iii)

Other Priority Sectors

1,07,438

77,697

71,704

57,299

29,741

14,405

(27.4)

(17.0)

B.

Industry (Medium and Large)

2,47,210

2,35,168

2,00,335

1,72,324

12,042

28,011

(11.1)

(33.1)

C.

Wholesale Trade

(other than food procurement)

24,867

22,578

22,398

20,459

2,289

1,939

(2.1)

(2.3)

D.

Other Sectors

1,92,511

1,50,700

1,40,895

1,14,707

41,811

26,188

(38.6)

(30.9)

of which :

i)

Housing

51,981

36,587

34,654

22,346

15,394

12,308

ii)

Consumer Durables

8,274

7,219

6,904

7,015

1,055

-111

iii)

Non-Banking Financial Companies

16,802

14,127

14,052

9,653

2,675

4,399

iv)

Loans to Individuals against Shares

and Debentures/Bonds

2,020

2,001

1,762

1,520

19

242

v)

Real Estate Loans

5,577

5,894

3,098

2,596

-317

502

vi)

Other Non-Priority Sector

Personal Loans

35,165

27,905

26,089

23,402

7,260

2,687

vii)

Advances against Fixed Deposits

26,346

22,708

22,701

21,243

3,638

1,458

viii)

Tourism and Tourism Related Hotels

3,269

2,428

1,806

1,540

841

266

II.

Export Credit

[included under item I(2)]

57,687

49,202

49,402

42,978

8,485

6,424

(7.8)

(7.6)

III.

Net Bank Credit

(including inter-bank participations)

7,63,855

6,68,576

6,16,085

5,35,063

95,279

81,022

#

:

Data in this statement may not match with those stated elsewhere in the Report due to differences in the data source.

*:Including the impact of mergers since May 3, 2002.

@:Excluding the impact of mergers since May 3, 2002.

Note: 1. Data are provisional and relate to select scheduled commercial banks which account for about
90 per cent of bank credit of all scheduled commercial banks.

2. Gross bank credit data include bills rediscounted with the Reserve Bank, IDBI, EXIM Bank, other approved financial
institutions and inter-bank participations

3. Net bank credit data are exclusive of bills rediscounted with the Reserve Bank, IDBI, EXIM Bank and other approved
financial institutions.

4. Figures in parentheses are proportions to incremental non-food gross bank credit.