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Document - 15. Deployment of Gross Bank Credit by Major Sectors () or PDF - 15. Deployment of Gross Bank Credit by Major Sectors ()
15. Deployment of Gross Bank Credit by Major Sectors
Date : Feb 11, 2014

(` Billion)

Item

Outstanding as on

Growth (%)

Mar. 22, 2013

2012

2013

Financial year so far

Y-o-Y

Dec. 28

Nov. 29

Dec. 27

2013-14

2013

1

2

3

4

5

6

1 Gross Bank Credit

49,642

47,288

53,236

54,157

9.1

14.5

1.1 Food Credit

946

1,057

1,007

1,071

13.2

1.3

1.2 Non-food Credit

48,696

46,231

52,230

53,086

9.0

14.8

1.2.1 Agriculture & Allied Activities

5,899

5,697

6,206

6,351

7.7

11.5

1.2.2 Industry

22,302

21,145

23,723

24,117

8.1

14.1

1.2.2.1 Micro & Small

2,843

2,593

3,145

3,252

14.4

25.4

1.2.2.2 Medium

1,247

1,329

1,236

1,259

0.9

–5.3

1.2.2.3 Large

18,211

17,224

19,342

19,607

7.7

13.8

1.2.3 Services

11,519

10,759

12,456

12,628

9.6

17.4

1.2.3.1 Transport Operators

796

781

840

860

8.0

10.2

1.2.3.2 Computer Software

169

161

179

177

4.5

9.5

1.2.3.3 Tourism, Hotels & Restaurants

354

351

386

387

9.1

10.1

1.2.3.4 Shipping

82

80

93

91

11.1

14.0

1.2.3.5 Professional Services

564

531

662

681

20.7

28.2

1.2.3.6 Trade

2,760

2,542

3,005

3,042

10.2

19.6

1.2.3.6.1 Wholesale Trade

1,501

1,389

1,574

1,576

5.0

13.4

1.2.3.6.2 Retail Trade

1,259

1,153

1,432

1,466

16.5

27.1

1.2.3.7 Commercial Real Estate

1,261

1,246

1,431

1,428

13.3

14.6

1.2.3.8 Non-Banking Financial Companies (NBFCs)

2,603

2,523

2,869

2,904

11.6

15.1

1.2.3.9 Other Services

2,930

2,543

2,989

3,060

4.4

20.3

1.2.4 Personal Loans

8,976

8,629

9,844

9,990

11.3

15.8

1.2.4.1 Consumer Durables

84

77

100

103

22.5

33.4

1.2.4.2 Housing

4,567

4,407

5,121

5,185

13.5

17.7

1.2.4.3 Advances against Fixed Deposits

611

552

565

586

–4.1

6.2

1.2.4.4 Advances to Individuals against share & bonds

31

30

33

34

8.0

12.1

1.2.4.5 Credit Card Outstanding

249

248

241

244

–2.1

–1.6

1.2.4.6 Education

550

541

589

592

7.8

9.4

1.2.4.7 Vehicle Loans

1,111

1,050

1,240

1,261

13.6

20.1

1.2.4.8 Other Personal Loans

1,774

1,724

1,955

1,985

11.9

15.1

1.2A Priority Sector

15,398

14,803

17,143

17,367

12.8

17.3

1.2A.1 Agriculture & Allied Activities

5,899

5,697

6,206

6,351

7.7

11.5

1.2A.2 Micro & Small Enterprises

5,623

5,327

6,423

6,584

17.1

23.6

1.2A.2.1 Manufacturing

2,843

2,593

3,145

3,252

14.4

25.4

1.2A.2.2 Services

2,779

2,734

3,278

3,332

19.9

21.9

1.2A.3 Housing

2,672

2,593

2,946

2,952

10.5

13.8

1.2A.4 Micro-Credit

165

154

182

178

7.8

15.9

1.2A.5 Education Loans

526

521

565

568

7.9

9.0

1.2A.6 State-Sponsored Orgs. for SC/ST

1

1

1

1

9.7

14.3

1.2A.7 Weaker Sections

2,734

2,563

3,224

3,444

26.0

34.3

1.2A.8 Export Credit

422

429

456

413

–2.1

–3.6


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