PART I - Payment System Indicators - Payment & Settlement System Statistics |
System | Volume (Lakh) | Value (₹ Crore) |
FY 2019-20 | 2019 | 2020 | FY 2019-20 | 2019 | 2020 |
Jul. | Jun. | Jul. | Jul. | Jun. | Jul. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
A. Settlement Systems | | | | | | | | |
Financial Market Infrastructures (FMIs) | | | | | | | | |
1 CCIL Operated Systems (1.1 to 1.3) | – | – | 2.23 | 2.52 | – | – | 13383223 | 14102229 |
1.1 Govt. Securities Clearing (1.1.1 to 1.1.3) | – | – | 1.01 | 1.22 | – | – | 9590341 | 9407660 |
1.1.1 Outright | – | – | 0.54 | 0.73 | – | – | 928567 | 1146554 |
1.1.2 Repo | – | – | 0.27 | 0.29 | – | – | 4244619 | 4098668 |
1.1.3 Tri-party Repo | – | – | 0.21 | 0.20 | – | – | 4417155 | 4162438 |
1.2 Forex Clearing | – | – | 1.19 | 1.28 | – | – | 3658697 | 4544294 |
1.3 Rupee Derivatives @ | – | – | 0.02 | 0.02 | – | – | 134185 | 150275 |
B. Payment Systems | | | | | | | | |
I Financial Market Infrastructures (FMIs) | – | – | – | – | – | – | – | – |
1 Credit Transfers - RTGS (1.1 to 1.2) | – | – | 119.68 | 124.76 | – | – | 8651978 | 8335279 |
1.1 Customer Transactions | – | – | 118.09 | 123.22 | – | – | 7641700 | 7137945 |
1.2 Interbank Transactions | – | – | 1.59 | 1.55 | – | – | 1010278 | 1197334 |
II Retail | | | | | | | | |
2 Credit Transfers - Retail (2.1 to 2.7) | – | – | 20341.65 | 21832.34 | – | – | 2499421 | 2587356 |
2.1 AePS (Fund Transfers) @ | – | – | 0.89 | 0.86 | – | – | 47 | 45 |
2.2 APBS $ | – | – | 1371.10 | 1182.38 | – | – | 11767 | 8976 |
2.3 ECS Cr | – | – | 0.00 | 0.00 | – | – | – | – |
2.4 IMPS | – | – | 1989.12 | 2220.99 | – | – | 206951 | 225775 |
2.5 NACH Cr $ | – | – | 1337.21 | 1053.54 | – | – | 112236 | 98909 |
2.6 NEFT | – | – | 2274.01 | 2401.03 | – | – | 1906586 | 1963113 |
2.7 UPI @ | – | – | 13369.31 | 14973.54 | – | – | 261835 | 290538 |
2.7.1 of which USSD @ | – | – | 0.85 | 0.91 | – | – | 15 | 15 |
3 Debit Transfers and Direct Debits (3.1 to 3.4) | – | – | 837.03 | 855.71 | – | – | 70703 | 68356 |
3.1 BHIM Aadhaar Pay @ | – | – | 14.67 | 15.96 | – | – | 186 | 216 |
3.2 ECS Dr | – | – | 0.00 | 0.00 | – | – | – | – |
3.3 NACH Dr $ | – | – | 788.94 | 801.08 | – | – | 70492 | 68083 |
3.4 NETC (linked to bank account) @ | – | – | 33.42 | 38.67 | – | – | 25 | 56 |
4 Card Payments (4.1 to 4.2) | – | – | 4339.15 | 4578.31 | – | – | 105267 | 112039 |
4.1 Credit Cards (4.1.1 to 4.1.2) | – | – | 1248.55 | 1319.66 | – | – | 42773 | 45558 |
4.1.1 PoS based $ | – | – | 588.58 | 601.63 | – | – | 19293 | 20107 |
4.1.2 Others $ | – | – | 659.97 | 718.03 | – | – | 23479 | 25451 |
4.2 Debit Cards (4.2.1 to 4.2.1 ) | – | – | 3090.60 | 3258.65 | – | – | 62494 | 66481 |
4.2.1 PoS based $ | – | – | 1475.38 | 1461.94 | – | – | 25788 | 25821 |
4.2.2 Others $ | – | – | 1615.22 | 1796.71 | – | – | 36705 | 40660 |
5 Prepaid Payment Instruments (5.1 to 5.2) | – | – | 3546.66 | 3987.42 | – | – | 14494 | 15521 |
5.1 Wallets | – | – | 2905.67 | 3205.59 | – | – | 12132 | 12892 |
5.2 Cards (5.2.1 to 5.2.2) | – | – | 640.98 | 781.83 | – | – | 2362 | 2629 |
5.2.1 PoS based $ | – | – | 35.36 | 24.49 | – | – | 710 | 628 |
5.2.2 Others $ | – | – | 605.62 | 757.34 | – | – | 1652 | 2002 |
6 Paper-based Instruments (6.1 to 6.2) | – | – | 496.68 | 532.38 | – | – | 401666 | 434072 |
6.1 CTS (NPCI Managed) | – | – | 496.37 | 532.24 | – | – | 401441 | 433799 |
6.2 Others | – | – | 0.32 | 0.14 | – | – | 225 | 272 |
Total - Retail Payments (2+3+4+5+6) | – | – | 29561.16 | 31786.17 | – | – | 3091551 | 3217344 |
Total Payments (1+2+3+4+5+6) | – | – | 29680.84 | 31910.93 | – | – | 11743529 | 11552623 |
Total Digital Payments (1+2+3+4+5) | – | – | 29184.16 | 31378.55 | – | – | 11341863 | 11118551 |