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9A. Retail Electronic Payment Systems
Date : Mar 12, 2012

(Number in Million and Amount in ` Billion)

Year/Period

Total Electronic Payments

Electronic Clearing Services (ECS)

National Electronic Funds Transfer NEFT/EFT

Card Payments#

NECS/ECS (Credit)

ECS (Debit)

Credit

Debit*

1=(2+3+4+5+6)

2

3

4

5

6

Num ber

Amount

Num ber

Amount

Num ber

Amo unt

Num ber

Amount

Number of Outsta nding Cards**

Num ber

Am ount

Number of Outsta nding Cards**

Num ber

Amo unt

2003-04

166.94

521.43

20.32

102.28

7.87

22.54

0.82

171.25

100.18

176.63

37.76

48.74

2004-05

228.90

1,087.50

40.05

201.80

15.30

29.21

2.55

546.01

129.47

256.86

41.53

53.61

2005-06

285.01

1,463.83

44.22

323.24

35.96

129.86

3.07

612.88

17.33

156.09

338.86

49.76

45.69

58.97

2006-07

378.71

2,356.93

69.02

832.73

75.20

254.41

4.78

774.46

23.12

169.54

413.61

74.98

60.18

81.72

2007-08

535.31

10,419.92

78.37

7,822.22

127.12

489.37

13.32

1,403.26

27.55

228.20

579.85

102.44

88.31

125.21

2008-09

667.82

5,003.22

88.39

974.87

160.05

669.76

32.16

2,519.56

24.70

259.56

653.56

137.43

127.65

185.47

2009-10

718.16

6,848.86

98.13

1,176.13

149.28

695.24

66.34

4,095.07

18.33

234.24

618.24

181.97

170.17

264.18

2010-11

908.59

13,086.87

117.30

1,816.86

156.74

736.46

132.34

9,391.49

18.04

265.14

755.16

227.84

237.06

386.91

2009-10

April

50.57

553.80

3.82

111.34

12.22

58.07

3.94

317.29

24.37

18.54

49.32

140.55

12.05

17.78

May

52.05

426.36

5.12

66.65

12.13

57.93

3.89

234.74

24.05

18.20

48.16

143.03

12.71

18.88

June

55.02

516.10

6.07

86.69

12.75

57.50

4.50

305.13

22.84

19.10

48.63

146.39

12.59

18.15

July

63.70

637.86

11.55

127.98

12.62

56.72

5.10

382.61

22.26

20.21

49.57

151.26

14.23

20.98

August

63.34

573.44

11.89

150.38

11.76

57.14

5.22

294.01

21.95

19.67

48.58

155.10

14.79

23.33

September

60.79

540.92

11.42

114.20

11.61

60.70

4.95

295.82

21.31

19.13

49.05

159.02

13.69

21.14

October

67.37

679.23

13.43

109.84

13.10

50.51

5.95

436.55

21.12

20.46

56.61

162.81

14.42

25.72

November

58.94

487.98

7.59

73.11

12.22

58.16

5.58

281.52

20.84

19.42

52.63

165.83

14.13

22.57

December

60.71

571.28

5.83

73.86

12.65

60.35

6.31

357.67

20.64

20.48

55.07

170.57

15.44

24.34

January

61.36

599.93

6.51

77.34

12.57

58.96

6.20

384.47

20.44

20.26

54.26

174.13

15.83

24.91

February

58.21

584.41

7.81

90.52

11.19

56.24

6.42

366.31

20.16

18.12

49.23

177.98

14.68

22.11

March

66.10

677.55

7.09

94.22

14.47

62.96

8.28

438.97

18.33

20.64

57.12

181.97

15.62

24.27

Total (upto March 2010)

718.16

6,848.86

98.13

1,176.13

149.28

695.24

66.34

4,095.07

18.33

234.24

618.24

181.97

170.17

264.18

2010-11(P)

April

63.91

841.87

7.87

128.19

12.74

58.74

7.48

575.12

19.29

19.83

54.74

184.79

16.00

25.08

May

65.79

805.63

6.57

100.61

12.62

57.40

7.74

558.67

19.02

20.95

59.36

188.25

17.90

29.59

June

67.18

796.87

8.92

129.12

12.82

61.91

8.42

524.47

18.94

20.20

55.39

191.91

16.82

25.97

July

75.40

1,054.67

12.24

237.92

12.96

59.03

9.46

670.52

18.93

21.90

58.17

195.70

18.84

29.03

August

79.00

919.55

13.39

149.42

12.64

57.91

9.80

616.42

18.85

22.61

62.59

200.09

20.55

33.21

September

73.42

885.70

10.79

127.90

12.67

59.60

9.84

609.87

18.43

21.09

58.48

203.83

19.04

29.85

October

86.01

1,224.65

16.70

253.52

13.28

89.35

11.63

777.04

18.22

22.91

67.60

208.14

21.49

37.14

November

77.98

1,115.83

9.13

174.88

13.18

60.90

11.75

773.61

18.19

23.04

69.22

211.88

20.88

37.22

December

79.56

1,321.00

7.75

217.07

13.46

62.22

13.46

937.20

18.10

23.49

68.46

216.04

21.39

36.06

January

79.32

1,197.88

6.73

91.46

13.31

61.06

12.96

938.88

18.14

24.08

69.35

218.21

22.23

37.13

February

79.20

1,162.44

10.37

111.67

13.20

49.72

13.43

905.88

18.13

21.65

62.13

222.37

20.55

33.04

March

81.83

1,760.78

6.84

95.10

13.86

58.63

16.36

1,503.81

18.04

23.40

69.67

227.84

21.37

33.57

Total (upto March 2011)

908.59

13,086.87

117.30

1,816.86

156.74

736.46

132.34

9,391.49

18.04

265.14

755.16

227.84

237.06

386.91

2011-12

April (P)

81.53

1,631.72

7.73

158.27

13.24

62.90

14.87

1,302.94

17.78

23.23

70.55

230.26

22.46

37.06

May (P)

85.73

1,467.84

6.69

136.55

13.54

65.15

15.77

1,145.32

17.66

25.34

78.81

234.98

24.39

42.01

June (P)

87.68

1,661.88

10.40

165.70

13.27

66.48

15.95

1,319.95

17.66

24.18

71.91

239.52

23.89

37.84

July (P)

93.02

1,626.58

11.53

160.70

12.64

65.30

16.63

1,283.54

17.65

25.61

74.72

243.34

26.60

42.33

August (P)

101.78

1,641.27

15.40

221.53

13.60

67.67

17.33

1,225.68

17.58

27.69

80.79

251.48

27.75

45.61

September (P)

95.21

1,666.85

12.71

130.10

13.31

53.29

17.56

1,365.51

17.63

25.59

76.94

251.97

26.05

41.01

October (P)

109.67

1,807.89

17.20

171.21

14.09

70.46

19.25

1,420.33

17.62

28.64

89.98

255.56

30.50

55.91

November (P)

93.48

1,657.65

7.55

102.43

13.67

70.58

18.78

1,362.15

17.64

26.41

79.20

259.83

27.06

43.29

December (P)

98.97

1,938.81

7.08

154.01

14.27

73.42

20.07

1,578.34

17.67

28.15

84.22

263.80

29.41

48.82

January (P)

98.03

2,078.66

6.25

187.15

14.18

72.49

20.65

1,686.91

17.74

26.28

81.49

268.00

30.67

50.02

Total (upto January 2012)

945.09

17,179.15

102.53

1,587.66

135.81

667.73

176.85

13,690.67

17.74

261.12

788.60

268.00

268.80

443.89

# Card Payments figures pertain only to Point of Sale (POS) transactions.
* Debit Cards figures for 2003-04 and 2004-05 are estimated based on 2005-06 figures.
** Cards issued by banks (excluding those withdrawn/blocked).


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