| System | Volume (Million) | Value (₹ Billion) | | 2016-17 | 2017 | 2016-17 | 2017 | | Oct. | Nov. | Dec. | Oct. | Nov. | Dec. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 107.86 | 10.00 | 10.83 | 10.90 | 1,253,652.08 | 115,808.00 | 123,579.36 | 128,098.85 | | 1.1 Customer Transactions | 103.66 | 9.71 | 10.51 | 10.58 | 849,950.51 | 82,084.42 | 87,550.13 | 90,557.83 | | 1.2 Interbank Transactions | 4.17 | 0.29 | 0.32 | 0.31 | 131,953.25 | 9,971.68 | 10,860.36 | 10,349.96 | | 1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 23,751.90 | 25,168.88 | 27,191.06 | | 2 CCIL Operated Systems | 3.65 | 0.27 | 0.33 | 0.28 | 1,056,173.36 | 86,873.56 | 101,377.16 | 88,062.67 | | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 229,528.33 | 22,981.83 | 27,794.59 | 23,657.46 | | 2.2 Govt. Securities Clearing | 1.51 | 0.08 | 0.11 | 0.09 | 404,389.08 | 27,863.13 | 35,379.85 | 30,067.97 | | 2.2.1 Outright | 1.34 | 0.06 | 0.09 | 0.07 | 168,741.46 | 7,604.53 | 10,840.19 | 8,453.70 | | 2.2.2 Repo | 0.168 | 0.016 | 0.020 | 0.016 | 235,647.62 | 20,258.60 | 24,539.65 | 21,614.27 | | 2.3 Forex Clearing | 1.93 | 0.18 | 0.20 | 0.18 | 422,255.95 | 36,028.59 | 38,202.72 | 34,337.24 | | 3 Paper Clearing | 1,206.69 | 96.41 | 98.60 | 96.44 | 80,958.15 | 6,478.86 | 6,774.71 | 6,752.50 | | 3.1 Cheque Truncation System (CTS) | 1,111.86 | 94.44 | 96.30 | 94.57 | 74,035.22 | 6,340.16 | 6,633.94 | 6,563.97 | | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | | 3.3 Non-MICR Clearing | 94.83 | 1.97 | 2.30 | 1.86 | 6,922.93 | 138.70 | 140.77 | 188.53 | | 4 Retail Electronic Clearing | 4,204.96 | 444.62 | 460.10 | 469.96 | 132,250.12 | 15,598.70 | 15,620.80 | 17,464.68 | | 4.1 ECS DR | 8.76 | 0.12 | 0.13 | 0.13 | 39.14 | 0.83 | 0.83 | 0.84 | | 4.2 ECS CR (includes NECS) | 10.10 | 0.50 | 0.54 | 0.51 | 144.08 | 10.72 | 10.38 | 7.24 | | 4.3 EFT/NEFT | 1,622.10 | 158.78 | 161.97 | 169.05 | 120,039.68 | 13,851.28 | 13,884.00 | 15,779.20 | | 4.4 Immediate Payment Service (IMPS) | 506.73 | 88.12 | 89.49 | 98.01 | 4,111.06 | 750.42 | 782.58 | 871.06 | | 4.5 National Automated Clearing House (NACH) | 2,057.27 | 197.09 | 207.97 | 202.26 | 7,916.17 | 985.45 | 943.02 | 806.34 | | 5 Cards | 12,055.87 | 1,144.31 | 1,118.88 | 1,175.09 | 30,214.00 | 3,364.50 | 3,254.08 | 3,459.55 | | 5.1 Credit Cards | 1,093.51 | 124.04 | 116.59 | 124.42 | 3,312.21 | 422.60 | 396.17 | 421.84 | | 5.1.1 Usage at ATMs | 6.37 | 0.68 | 0.69 | 0.71 | 28.39 | 3.21 | 3.20 | 3.34 | | 5.1.2 Usage at POS | 1,087.13 | 123.36 | 115.90 | 123.71 | 3,283.82 | 419.39 | 392.96 | 418.50 | | 5.2 Debit Cards | 10,962.36 | 1,020.27 | 1,002.30 | 1,050.67 | 26,901.79 | 2,941.90 | 2,857.91 | 3,037.71 | | 5.2.1 Usage at ATMs | 8,563.06 | 741.87 | 731.33 | 760.32 | 23,602.73 | 2,533.21 | 2,492.72 | 2,633.10 | | 5.2.2 Usage at POS | 2,399.30 | 278.40 | 270.96 | 290.35 | 3,299.07 | 408.69 | 365.19 | 404.61 | | 6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 245.18 | 236.16 | 319.85 | 838.01 | 116.98 | 133.21 | 143.34 | | 6.1 m-Wallet | 1,629.98 | 201.23 | 186.67 | 288.37 | 532.42 | 86.60 | 93.88 | 125.68 | | 6.2 PPI Cards | 333.11 | 43.91 | 49.45 | 31.44 | 277.52 | 28.80 | 37.71 | 16.34 | | 6.3 Paper Vouchers | 0.51 | 0.04 | 0.04 | 0.03 | 25.36 | 1.58 | 1.63 | 1.33 | | 7 Mobile Banking | 976.85 | 150.68 | 184.98 | 250.61 | 13,104.76 | 917.02 | 1,054.24 | 1,108.40 | | 8 Cards Outstanding | 801.49 | 860.13 | 867.66 | 877.97 | – | – | – | – | | 8.1 Credit Card | 29.84 | 33.87 | 34.78 | 35.50 | – | – | – | – | | 8.2 Debit Card | 771.65 | 826.25 | 832.89 | 842.47 | – | – | – | – | | 9 Number of ATMs (in actuals) | 222475 | 221314 | 221350 | 221832 | – | – | – | – | | 10 Number of POS (in actuals) | 2529141 | 2958301 | 2998733 | 3027382 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,542.66 | 1,940.78 | 1,924.90 | 2,072.51 | 2,282,337.40 | 204,488.69 | 225,570.44 | 216,790.53 | Note : Data for latest 12 month period is provisional.
1.3: Pertain to multiateral net settlement batches.
3.1: Pertain to three centres – Mumbai, New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.
9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards.
Mobile Banking - The data from July 2017 includes only individual payments and corporate payments initiated, processed, and authorised using mobile device. Other corporate payments which are not initiated, processed, and authorised using mobile device are excluded. | |