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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Jan 21, 2026
(₹ Crore)
Item Outstanding as on last reporting Fortnights of the month/ reporting Fortnights of the month
2024-25 2024 2025
Nov. 29 Oct. 31 Nov. 14 Nov. 28
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 22288331 21740662 23864485 23781308 23942644
1.1.1 Demand Deposits 2698049 2576789 3100947 2991667 3013417
1.1.2 Time Deposits of Residents 19590283 19163873 20763538 20789641 20929227
1.1.2.1 Short-term Time Deposits 8815627 8623743 9343592 9355339 9418152
1.1.2.1.1 Certificates of Deposits (CDs) 527375 493598 470625 535617 576412
1.1.2.2 Long-term Time Deposits 10774655 10540130 11419946 11434303 11511075
1.2 Call/Term Funding from Financial Institutions 915248 951023 846241 834984 879199
2 Sources          
2.1 Domestic Credit 26154974 25227707 27550033 27477158 27697336
2.1.1 Credit to the Government 6697298 6538351 6889415 6834281 6886017
2.1.2 Credit to the Commercial Sector 19457676 18689356 20660619 20642876 20811320
2.1.2.1 Bank Credit 18243972 17508956 19393655 19370949 19529443
2.1.2.1.1 Non-food Credit 18207441 17457702 19323284 19291758 19449642
2.1.2.2 Net Credit to Primary Dealers 13742 11781 17829 15632 18546
2.1.2.3 Investments in Other Approved Securities 630 565 495 455 455
2.1.2.4 Other Investments (in non-SLR Securities) 1199332 1168055 1248639 1255840 1262875
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 54514 -119661 108786 126054 141095
2.2.1 Foreign Currency Assets 529621 339002 563826 579080 607602
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 292270 276804 311272 312235 317411
2.2.3 Overseas Foreign Currency Borrowings 182837 181858 143768 140791 149097
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 791777 1172693 1065159 1116181 1045332
2.3.1 Balances with the RBI 882415 1023815 842947 782080 778275
2.3.2 Cash in Hand 81874 90867 87563 86122 82870
2.3.3 Loans and Advances from the RBI 172512 -58011 -134649 -247980 -184186
2.4 Capital Account 2581908 2564679 2945787 2946206 2946799
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 1215777 1024376 1067466 1156894 1115120
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 878795 839923 938999 889618 906039
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 116551 133328 95992 74050 45080

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