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Investment Portfolio of Scheduled Commercial Banks: March 2011
Date : Mar 12, 2012

Investment Portfolio of Scheduled Commercial Banks: March 2011*

This article presents the investment portfolio of scheduled commercial banks (excluding Regional Rural Banks) as at end-March 2011, as per the reporting system of annual Basic Statistical Return (BSR)-5. The investment portfolio covers investments in central and state government securities, securities other than government securities – approved for the purpose of investments under the Indian Trusts Act, 1882, other domestic investments, foreign govt securities and other foreign investments. The article presents details of banks investments in terms of instruments, maturity and coupon rates at the aggregate level as well as at the bank group level. State-wise analysis of scheduled commercial banks (SCBs)’ investments in state government securities and State-level bodies is also furnished. The article also highlights a comparative position of banks’ portfolio in 2011 with that of the previous year.

Highlights

  • During 2010-11, the total investments of the scheduled commercial banks (SCBs) increased by 8.9 percent as compared with 20.2 percent in 2009-10.

  • Nationalised Banks accounted for the largest share of investments of the SCBs, which however, decreased moderately to 47.9 percent from the last year’s share of 48.2 percent. The share of State Bank group also declined from 22.0 percent to 20.9 percent.

  • The maturity profile of the government securities held by the SCBs showed that major part of the investment holdings was in the two maturity buckets viz.,’more than 1 year but less than 6 years’ (35.3 percent) and ‘more than 6 years but less than 11 years (38.2 percent)’. Very short-term holdings (maturing within one year) had a share of 12.2 percent. Holdings of government securities with a long-term maturity period, i.e., from April 2022 onwards, had a share of 14.3 percent, which was higher than that recorded in the previous year (i.e., 12.6 percent for comparable maturity period of 2021 and above).

  • Foreign Banks reported a large part (46.0 percent) of their holdings with residual maturity less than one year, as against 12.2 percent for all the SCBs.

  • Between end-March 2010 and 2011, the share of central government securities with the coupon rate of ‘6 percent to 10 percent’ held by the SCBs increased further from 82.8 percent to 83.3 per cent.

  • Share of the investments of SCBs under ‘held to maturity’ (HTM) as well as ‘held for trading’ (HFT) category increased from 15.0 percent and 21.6 per cent, respectively, as on March 31,2010 to 33.7 per cent and 41.2 percent, respectively, as on March 31, 2011.Correspondingly, the share of investments under ‘available for sale’ (AFS) category, decreased from 63.4 percent to 25.1 percent.

Introduction

The analysis of investment portfolio of Scheduled Commercial Banks (SCBs), excluding Regional Rural Banks (RRBs), is based on data furnished in the Basic Statistical Return (BSR)-5 as at end-March 2011 and covers 82 banks, viz., 6 from the State Bank group1. 20 from the Nationalised Banks group (including IDBI Ltd.), 22 Indian Private Sector Banks and 34 Foreign Banks operating in India. These banks accounted for 97.3 percent of the total investments of all the SCBs2 (including Regional Rural Banks) on the last reporting Friday of March 2011. Besides the domestic banks’ total investments, it covers the investments made in India by the foreign banks through their branches located in the country. These investments are classified into: (a) Indian government securities (i.e., central and state government securities taken together), (b) Other trustee securities, (c) Other domestic investments and (d) Foreign investments. Other trustee securities are trustee securities, other than government securities, which are specially approved for investments purpose under the Indian Trusts Act, 1882; it includes securities/ shares/bonds/debentures issued by major all-India bodies namely, Industrial Finance Corporation of India Ltd. (IFCI), National Bank for Agriculture and Rural Development (NABARD), UTI Mutual Fund (formerly UTI) etc as well as State-level bodies namely State Electricity Boards (SEBs), State Financial Corporations (SFCs), Regional Rural Banks, Co-operatives, State Industrial Development Corporations (SIDCs), State Transport Corporations (STCs), Municipalities, local authorities etc. Other domestic investments cover i) Shares, bonds and debentures of Indian joint stock companies (non-trustee), ii) Fixed deposits (FDs) with banks, iii) Certificate of deposits (CDs) and Commercial papers (CPs), iv) Units of Mutual Funds, v) Others not classified. Foreign investments comprise foreign government securities and other foreign investments. Moreover, investments by foreign offices of the domestic SCBs are classified into three segments namely, Indian securities, Foreign countries securities and other investments.

The investment data presented in this article, in general, is referred to by their face value and in the case of investments in shares, bonds and debentures of Indian joint stock companies, market value is also indicated along with the face value.

The results of the survey are presented in six sections. Section I relates to aggregate investments of SCBs according to types of securities and the Section II discusses bank group-wise investments according to type of securities and also includes information on the investments of SCBs in loans floated by the state governments, contributions in the share capital of RRBs, subscription to debentures of co-operative institutions, subscription to bonds of the state government guaranteed bodies, viz., Municipalities, State Electricity Boards, State Financial Institutions, State Transport Corporations, etc. Section III discusses maturity profile and coupon rate classification of investments in the government securities. Classification of investments of SCBs into ‘held to maturity’ (HTM), ‘available for sale’ (AFS) and ‘held for trading’ (HFT) categories is covered in section IV. Section V discusses investments of SCBs in State level securities. A summary of the results is presented in the concluding section VI.

I. Aggregate Position of Investments

Total investments of the SCBs, excluding RRBs, registered 8.9 percent increase during 2010-11 and stood at `18,672 billion as on March 31, 2011 as compared with a rise by 20.2 percent during the preceding year (Statement 1). Investments of bank offices located in India continued to have a majority share (98.8 percent) in the total investments. The balance 1.2 percent of total investments was held by the foreign offices of Indian banks in the form of foreign investments, comprising the securities of foreign countries and other investments made abroad.

The composition of investments of the SCBs, reflects banks’ preference to the investments in government securities (Statement 1 and Chart 1). As on March 31, 2011, government securities accounted for 77.4 percent of total investments of banks (79.0 percent as on March 31, 2010). The share of other trustee securities declined from 0.4 percent to 0.3 per cent while the share of ‘Other domestic investments’ increased by 2.2 percentage points to 21.1 percent as on March 31, 2011. Investments in foreign securities by domestic offices of the SCBs declined to `13.13 billion (`18. 69 billion as on March 31, 2010), contributing to 0.1 percent in the total investments.

SCBs’ holdings of central government securities grew at a lower rate of 7.7 percent to `11,423.29 billion, while their investments in state governments securities increased by 3.1 percent to `3,021.95 billion as on March 31, 2011 as compared with 15.2 percent and 28.0 percent increase, respectively, during the previous year. Investment of SCBs’ in other trustee securities declined by 16.6 percent during 2010-11 on top of 35.5 percent decline during 2009-10. SCBs’ ‘Other domestic investments’ increased by 21.4 percent in 2010-11 as compared with 35.1 percent increase recorded in the preceding year, and stood at `3,944.68 billion as at end-March 2011.

1

II. Bank Group-wise Investments of Scheduled Commercial Banks according to type of securities

II.1 Bank-group wise shares in total Investments of SCBs

Among the various bank groups, Nationalised Banks continued to account for the largest share of investments of the SCBs. As on March 31, 2011, these banks accounted for 47.9 percent share in total investments of SCBs, as against 48.2 percent share a year ago. The shares of State Bank group and Foreign Banks as on March 31, 2011, stood at 20.9 percent and 8.8 percent, respectively, as compared with 22.0 percent and 9.1 percent respectively in the previous year. The shares of Private Sector Banks increased to 22.8 percent from 20.7 percent a year ago (Chart 2). The State Bank group registered 3.4 percent growth in their investment portfolio during 2010-11, whereas in the case of Foreign Banks and Nationalised Banks, the increases were by 5.1 percent and 8.1 percent, respectively. Private Sector Banks registered much higher growth of 19.8 percent in investments during 2010-11(Statement 2).

2

II.2 Composition of Investments

II.2.1 Central Government securities: In the case of Nationalised Banks, holdings of central government securities increased by 12.7 percent during 2010-11, which is lower than 29.6 percent increase recorded during 2009-10. In the case of Private Sector Banks, the holdings of central government securities increased by 7.3 percent during 2010-11, followed by Foreign Banks with 5.0 percent increase. State Bank group recorded a decline of 1.8 percent in their holdings of central government securities in the above period.

II.2.2 State Government securities: Private Sector Banks’ investments in state government securities increased by 31.1 percent, while such investments grew only by 5.0 percent in the case of the State Bank group. Nationalised Banks’ investments declined marginally from the previous year whereas Foreign Banks’ investments in such securities remained meagre.

II.2.3 Other Domestic Investments: Investment by SCBs in other domestic investments stood at `3,944.68 billion as on March 31, 2011, recording an increase of 21.4 percent during 2010-11 (Statement 4). The investments by banks in debentures issued by joint stock companies constituted higher share of 70.3 per cent, in terms of market value, of the total investments in shares and debentures as on March 31, 2011 as against 65.2 percent as on March 31, 2010.

3

Private Sector Banks accounted for the largest share of 48.2 percent in other domestic investments as on March 31, 2011, followed by Nationalised Banks (38.3 percent). The State Bank group (20.7 percent) and Foreign Banks (14.1 percent) had relatively lower shares (Chart 3). Further, it was observed that all bank groups, except State Bank group, continued to show a marked preference for debentures over shares. In the case of State Bank group, equity shares accounted for 43.0 percent of investment in shares and debentures; they accounted for a meager 2.8 percent for the Foreign Banks.

II.2.4 Investment in Public Sector Enterprises: Investment of SCBs in bonds of Public Sector Enterprises declined by 14.8 percent to `95.97 billion as on March 31, 2011 from `112.69 billion as on March 2010 (Statement 5); such investments recorded a decline for the State Bank group (-21.84 percent), Nationalised Banks (-30.03 percent) and the foreign Banks (-8.46 per cent). However, the Private Sector Banks registered a moderate increase of 2.7 percent. Among investments in public sector enterprises, investments in Rural Electrification Corporation was having highest share of 35.6 percent followed by Power Finance Corporation’s bonds (34.9 percent).

III. Maturity Profile and Coupon rate Classification of Investments in Central and Sate Government securities

III.1 Maturity Profile of Outstanding Investment in Government Securities

The maturity classification of investments in central and state government securities for different bank groups as at of end-March 2011 is presented in Statement 6 and in Chart 4. As reflected in Chart 4, 12.2 percent of the holdings had maturity of less than 1 year, i.e., maturing between April 2011 and March 2012, while 35.3 percent of the securities were in the maturity bucket ‘more than 1 year but less than 6 years’ (i.e., maturing between April 2012 and March 2017) and another 38.2 percent stood in the maturity bucket of ‘more than 6 years but less than 11 years’ (i.e., maturing between April 2017 and March 2022).

4

The maturity profile of government securities was not uniform across different bank groups. The share of investments in the maturity bucket of ‘more than 1 year but less than 6 years’ (i.e. maturing between April 2012 and March 2017) was the highest for State Bank group (43.8 percent), followed closely by Foreign Banks (43.4 percent) and Private Banks (39.3 percent), while for the Nationalised Banks, it was lower at 29.0 per cent. Similarly, while share of investments in the maturity bucket of ‘more than 6 years but less than 11 years’ was higher for Nationalised Bank group (45.4 per cent) and State Bank group (42.1 percent), it was much lower in the case of Private Sector Banks (26.9 percent) and the Foreign Banks (7.3 percent).

The maturity profile of central government securities held by the SCBs as at end-March 2011 followed similar pattern as observed for total government securities (Chart 5). At all SCBs level, central government securities maturing in ‘more than 1 year but less than 6 years’ constituted the largest share (38.3 percent), followed by the securities maturing in ‘more than 6 years but less than 11 years’ (28.9 percent). At bank group level, share of the holdings of central government securities in the maturity bucket ‘more than 1 year but less than 6 years’ varied between 31.1 percent for Nationalised Banks and 50.9 percent for State Bank group. The proportion of central government securities with maturity period ‘more than 6 years but less than 11 years’ varied between 7.3 percent for Foreign Banks and 36.1 per cent for Nationalised Banks. In the case of State Bank group, 7.1 percent of the central government security portfolio was found to be maturing beyond 2022, while in the case of Nationalised banks and Private Sector banks, such share was 25.0 percent and 18.9 percent, respectively.

As regards the investments in the state government securities by the SCBs, 23.9 percent was due for maturing during April 2012 to March 2017 while 73.7 percent had maturity during April 2017 to March 2022. Barring Foreign banks, the maturity period-wise distribution of other bank groups was quite similar.

III.2 Investments in Central and State Government Securities (excluding Treasury Bills, Postal Obligations, etc.)-According to Coupon Rates

Distribution of banks’ investments in central government securities in various coupon rate categories revealed that there was no major change between 2010 and 2011. Share of central government securities with coupon rate ‘less than 6 percent’ increased from 6.7 percent to 7.1 percent, while those with coupon rate of ‘6 percent to 10 percent’ increased its share from 82.8 percent to 83.3 percent (Statement 7, Chart 7). The proportion of banks’ holdings of central government securities with coupon rate ‘10 percent and above’ declined from 10.5 percent to 9.6 percent (Chart 7).

5

6

As regards the state government securities, proportion of securities with coupon rate of ‘6 percent to 10 percent’ increased to 92.3 percent as on March 31, 2011 from 89.5 percent as on March 31, 2010 (Chart 8). The proportion of state government securities with coupon rate ‘10 percent and above’ decreased from 3.6 percent to 1.1 percent.

7

State Bank group’s holdings of central government securities with coupon rate ‘less than 6 percent’ increased its share from 8.7 percent as on March 31, 2010 to 12.2 percent as on March 31, 2011 while the share of those with coupon rate ‘10 percent and above’ declined from 9.6 percent to 6.9 percent (Chart 9). In the case of Nationalised Banks, the share of central government securities with coupon rate ‘6 percent to 10 percent’ declined from 88.6 percent as on March 31, 2010 to 85.9 percent as on March 2011 with corresponding increase in the share of the category ‘10 percent and above’ (Chart 9). In the case of Private Sector Banks, the share of central government securities with coupon rate of ‘6 percent to 10 percent’ increased from 79.8 percent as on March 2010 to 87.3 percent in March 2011. Central government securities with coupon rate of ‘6 percent to 10 percent ‘ held by the Foreign Banks had a higher share of 63.3 percent on March 2011 than 62.4 percent recorded in 2010, whereas the securities with coupon rate of ‘10 percent and above’ held by them recorded a lower share of 33.7 percent as on March 2011 as compared with that on March 2010 (36.1 percent).

8

9

In case of state government securities held by different bank groups, except Foreign Banks, more than ninety two percent of the holding was in coupon rate range of ‘6 percent to 10 percent’. Foreign Banks’ meager holding was entirely retained in the coupon rate range of ‘11 percent to 12 percent’ during 2010-11. (Chart 10).

10

11

IV. Classification of Investment Portfolio of Banks into HTM, AFS and HFT Categories

At the aggregate level, the shares of banks’ investments under the three categories viz.,‘held to maturity’ (HTM), ‘available for sale’ (AFS) and ‘held for trading’ (HFT) depicted significant changes in March 2011 as compared with those in March 2010 (Chart 11). The share of securities under HTM category increased from 15.0 percent to 33.7 percent, and those under HFT category also increased from 21.6 percent to 41.2 percent. Correspondingly, share of securities under AFS Category decreased from 63.4 percent to 25.1 per cent.

Banks’ investments in the government securities also depicted similar changes. Share of these investments classified under HTM category recorded a sharp rise to 37.6 percent as on March 31, 2011, from 15.0 percent a year ago, while the share under AFS category decreased from 66.2 percent to 21.4 percent in the same period. In the case of other domestic investments, 26.1 percent of investments were held in the HTM category, 32.5 percent in AFS category and 41.5 per cent in HFT category at end March 2011.

In case of the State Bank group and the Foreign Banks the share of investments classified as AFS declined sharply between March 2010 and March 2011 matched by increase in the shares under HTM and HFT segments. The share of AFS segment, however, increased for the Nationalised Banks and Private Sector Banks with corresponding decline in the share of HFT category.

V. Investments of Scheduled Commercial Banks in State-level Securities

State-level securities consists of securities floated by the state governments, bonds of state-level bodies guaranteed by the state governments, share capital of RRBs and debentures of cooperative institutions. SCBs’ investments in such securities increased moderately by 2.7 percent to `3,043.68 billion as at end March 2011 (Statement 8). SCBs’ investment in the state government securities (i.e., coupon bearing State Development Loans (SDL)), increased by 3.1 percent during 2010-11, and its share increased from 98.9 per cent of State-level investments as on March 31, 2010 to 99.3 percent as on March 31, 2011. Of the total outstanding state government securities of `6,118.01 billion as at end- March 2011, SCBs’ holdings amounted to `3,021.95 billion indicating an absorption rate of 49.4 percent (56.1 percent as at end-March 2010) (Statement 9). The investment in all other state level securities declined to `21.73 billion (`31.25 billion as on March 31,2010). Other important state-level investments were in the RRBs (0.4 percent), followed by the securities of State Financial Corporations (SFCs) (0.1 percent) and State Electricity Boards (0.1 percent). Banks investments in six States, viz., Maharashtra, West Bengal, Andhra Pradesh, Tamil Nadu, Uttar Pradesh, and Gujarat collectively accounted for more than half of the investments in various state-level securities as on March 31, 2011.

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Bank group-wise pattern of investment in the state-level securities is presented in Statement 10. Nationalised Banks accounted for the highest share at 59.8 percent, followed by the State Bank group at 32.6 percent. Nationalised Banks held a high share in investments in the state-level securities in most of the States/UTs, except in some of the north-eastern states namely Mizoram, Sikkim and Manipur, where State Bank group remained invested with higher shares of 55.2 percent, 68.7 percent and 82.0 percent, respectively.

VI. Summary

Total investments of SCBs (excluding RRBs) increased by `1,524.20 billion to `18,672 billion as on March 31, 2011, resulting in reduced growth of 8.9 per cent in comparison with the high growth of 20.2 percent recorded in the previous year, mostly due to revival in credit growth. This trend was across all the bank groups except the private sector banks, which recorded higher growth of 19.8 percent than the prveious year’s growth (14.0 percent). Most of the investments of the banking sector were in the Indian Government securities, mainly to meet the SLR requirements as also for meeting collateral obilagtion required for liquidity accommodations obtained from the short- term money market. Investments in such securities, however, recorded relatively lower growth of 6.7 percent in 2010-11in tune with the reduction in SLR requirements to 24 percent.

The maturity profile of the government securities held by the SCBs was, by and large, the same, with an increasing trend in the shares of holdings of government securities with long-term maturity buckets. During 2010-11, almost four fifths of the central government securities were in the the coupon rate range of 6 percent to 10 percent.

Investments of the banking sector in state-level securities increased moderately during 2010-11. While the holding of state government securities during 2010-11 increased moderately, the investments in all other categories declined. State government securities of Maharashtra, West Bengal and Andhra Pradesh had the highest share in the State Government securities portfolio of the banks.

Statement 1: Investments of Scheduled Commercial Banks (As at end-March)

(Amount in ` Million)

Category

2010

2011

Absolute Variation

Percentage Variation

2010 over
2009

2011 over
2010

2010 over
2009

2011 over
2010

1

2

3

4

5

6

7

I. Investment by offices in India

16,870,726

18,456,372

2,847,452

1,585,646

20.3

9.4

 

(98.4)

(98.8)

(98.7)

(104.0)

 

 

A. Indian Government Securities

13,538,857

14,445,241

2,042,767

90,638

17.8

6.7

 

(79.0)

(77.4)

(70.8)

(5.9)

 

 

(i) Central Government

10,606,494

11,423,294

1,400,706

816,801

15.2

7.7

 

(61.9)

(61.2)

(48.5)

(53.6)

 

 

(ii) State Government

2,932,363

3,021,947

642,061

89,583

28.0

3.1

 

(17.1)

(16.2)

(22.3)

(5.9)

 

 

B. Other Trustee Securities

63,952

53,318

-35,175

-10,577

-35.5

-16.6

 

(0.4)

(0.3)

(-1.2)

(-0.7)

 

 

C. Other Domestic Investments

3,249,230

3,944,683

844,608

695,396

35.1

21.4

 

(18.9)

(21.1)

(29.3)

(45.6)

 

 

(i) Fixed Deposits

190,517

372,134

-1,191

181,617

-0.6

95.3

 

(1.1)

(2.0)

(-0.0)

(11.9)

 

 

(ii) Shares and Debentures of joint Stock companies (Market Value)

1,094,658

1,402,274

196,202

307,616

21.8

28.1

 

(6.4)

(7.5)

(6.8)

(20.2)

 

 

(iii) Certificate of Deposits and Commercial Papers.

993,334

1,398,246

419,906

404,913

37.2

40.8

 

(5.8)

(7.5)

(14.6)

(26.6)

 

 

(iv) Mutual Funds

77,577

57,628

-38,388

-19,949

-33.1

-25.7

 

(0.5)

(0.3)

(-1.3)

(-1.3)

 

 

(v) Others @

893,144

714,400

268,078

-17,874

42.9

-20.0

 

(5.2)

(3.8)

(9.3)

(-1.2)

 

 

D. Foreign Securities

18,687

13,130

-4,748

-5,557

20.3

-29.7

 

(0.1)

(0.1)

(-0.2)

(-0.4)

 

 

(i) Foreign Government Securities

1

0

0

-1

-100.0

 

(0.0)

(0.0)

(0.0)

(-0.0)

 

 

(ii) Other Foreign Investments

18,687

13,130

-4,748

-5,557

-20.3

-29.7

 

(0.1)

(0.1)

(-0.2)

(-0.4)

 

 

II. Investments by Foreign Offices of Indian Banks

277,074

215,625

37,900

-61,449

15.8

-22.2

 

(1.6)

(1.2)

(1.3)

(-4.0)

 

 

(i) Indian securities

0

0

0

0

 

 

 

(ii) Foreign Countries Securities

80,824

70,004

49,319

-10,820

156.5

-13.4

 

(0.5)

(0.4)

(1.7)

(-0.7)

 

 

(iii) Other Investments

196,251

145,621

-11,419

-50,629

-5.5

-25.8

 

(1.1)

(0.8)

(-0.4)

(-3.3)

 

 

TOTAL

17,147,800

18,671,997

2,885,352

1,524,197

20.2

8.9

 

(100.0)

(100.0)

(100.0)

(100.0)

 

 

– Nil or Negligible
@: Includes Investments in Debentures and Bonds of Quasi - Govt.Bodies, Venture Capital Funds, etc.
Note: Figures in brackets indicate percentages to Total


Statement 2: Bank Group-wise Investments by Types of Securities

(Amount in ` Million)

Bank Group

Investments of Indian offices

Year
(end-March)

Indian Govt. Securities

Other Trustee Securities

Central
Government
Securities

State
Government
Securities

Total*

of which
All India
Bodies

1

2

3

4

5

1. State Bank of India & Associates

2010

2241943

939995

17689

9726

 

 

(59.5)

(24.9)

(0.5)

(0.3)

 

2011

2200530

987379

5623

3525

 

 

(56.5)

(25.3)

(0.1)

(0.1)

Variation in 2011 over 2010

 

       

(a) Absolute

 

-41413

47384

-12066

-6201

(b) Percentage

 

(-1.8)

(5.0)

(-68.2)

(-63.8)

2. Nationalised Banks

2010

5033753

1817231

42979

25091

 

 

(60.9)

(22.0)

(0.5)

(0.3)

 

2011

5673219

1804990

44547

22669

 

 

(63.5)

(20.2)

(0.5)

(0.3)

Variation in 2011 over 2010

 

 

 

 

 

(a) Absolute

 

639466

-12241

1568

-2422

(b) Percentage

 

(12.7)

(-0.7)

(3.6)

(-9.7)

3. Private Sector Banks

2010

2209971

175097

3262

1686

 

 

(62.2)

(4.9)

(0.1)

(0.0)

 

2011

2372294

229538

3126

2057

 

 

(55.7)

(5.4)

(0.1)

(0.0)

Variation in 2011 over 2010

 

 

 

 

 

(a) Absolute

 

162323

54441

-136

371

(b) Percentage

 

(7.3)

(31.1)

(-4.2)

(22.0)

4. Foreign Banks

2010

1120827

40

22

22

 

 

(72.0)

(0.0)

(0.0)

(0.0)

 

2011

1177251

40

22

22

 

 

(71.9)

(0.0)

(0.0)

(0.0)

Variation in 2011 over 2010

 

 

 

 

 

(a) Absolute

 

56424

0

0

0

(b) Percentage

 

(5.0)

(0.0)

(0.0)

(0.0)

5. All Scheduled Commercial Banks

2010

10606494

2932363

63952

36525

 

 

(61.9)

(17.1)

(0.4)

(0.2)

 

2011

11423294

3021947

53318

28272

 

 

(61.2)

(16.2)

(0.3)

(0.2)

Variation in 2011 over 2010

 

 

 

 

 

(a) Absolute

 

816801

89583

-10577

-8253

(b) Percentage

 

(7.7)

(3.1)

(-16.6)

(-22.6)

- : Nil or Negligible.
* UTI Units
Note : Figures in brackets indicate percentages to total.


Statement 2: Bank Group-wise Investments by Types of Securities (Concld.)

(Amount in ` Million)

Bank Group

Investments of Indian offices

Foreign
Securities

Investments
of Foreign
Offices

Total
Investments

Year
(end-march)

Others Domestic Investment

Total

of which shares and debentures of joint stock
companies (Market Value)

1

6

7

8

9

10

1.State Bank of India & Associates

2010

501102

310539

2

69580

3770310

 

 

(13.3)

(8.2)

(0.0)

(1.8)

(100.0)

 

2011

673717

332101

2

30897

3898146

 

 

(17.3)

(8.5)

(0.0)

(0.8)

(100.0)

Variation in 2011 over 2010

 

         

(a) Absolute

 

172615

21562

0

-38683

127836

(b) Percentage

 

(34.4)

(6.9)

(0.0)

(-55.6)

(3.4)

2. Nationalised Banks

2010

1233053

475491

18687

119590

8265292

 

 

(14.9)

(5.8)

(0.2)

(1.4)

(100.0)

 

2011

1245154

428012

3839

107036

8937194

 

 

(13.9)

(4.8)

(0.0)

(1.2)

(100.0)

Variation in 2011 over 2010

 

 

 

 

 

 

(a) Absolute

 

12101.6

-47478

-14848

-12554

671902

(b) Percentage

 

(1.0)

(-10.0)

(-79.5)

(-10.5)

(8.1)

3. Private Sector Banks

2010

1078867.2

252017

0

87904

3555101

 

 

(30.3)

(7.1)

(0.0)

(2.5)

(100.0)

 

2011

1566692

599760

9291

77692

4258632

 

 

(36.8)

(14.1)

(0.2)

(1.8)

(100.0)

Variation in 2011 over 2010

 

 

 

 

 

 

(a) Absolute

 

487824

347744

9291

-10212

703531

(b) Percentage

 

(45.2)

(138.0)

(-11.6)

(19.8)

4. Foreign Banks

2010

436208

56612

1557097

 

 

(28.0)

(3.6)

(100.0)

 

2011

459120

42401

1636434

 

 

(28.1)

(2.6)

(100.0)

Variation in 2011 over 2010

 

 

 

 

 

 

(a) Absolute

 

22912.5

-14211

79337

(b) Percentage

 

(5.3)

(-25.1)

(5.1)

5. All Scheduled Commercial Banks

2010

3249230

1094658

18687

277074

17147800

 

 

(18.9)

(6.4)

(0.1)

(1.6)

(100.0)

 

2011

3944683

1402274

13130

215625

18671997

 

 

(21.1)

(7.5)

(0.1)

(1.2)

(100.0)

Variation in 2011 over 2010

 

 

 

 

 

 

(a) Absolute

 

695396

307616

-5557

-61449

1524197

(b) Percentage

 

(21.4)

(28.1)

(-29.7)

(-22.2)

(8.9)

- : Nil or Negligible.
* UTI Units
Note : Figures in brackets indicate percentages to total.


Statement 3: Bank Group-wise Classification of Investments in Other Trustee Securities

(Amount in ` Million)

Securities / Shares / Bonds / Debentures issued by

Year
(end-
March)

Bank Group

All
Scheduled
Commercial
Banks

State Bank of
India and its
Associates

Nationalised
Banks

Private
Sector Banks

Foreign
Banks

1

2

3

4

5

6

1. Local Authorities *

2010

272

960

45

1278

 

 

(1.5)

(2.2)

(1.4)

(2.0)

 

2011

94

473

34

601

 

 

(1.7)

(1.1)

(1.1)

(1.1)

2. State Financial Corporations

2010

599

3593

982

5174

 

 

(3.4)

(8.4)

(30.1)

(8.1)

 

2011

284

1964

620

2868

 

 

(5.0)

(4.4)

(19.8)

(5.4)

3. State Industrial Development Corporations

2010

169

377

21

566

 

 

(1.0)

(0.9)

(0.6)

(0.9)

 

2011

27

220

2

249

 

 

(0.5)

(0.5)

(0.1)

(0.5)

4. State Electricity Boards

2010

3463

3732

273

7468

 

 

(19.6)

(8.7)

(8.4)

(11.7)

 

2011

1474

1958

156

3589

 

 

(26.2)

(4.4)

(5.0)

(6.7)

5. Co-operative Institutions

2010

16

72

0

89

 

 

(0.1)

(0.2)

(0.0)

(0.1)

 

2011

-

301

301

 

 

-

(0.1)

(0.1)

6. Industrial Finance Corporation of India

2010

3341

8341

187

11868

 

 

(18.9)

(19.4)

(5.7)

(18.6)

 

2011

1299

9822

99

11220

 

 

(23.1)

(22.0)

(3.2)

(21.0)

7. National Bank for Agriculture and Rural Development

2010

258

387

21

665

 

 

(1.5)

(0.9)

(0.6)

(1.0)

 

2011

178

876

556

1609

 

 

(3.2)

(2.0)

(17.8)

(3.0)

8. Rural Electrification Corporation

2010

206

359

502

1067

 

 

(1.2)

(0.8)

(15.4)

(1.7)

 

2011

179

642

502

1322

 

 

(3.2)

(1.4)

(16.1)

(2.5)

9. Export-Import Bank of India

2010

228

536

10

5

779

 

 

(1.3)

(1.2)

(0.3)

(22.8)

(1.2)

 

2011

148

398

83

5

634

 

 

(2.6)

(0.9)

(2.6)

(22.8)

(1.2)

10. National Co-operative Development Corporation of India

2010

155

941

1096

 

 

(0.9)

(2.2)

(1.7)

 

2011

-

5130

5130

 

 

-

(1.2)

(1.0)


Statement 3: Bank Group-wise Classification of Investments in Other Trustee Securities (Concld.)

(Amount in ` Million)

Securities / Shares / Bonds / Debentures issued by

Year
(end-
March)

Bank Group

All
Scheduled
Commercial
Banks

State Bank of
India and its
Associates

Nationalised
Banks

Private
Sector Banks

Foreign
Banks

1

2

3

4

5

6

11.Housing and Urban Development Corporation of India

2010

311

892

104

1307

 

 

(1.8)

(2.1)

(3.2)

(2.0)

 

2011

139

1201

120

1461

 

 

(2.5)

(2.7)

(3.8)

(2.7)

12. Unit Trust of India

2010

55

0

3

57

 

 

(0.3)

(0.0)

(0.1)

(0.1)

 

2011

0

0

 

 

(0.0)

(0.0)

13. Industrial Reconstruction Bank of India

2010

2514

324

88

2926

 

 

(14.2)

(0.8)

(2.7)

(4.6)

 

2011

85

85

 

 

(0.0)

(0.0)

14. Housing Boards

2010

21

143

3

167

 

 

(0.1)

(0.3)

(0.1)

(0.3)

 

2011

13

333

3

348

 

 

(0.2)

(0.7)

(0.1)

(0.7)

15. Others

2010

6082

22322

1025

17

29446

 

 

(34.4)

(51.9)

(31.4)

(77.2)

(46.0)

 

2011

1789

26109

951

17

28866

 

 

(31.8)

(58.6)

(30.4)

(77.2)

(54.1)

TOTAL

2010

17689

42979

3262

22

63952

 

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

 

2011

5623

44547

3126

22

53318

 

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

* includes Municipalities and Port Trust.
‘-’ Nil or Negligible.
Note: Figures in brackets indicate percentages to total.


Statement 4: Bank Group-wise investments in Shares and Debentures of
Joint Stock Companies, Units and 'Other' Securities

(Amount in ` Million)

Bank Group

Year
(end-
March)

Shares

Debentures

Sub Total

Units of
UTI and
Others*
Face Value

Total

 

Face Value

Market
Value@

Face Value

Market
Value@

Face
Value

Market
Value@

1

2

3

4

5

6
(2+4)

7
(3+5)

8

9
(7+8)

1.State Bank of India & its Associates

2010

45426

116700

196190

193839

241615

310539

190618

501102

 

 

(18.8)

(37.6)

(81.2)

(62.4)

(100.0)

(100.0)

 

(15.4)

 

2011

45778

142838

195033

189263

240811

332101

341616

673717

 

 

(19.0)

(43.0)

(81.0)

(57.0)

(100.0)

(100.0)

 

(17.1)

2. Nationalised Banks

2010

82727

138600

340684

336890

423411

475491

757562

1233053

 

 

(19.5)

(29.1)

(80.5)

(70.9)

(100.0)

(100.0)

 

(37.9)

 

2011

92632

132356

303195

295656

395827

428012

817142

1245154

 

 

(23.4)

(30.9)

(76.6)

(69.1)

(100.0)

(100.0)

 

(31.6)

3. Private Sector Banks

2010

62970

124554

229740

127463

292710

252017

826850

1078867

 

 

(21.5)

(49.4)

(78.5)

(50.6)

(100.0)

(100.0)

 

(33.2)

 

2011

72677

139521

468061

460239

540738

599760

966931

1566692

 

 

(13.4)

(23.3)

(86.6)

(76.7)

(100.0)

(100.0)

 

(39.7)

4. Foreign Banks

2010

660

1183

55041

55429

55700

56612

379596

436208

 

 

(1.2)

(2.1)

(98.8)

(97.9)

(100.0)

(100.0)

 

(13.4)

 

2011

650

1167

41235

41233

41885

42401

416720

459120

 

 

(1.6)

(2.8)

(98.4)

(97.2)

(100.0)

(100.0)

 

(11.6)

5. All Scheduled Commercial Banks

2010

191782

381037

821655

713621

1013437

1094658

2154629

3249230

 

 

(18.9)

(34.8)

(81.1)

(65.2)

(100.0)

(100.0)

 

(100.0)

 

2011

211737

415882

1007524

986392

1219261

1402274

2542409

3944683

 

 

(17.4)

(29.7)

(82.6)

(70.3)

(100.0)

(100.0)

 

(100.0)

@ Investments in shares and debentures are at estimated realisable value where market value is not available.
* 'Others' includes Investment in fixed Deposits. Mutual Funds, CDs and CPs etc.
Note: Figures in Brackets in Columns 2 to 5 indicate percentages to the respective row sub-total in column 6 and column 7,
altenatively. Figures in brackets in column9 indicate percentages in the same column.


Statement 5: Scheduled Commercial Banks' Investments in Bonds issued by Public Sector Enterprises
(As at end-March)

(Amount in ` Million)

Public Sector
Enterprises/Undertakings

State Bank of India and its Associates

Nationalised Banks

Private Sector
Banks

Foreign Banks

All Scheduled
Commercial Banks

2010

2011

2010

2011

2010

2011

2010

2011

2010

2011

1

2

3

4

5

6

7

8

9

10

11

1. Indian Railway Finance Corporation (Railway Bonds)

750

800

5112

2222

10486.2

6080

150

150

16498

9252

 

 –

 

 

 

 

 

 

(14.6)

(9.6)

2. National Thermal Power Corporation (NTPC)

 

 

2100

1320

650

650

1950

1950

4700

3920

 

 

 

 

 

 

 

 

 

(4.2)

(4.1)

3. National Hydro-Electric Power Corporation (NHPC)

100

30

 

100

30

 

 

 

 

 

 

 

 

 

(0.1)

(0.0)

4. Nuclear Power Corporation

290

200

3969

2274

3389

4270

 

 

7648

6744

 

 

 

 

 

 

 

 

 

(6.8)

(7.0)

5. Power Finance Corporation

5495

3385

11251

8717

14552

17294

4620

4120

35918

33516

 

 

 

 

 

 

 

 

 

(31.9)

(34.9)

6. Indian Telephone Industries (ITI)

56

56

0

 

 

 

 

 

 

 

 

 

(0.1)

(0.0)

7. Neyvelli Lignite Corporation

910

760

 

 

910

760

 

 

 

 

 

 

 

 

 

(0.8)

(0.8)

8. Indian Petrochemical Corporation Limited

374

 

 

 

 

 

 

 

374

0

 

 

 

 

 

 

 

 

 

(0.3)

(0.0)

9. Mahanagar Telephone Nigam Ltd. (MTNL)

238

1000

238

1000

 

 

 

 

 

 

 

 

 

(0.2)

(1.0)

10. Rural Electrification Corporation (REC)

15164

12429

12949

9522

9449

10764.4

1700

1450

39262

34165

 

 

 

 

 

 

 

 

 

(34.8)

(35.6)

11. Hindustan Photo Film Mfg. Co. Ltd.

15

15

7

0

22

15

 

 

 

 

 

 

 

 

 

(0.0)

(0.0)

12. Housing & Urban Dev. Corp. (HUDCO)

811

639

4711

4043

988

1004

450

450

6959

6136

 

 

 

 

 

 

 

 

 

(6.2)

(6.4)

 Total

22899

17898

40155

28097

40763

41852.4

8870

8120

112686

95968

 

 

 

 

 

 

 

 

 

(100.0)

(100.0)

-: Nil or Negligible.
Note : Figures in brackets indicate percentages to total.


Statement 6: Classification of Investments in Government Securities According to Period of Maturity @ (As at end-March)

(Amount in ` Million)

Maturity Bracket

State Bank of India and its Associates

Nationalised Banks

2010

2011

2010

2011

Central

State

Central

State

Central

State

Central

State

1

2

3

4

5

6

7

8

<=1 Year

256429

16570

285087

8099

756914

40144

441862

51472

 

(11.4)

(1.8)

(13.0)

(0.8)

(15.0)

(2.2)

(7.8)

(2.9)

1

1092688

265585

1120394

275649

1244306

430304

1763124

406358

 

(48.7)

(28.3)

(50.9)

(27.9)

(24.7)

(23.7)

(31.1)

(22.5)

6

702289

657840

638356

703631

1836235

1346783

2049415

1347160

 

(31.3)

(70.0)

(29.0)

(71.3)

(36.5)

(74.1)

(36.1)

(74.6)

11

182370

0

150494

0

729824

0

947816

0

 

(8.1)

(0.0)

(6.8)

(0.0)

(14.5)

(0.0)

(16.7)

(0.0)

>21 Year

8167

0

6200

 

466474

0

471002

0

 

(0.4)

(0.0)

(0.3)

 

(9.3)

(0.0)

(8.3)

(0.0)

TOTAL

2241943

939995

2200530

987379

5033753

1817231

5673219

1804990

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

@ Excluding postal savings and other obligations.
Note: Figures in brackets indicate percentages to total.


Statement 6: Classification of Investments in Government Securities According to Period of Maturity @ (As at end - March) (Contd.)

(Amount in ` Million)

Maturity Bracket

Private Sector Banks

Foreign Banks

2010

2011

2010

2011

Central

State

Central

State

Central

State

Central

State

9

10

11

12

13

14

15

16

<=1 Year

446073

4808

418806

13424

534529

40

541130

40

 

(20.2)

(2.7)

(17.7)

(5.8)

(47.7)

(100.0)

(46.0)

(100.0)

1

879830

37681

982933

39223

536699

0

510469

0

 

(39.8)

(21.5)

(41.4)

(17.1)

(47.9)

(0.0)

(43.4)

(0.0)

6

569864

132608

522575

176891

47900

0

86427

0

 

(25.8)

(75.7)

(22.0)

(77.1)

(4.3)

(0.0)

(7.3)

(0.0)

11

207393

0

312079

0

1626

0

36106

0

 

(9.4)

(0.0)

(13.2)

(0.0)

(0.1)

(0.0)

(3.1)

(0.0)

>21 Year

106811

0

135901

0

73

0

3120

0

 

(4.8)

(0.0)

(5.7)

(0.0)

(0.0)

(0.0)

(0.3)

(0.0)

TOTAL

2209971

175097

2372294

229538

1120827

40

1177251

40

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

@ Excluding postal savings and other obligations.
Note: Figures in brackets indicate percentages to total.


Statement 6 : Classification of Investments in Government Securities According to Period of Maturity @ (As at end - March) (Concld.)

(Amount in ` Million)

Maturity Bracket

All Scheduled Commercial Banks

2010

2011

Central

State

Central

State

17

18

19

20

<=1 Year

1993946

61561

1686884

73035

 

(18.8)

(2.1)

(14.8)

(2.4)

1

3753523

733570

4376920

721230

 

(35.4)

(25.0)

(38.3)

(23.9)

6

3156288

2137232

3296772

2227682

 

(29.8)

(72.9)

(28.9)

(73.7)

11

1121214

0

1446496

0

 

(10.6)

(0.0)

(12.7)

(0.0)

>21 Year

581524

0

616222

0

 

(5.5)

(0.0)

(5.4)

(0.0)

TOTAL

10606494

2932363

11423294

3021947

 

(100.0)

(100.0)

(100.0)

(100.0)

@ Excluding postal savings and other obligations.
Note: Figures in brackets indicate percentages to total.


Statement 7 : Distribution of Investments of Scheduled Commercial Banks in Central Government@
and State Government Securities by Interest Rate

(Amount in ` Million)

Bank Group

Year
(end -
March)

Less than 6%

6% to 8%

8% to 10 %

10% to 11%

Central
Govt.

State
Govt.

Central
Govt.

State
Govt.

Central
Govt.

State
Govt.

Central
Govt.

State
Govt.

1

2

3

4

5

6

7

8

9

State Bank of India and Associates

2010

180787

69856

1282683

489479

420955

358175

25893

11292

 

 

(8.7)

(7.4)

(61.5)

(52.1)

(20.2)

(38.1)

(1.2)

(1.2)

 

2011

263011

71756

1331418

485307

408448

424977

57395

3026

 

 

(12.2)

(7.3)

(61.9)

(49.2)

(19.0)

(43.0)

(2.7)

(0.3)

Nationalised Banks

2010

248525

126771

2875111

734394

1036153

882466

102648

43979

 

 

(5.6)

(7.0)

(65.1)

(40.4)

(23.5)

(48.6)

(2.3)

(2.4)

 

2011

281327

119911

3233743

708828

1352668

955256

311731

9464

 

 

(5.3)

(6.6)

(60.6)

(39.3)

(25.3)

(52.9)

(5.8)

(0.5)

Private Sector Banks

2010

179585

5095

1231993

57159

331397

103058

35604

7616

 

 

(9.2)

(2.9)

(62.9)

(32.6)

(16.9)

(58.9)

(1.8)

(4.3)

 

2011

173770

7371

1333102

62419

508588

151920

40169

7086

 

 

(8.2)

(3.2)

(63.2)

(27.2)

(24.1)

(66.2)

(1.9)

(3.1)

Foreign Banks

2010

13296

0

403933

0

123761

0

26654

0

 

 

(1.6)

(0.0)

(47.8)

(0.0)

(14.6)

(0.0)

(3.2)

(0.0)

 

2011

25104

0

372967

0

165152

0

120590

0

 

 

(3.0)

(0.0)

(43.9)

(0.0)

(19.4)

(0.0)

(14.2)

(0.0)

All Scheduled Commercial Banks

2010

622193

201722

5793720

1281032

1912266

1343699

190798

62887

 

 

(6.7)

(6.9)

(62.3)

(43.7)

(20.5)

(45.8)

(2.1)

(2.1)

 

2011

743211

199038

6271229

1256554

2434856

1532152

529885

19577

 

 

(7.1)

(6.6)

(60.0)

(41.6)

(23.3)

(50.7)

(5.1)

(0.6)

@ : Excludes Govt.of India Treasury Bills, Saving Deposits Certificates and other Postal Obligations.

Notes: Figures in brackets indicate percentages to ' Total '.


Statement 7 : Distribution of Investments of Scheduled Commercial Banks in Central Government@ and State
Government Securities by Interest Rate (Concld.)

(Amount in ` Million)

Bank Group

Year
(end -
March)

11% to 12 %

12% and above

Total

Central
Govt.

State
Govt.

Central
Govt.

State
Govt.

Central
Govt.

State
Govt.

1

10

11

12

13

14

15

State Bank of India and Associates

2010

143675

8308

30973

2885

2084965

939995

 

 

(6.9)

(0.9)

(1.5)

(0.3)

(100.0)

(100.0)

 

2011

71512

475

20328

1838

2152111

987379

 

 

(3.3)

(0.0)

(0.9)

(0.2)

(100.0)

(100.0)

Nationalised Banks

2010

115845

16466

37944

13157

4416225

1817231

 

 

(2.6)

(0.9)

(0.9)

(0.7)

(100.0)

(100.0)

 

2011

94372

5134

62516

6397

5336357

1804990

 

 

(1.8)

(0.3)

(1.2)

(0.4)

(100.0)

(100.0)

Private Sector Banks

2010

141319

1014

40251

1154

1960150

175097

 

 

(7.2)

(0.6)

(2.1)

(0.7)

(100.0)

(100.0)

 

2011

38390

389

15853

354

2109872

229538

 

 

(1.8)

(0.2)

(0.8)

(0.2)

(100.0)

(100.0)

Foreign Banks

2010

178731

40

98493

0

844867

40

 

 

(21.2)

(100.0)

(11.7)

(0.0)

(100.0)

(100.0)

 

2011

101649

40

64058

0

849519

40

 

 

(12.0)

(100.0)

(7.5)

(0.0)

(100.0)

(100.0)

All Scheduled Commercial Banks

2010

579570

25828

207660

17196

9306206

2932363

 

 

(6.2)

(0.9)

(2.2)

(0.6)

(100.0)

(100.0)

 

2011

305923

6037

162754

8589

10447858

3021947

 

 

(2.9)

(0.2)

(1.6)

(0.3)

(100.0)

(100.0)

@ : Excludes Govt.of India Treasury Bills, Saving Deposits Certificates and other Postal Obligations.
Notes: Figures in brackets indicate percentages to ' Total '.


Statement 8 : State-Wise Classification of Scheduled Commercial Banks' Investments in State
Government Securities and State Level Bodies (As at end-March)

(Amount in ` Million)

State/ Union Territory

State Government
Securities

Regional Rural Banks

Co-operative Institutions

State Electricity Boards

2010

2011

2010

2011

2010

2011

2010

2011

1

2

3

4

5

6

7

8

Andhra Pradesh

294,953

308,582

1,093

566

11

15

200

150

Arunachal Pradesh

2,321

2,154

141

141

 

Assam

41,805

44,323

14

101

453

177

Bihar

88,438

85,892

2,185

2,347

5

20

Chhattisgarh

15,032

14,299

120

427

20

Goa

15,333

14,935

 

20

Gujarat

226,783

257,060

204

290

21

1

816

400

Haryana

73,212

87,346

162

162

222

114

Himachal Pradesh

58,645

52,965

41

54

273

35

Jammu & Kashmir

40,166

40,869

221

623

78

26

Jharkhand

48,792

48,312

247

524

 

Karnataka

147,208

141,251

282

310

3

28

Kerala

157,553

143,271

30

7

154

67

Madhya Pradesh

107,477

104,314

834

953

17

15

1,752

496

Maharashtra

337,660

356,787

596

791

1,109

248

Manipur

6,607

6,734

4

4

 

Meghalaya

6,216

7,341

9

9

278

35

Mizoram

4,345

4,774

32

32

 

Nagaland

10,774

11,389

20

20

 

Orissa

26,791

23,188

1,292

876

 

Punjab

148,402

161,920

85

1,236

480

207

Rajasthan

183,537

195,518

602

505

482

234

Sikkim

4,585

4,295

 

 

Tamil Nadu

259,066

284,750

160

166

30

26

1,343

57

Tripura

5,291

6,719

4

4

 

Uttar Pradesh

266,978

248,495

1,337

1,179

482

229

Uttaranchal

40,755

43,012

39

208

 

West Bengal

304,887

311,607

402

321

606

275

Andaman & Nicobar Islands

 

Chandigarh

 

Delhi

 

Daman & Diu

 

Lakshadweep

 

Pondicherry

8,753

9,848

1

Dadra & Nagar Haveli

All India

2,932,363

3,021,947

10,154

11,853

80

57

8,737

3,348

 

(98.9)

(99.3)

(0.3)

(0.4)

(0.0)

(0.0)

(0.3)

(0.1)

- Nil or Negligible
Notes: 1. Figures in Brackets indicates percentage to total


Statement 8 : State-Wise Classification of Scheduled Commercial Banks' Investments in State Government
Securities and State Level Bodies (As at end-March) (Contd.)

(Amount in ` Million)

State / Union Territory

Municipal Corporation,
Municipality and Port Trusts

State Financial
Corporations

Housing Boards

State Industrial
Development Corporations

2010

2011

2010

2011

2010

2011

2010

2011

9

10

11

12

13

14

15

16

Andhra Pradesh

160

843

662

25

12

150

137

Arunachal Pradesh

20

10

 

Assam

1

10

 

Bihar

609

42

 

Chhattisgarh

30

 

Goa

20

 

115

Gujarat

244

165

93

30

 

10

2

Haryana

15

194

193

 

2

Himachal Pradesh

20

1

 

 

Jammu & Kashmir

 

122

75

 

Jharkhand

 

 

 

Karnataka

126

431

387

 

701

145

Kerala

13

1

601

139

13

5

18

8

Madhya Pradesh

2

272

67

6

51

26

21

Maharashtra

370

263

375

243

210

 

151

34

Manipur

1

5

 

42

Meghalaya

 

 

Mizoram

 

 

43

Nagaland

 

2

 

47

Orissa

 

4

2

 

Punjab

30

 

38

61

 

Rajasthan

70

 

493

386

41

25

44

65

Sikkim

 

15

 

64

 

Tamil Nadu

304

107

345

242

65

35

361

141

Tripura

 

2

 

 

16

Uttar Pradesh

5

609

262

 

Uttaranchal

 

 

 

West Bengal

188

110

40

41

16

8

47

28

Andaman & Nicobar Islands

Chandigarh

Delhi

1

Daman & Diu

Lakshadweep

 

Pondicherry

85

85

Dadra & Nagar Haveli

 

All India

1,381

838

5,064

2,916

376

136

1,785

668

 

(0.0)

(0.0)

(0.2)

(0.1)

(0.0)

(0.0)

(0.1)

(0.0)

- Nil or Negligible
Notes: 1. Figures in Brackets indicates percentage to total
2. Figures in this statement are inclusive of non-guaranteed bonds and unsecured debentures.
3. data on state Government Securities are exclusive of loans matured but still held by the banks


Statement 8 : State-Wise Classification of Scheduled Commercial Banks' Investments in State Government
Securities and State Level Bodies (As at end-March) (Concld.)

(Amount in ` Million)

State / Union Territory

Road Transport Corporations

Other Government & Quasi Government Bodies

Total

2010

2011

2010

2011

2010

2011

17

18

19

20

21

22

Andhra Pradesh

203

106

297,502

310,230

Arunachal Pradesh

2,462

2,325

Assam

42,274

44,611

Bihar

1

91,236

88,301

Chhattisgarh

15,152

1,478

Goa

15,448

1,498

Gujarat

594

94

228,765

258,043

Haryana

 

18

73,789

87,849

Himachal Pradesh

70

59,028

53,074

Jammu & Kashmir

100

100

40,687

41,693

Jharkhand

 

49,039

48,835

Karnataka

2

520

93

149,146

142,341

Kerala

53

7

40

32

158,474

143,536

Madhya Pradesh

 

2

12

110,386

105,931

Maharashtra

200

201

820

458

341,491

359,023

Manipur

6,654

6,742

Meghalaya

6,503

7,385

Mizoram

4,419

4,805

Nagaland

10,842

11,410

Orissa

 

13

1

28,096

24,064

Punjab

149,035

163,424

Rajasthan

 

153

5

185,421

196,738

Sikkim

13

 

4,661

4,310

Tamil Nadu

484

531

262,158

286,565

Tripura

 

5,311

6,722

Uttar Pradesh

7

2

269,412

250,170

Uttaranchal

40,794

43,220

West Bengal

12

337

252

306,535

312,641

Andaman & Nicobar Islands

Chandigarh

Delhi

50

5

51

5

Daman & Diu

Lakshadweep

Pondicherry

 

 

8,840

9,934

Dadra & Nagar Haveli

All India

272

209

3,400

1,707

2,963,610

3,043,678

 

(0.0)

(0.0)

(0.1)

(0.1)

(100.0)

(100.0)

- Nil or Negligible
Notes: 1. Figures in Brackets indicates percentage to total
2. Figures in this statement are inclusive of non-guaranteed bonds and unsecured debentures.
3. data on state Government Securities are exclusive of loans matured but still held by the banks


Statement 9: Scheduled Commercial Banks' Investments in Interest-Bearing State Government Securities
outstanding as on End-March

(Amount in ` Million)

State

2010

2011

Proportion of banks' Investments
to total Securities outstanding

Outstanding
Securities

Banks'
Investments

Outstanding
Securities

Banks'
Investments

2010

2011

1

2

3

4

5

6

7

Andhra Pradesh

531219

294953

626828

308582

55.5

49.2

 

(10.2)

(10.1)

(10.2)

(10.2)

 

 

Arunachal Pradesh

6840

2321

7326

2154

33.9

29.4

 

(0.1)

(0.1)

(0.1)

(0.1)

 

 

Assam

107468

41805

112276

44323

38.9

39.5

 

(2.1)

(1.4)

(1.8)

(1.5)

 

 

Bihar

161498

88438

175929

85892

54.8

48.8

 

(3.1)

(3.0)

(2.9)

(2.8)

 

 

Chhatisgarh

25374

15032

24220

14299

59.2

59.0

 

(0.5)

(0.5)

(0.4)

(0.5)

 

 

Goa

23986

15333

24220

14935

63.9

61.7

 

(0.5)

(0.5)

(0.4)

(0.5)

 

 

Gujarat

349489

226783

452668

257060

64.9

56.8

 

(6.7)

(7.7)

(7.4)

(8.5)

 

 

Haryana

119292

73212

164083

87346

61.4

53.2

 

(2.3)

(2.5)

(2.7)

(2.9)

 

 

Himachal Pradesh

88349

58645

95819

52965

66.4

55.3

 

(1.7)

(2.0)

(1.6)

(1.8)

 

 

Jammu & Kashmir

87566

40166

109387

40869

45.9

37.4

 

(1.7)

(1.4)

(1.8)

(1.4)

(0.0)

 

Jharkhand

73692

48792

80265

48312

66.2

60.2

 

(1.4)

(1.7)

(1.3)

(1.6)

 

 

Karnataka

235258

147208

242352

141251

62.6

58.3

 

(4.5)

(5.0)

(4.0)

(4.7)

 

 

Kerala

259730

157553

306584

143271

60.7

46.7

 

(5.0)

(5.4)

(5.0)

(4.7)

 

 

Madhya Pradesh

218281

107477

252338

104314

49.2

41.3

 

(4.2)

(3.7)

(4.1)

(3.5)

 

 

Maharashtra

582890

337660

693396

356787

57.9

51.5

 

(11.2)

(11.5)

(11.3)

(11.8)

 

 


Statement 9: Scheduled Commercial Banks' Investments in Interest-Bearing State Government Securities
outstanding as on End-March (Concld.)

(Amount in ` Million)

State

2010

2011

Proportion of banks' Investments
to total Securities outstanding

Outstanding
Securities

Banks'
Investments

Outstanding
Securities

Banks'
Investments

2010

2011

1

2

3

4

5

6

7

Manipur

18032

6607

20401

6734

36.6

33.0

 

(0.3)

(0.2)

(0.3)

(0.2)

 

 

Meghalaya

16456

6216

17471

7341

37.8

42.0

 

(0.3)

(0.2)

(0.3)

(0.2)

 

 

Mizoram

10621

4345

14907

4774

40.9

32.0

 

(0.2)

(0.1)

(0.2)

(0.2)

 

 

Nagaland

28200

10774

31801

11389

38.2

35.8

 

(0.5)

(0.4)

(0.5)

(0.4)

 

 

Orissa

68630

26791

61840

23188

39.0

37.5

 

(1.3)

(0.9)

(1.0)

(0.8)

 

 

Punjab

230349

148402

283639

161920

64.4

57.1

 

(4.4)

(5.1)

(4.6)

(5.4)

 

 

Rajasthan

306104

183537

354475

195518

60.0

55.2

 

(5.9)

(6.3)

(5.8)

(6.5)

 

 

Sikkim

12665

4585

12354

4295

36.2

34.8

 

(0.2)

(0.2)

(0.2)

(0.1)

 

 

Tamil Nadu

410186

259066

494096

284750

63.2

57.6

 

(7.9)

(8.8)

(8.1)

(9.4)

 

 

Tripura

14459

5291

16381

6719

36.6

41.0

 

(0.3)

(0.2)

(0.3)

(0.2)

 

 

Uttar Pradesh

550441

266978

645028

248495

48.5

38.5

 

(10.5)

(9.1)

(10.5)

(8.2)

 

 

Uttaranchal

67304

40755

80487

43012

60.6

53.4

 

(1.3)

(1.4)

(1.3)

(1.4)

 

 

West Bengal

607270

304887

699564

311607

50.2

44.5

 

(11.6)

(10.4)

(11.4)

(10.3)

 

 

Puducherry

11874

8753

17874

9848

73.7

55.1

 

(0.2)

(0.3)

(0.3)

(0.3)

 

 

All India

5223626

2932363

6118007

3021947

56.1

49.4

 

(100.0)

(100.0)

(100.0)

(100.0)

 

 

Note : Figures in brackets indicate percentages to total.


Statement 10: Bank Group-Wise and State-Wise Classification of Scheduled Commercial Banks' Investments in State Government Securities and State-Level Bodies (As at end-March)

(Amount in ` Million)

State/Union Territory

Bank Group

All Scheduled
Commercial Banks

State Bank of India
and its Associates

Nationalised Banks

Private Sector
Banks

Foreign Banks

2010

2011

2010

2011

2010

2011

2010

2011

2010

2011

1

2

3

4

5

6

7

8

9

10

11

Andhra Pradesh

38606

42601

231051

237830

27845

29799

297502

310230

 

(13.0)

(13.7)

(77.7)

(76.7)

(9.4)

(9.6)

(-)

(-)

(100.0)

(100.0)

Arunachal Pradesh

937

1038

1506

1267

20

20

2462

2325

 

(38.0)

(44.7)

(61.2)

(54.5)

(0.8)

(0.8)

(-)

(-)

(100.0)

(100.0)

Assam

16302

19467

24574

23498

1397

1646

42274

44611

 

(38.6)

(43.6)

(58.1)

(52.7)

(3.3)

(3.7)

(-)

(-)

(100.0)

(100.0)

Bihar

40236

39795

49730

46987

1270

1519

91236

88301

 

(44.1)

(45.1)

(54.5)

(53.2)

(1.4)

(1.7)

(-)

(-)

(100.0)

(100.0)

Chhattisgarh

2774

3025

11778

10951

600

800

15152

14776

 

(18.3)

(20.5)

(77.7)

(74.1)

(4.0)

(5.4)

(-)

(-)

(100.0)

(100.0)

Goa

3740

3629

11625

11249

83

97

15448

14975

 

(24.2)

(24.2)

(75.3)

(75.1)

(0.5)

(0.6)

(-)

(-)

(100.0)

(100.0)

Gujarat

80971

89602

132308

146734

15486

21707

228765

258043

 

(35.4)

(34.7)

(57.8)

(56.9)

(6.8)

(8.4)

(-)

(-)

(100.0)

(100.0)

Haryana

21770

27784

46995

54443

5024

5622

73789

87849

 

(29.5)

(31.6)

(63.7)

(62.0)

(6.8)

(6.4)

(-)

(-)

(100.0)

(100.0)

Himachal Pradesh

18294

18537

39828

33492

906

1046

59028

53074

 

(31.0)

(34.9)

(67.5)

(63.1)

(1.5)

(2.0)

(-)

(-)

(100.0)

(100.0)

Jammu & Kashmir

4479

5195

33019

30657

3189

5841

40687

41693

 

(11.0)

(12.5)

(81.2)

(73.5)

(7.8)

(14.0)

(-)

(-)

(100.0)

(100.0)

Jharkhand

18519

18451

30171

29935

349

449

49039

48835

 

(37.8)

(37.8)

(61.5)

(61.3)

(0.7)

(0.9)

(-)

(-)

(100.0)

(100.0)

Karnataka

34299

32520

99619.2

90686

15227

19135

149146

142341

 

(23.0)

(22.8)

(66.8)

(63.7)

(10.2)

(13.4)

(-)

(-)

(100.0)

(100.0)

Kerala

37700

37482

106651

91039

14123

15015

158474

143536

 

(23.8)

(26.1)

(67.3)

(63.4)

(8.9)

(10.5)

(-)

(-)

(100.0)

(100.0)

Madhya Pradesh

22833

27043

83317

74125

4237

4764

110386

105931

 

(20.7)

(25.5)

(75.5)

(70.0)

(3.8)

(4.5)

(-)

(-)

(100.0)

(100.0)

Maharashtra

141892

147782

178545

174070

21035

37151

20

341491

359023

 

(41.6)

(41.2)

(52.3)

(48.5)

(6.2)

(10.3)

0.0

(-)

(100.0)

(100.0)

Manipur

5396

5532

1259

1211

6654

6742

 

(81.1)

(82.0)

(18.9)

(18.0)

(-)

(-)

(-)

(-)

(100.0)

(100.0)

Meghalaya

1956

2885

4547

4501

6503

7385

 

(30.1)

(39.1)

(69.9)

(60.9)

(-)

(-)

(-)

(-)

(100.0)

(100.0)

Mizoram

2209

2651

2177

2121

33

33

4419

4805

 

(50.4)

(55.2)

(49.3)

(44.1)

(0.8)

(0.7)

(-)

(-)

(100.0)

(100.0)


Statement 10: Bank Group-Wise and State-Wise Classifi cation of Scheduled Commercial Banks'
Investments in State Government Securities and State-Level Bodies
(As at end-March)

(Amount in ` Million)

State/Union Territory

Bank Group

All Scheduled
Commercial Banks

State Bank of India and its Associates

Nationalised Banks

Private Sector Banks

Foreign Banks

2010

2011

2010

2011

2010

2011

2010

2011

2010

2011

1

2

3

4

5

6

7

8

9

10

11

Nagaland

4981

5638

5811

5722

50

50

10842

11410

 

(46.0)

(49.4)

(53.6)

(50.2)

(0.5)

(0.4)

(-)

(-)

(100.0)

(100.0)

Orissa

8824

9408

18163

13627

1108

1030

28096

24064

 

(31.4)

(39.1)

(64.6)

(56.6)

(3.9)

(4.3)

(-)

(-)

(100.0)

(100.0)

Punjab

44514

47626

99150

109345

5371

6453

149035

163424

 

(29.9)

(29.1)

(66.5)

(66.9)

(3.6)

(3.9)

(-)

(-)

(100.0)

(100.0)

Rajasthan

64410

66376

111513

120300

9498

10062

185421

196738

 

(34.7)

(33.7)

(60.1)

(61.1)

(5.1)

(5.1)

(-)

(-)

(100.0)

(100.0)

Sikkim

3041

2961

1542

1271

78

78

4661

4310

 

(65.2)

(68.7)

(33.1)

(29.5)

(1.7)

(1.8)

(-)

(-)

(100.0)

(100.0)

Tamil Nadu

66877

72809

166233

175212

29048

38544

262158

286565

 

(25.5)

(25.4)

(63.4)

(61.1)

(11.1)

(13.5)

(-)

(-)

(100.0)

(100.0)

Tripura

2975

3316

2286

3356

50

50

5311

6722

 

(56.0)

(49.3)

(43.0)

(49.9)

(0.9)

(0.7)

(-)

(-)

(100.0)

(100.0)

Uttar Pradesh

110729

109310

151436

133018

7237

7832

10

269412

250170

 

(41.1)

(43.7)

(56.2)

(53.2)

(2.7)

(3.1)

0.0

(-)

(100.0)

(100.0)

Uttaranchal

18686

19209

21862

23670

246

341