| (₹ Crore) |
| Scheme | | 2024-25 | 2024 | 2025 |
| May | Mar. | Apr. | May |
| 1 | 2 | 3 | 4 | 5 |
| 1 Small Savings | Receipts | 192292 | 15054 | 47059 | 14992 | 12506 |
| | Outstanding | 2052408 | 1896249 | 2052408 | 2066898 | 2078978 |
| 1.1 Total Deposits | Receipts | 144769 | 11554 | 30822 | 15288 | 10971 |
| | Outstanding | 1443556 | 1324921 | 1443556 | 1458844 | 1469815 |
| 1.1.1 Post Office Saving Bank Deposits | Receipts | 20641 | -332 | 6817 | 1649 | -3571 |
| | Outstanding | 212332 | 195445 | 212332 | 213981 | 210410 |
| 1.1.2 Sukanya Samriddhi Yojna | Receipts | 41391 | 2348 | 17365 | 3521 | 2374 |
| | Outstanding | 199001 | 162980 | 199001 | 202522 | 204896 |
| 1.1.3 National Saving Scheme, 1987 | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.1.4 National Saving Scheme, 1992 | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.1.5 Monthly Income Scheme | Receipts | 16620 | 2048 | 1160 | 1786 | 2209 |
| | Outstanding | 285630 | 272755 | 285630 | 287416 | 289625 |
| 1.1.6 Senior Citizen Scheme 2004 | Receipts | 24859 | 2475 | 1852 | 2327 | 2679 |
| | Outstanding | 200326 | 180150 | 200326 | 202653 | 205332 |
| 1.1.7 Post Office Time Deposits | Receipts | 32755 | 3724 | 2658 | 3112 | 4489 |
| | Outstanding | 338531 | 312186 | 338531 | 341643 | 346132 |
| 1.1.7.1 1 year Time Deposits | Outstanding | 165641 | 145006 | 165641 | 167697 | 170779 |
| 1.1.7.2 2 year Time Deposits | Outstanding | 14819 | 12538 | 14819 | 15056 | 15451 |
| 1.1.7.3 3 year Time Deposits | Outstanding | 10816 | 9263 | 10816 | 10991 | 11218 |
| 1.1.7.4 5 year Time Deposits | Outstanding | 147255 | 145379 | 147255 | 147899 | 148684 |
| 1.1.8 Post Office Recurring Deposits | Receipts | 9171 | 1335 | 892 | 3146 | 3021 |
| | Outstanding | 206307 | 199378 | 206307 | 209453 | 212474 |
| 1.1.9 Post Office Cumulative Time Deposits | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.1.10 Other Deposits | Receipts | -676 | -44 | 78 | -253 | -231 |
| | Outstanding | 1071 | 1677 | 1071 | 818 | 587 |
| 1.1.11 PM Care for children | Receipts | 8 | 0 | 0 | 0 | 1 |
| | Outstanding | 358 | 350 | 358 | 358 | 359 |
| 1.2 Saving Certificates | Receipts | 32992 | 3486 | 3228 | 1786 | 1920 |
| | Outstanding | 446106 | 423527 | 446106 | 447390 | 448884 |
| 1.2.1 National Savings Certificate VIII issue | Receipts | 10891 | 1404 | 619 | 1058 | 1780 |
| | Outstanding | 194798 | 186360 | 194798 | 195856 | 197636 |
| 1.2.2 Indira Vikas Patras | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.2.3 Kisan Vikas Patras | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.2.4 Kisan Vikas Patras - 2014 | Receipts | 12166 | 1115 | 1396 | 1270 | 1675 |
| | Outstanding | 232726 | 222698 | 232726 | 233996 | 235671 |
| 1.2.5 National Saving Certificate VI issue | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.2.6 National Saving Certificate VII issue | Receipts | 0 | 0 | 0 | 0 | 0 |
| | Outstanding | 0 | 0 | 0 | 0 | 0 |
| 1.2.7 M.S. Certificates | Receipts | 9935 | 967 | 1213 | -542 | -1535 |
| | Outstanding | 28212 | 20056 | 28212 | 27670 | 26135 |
| 1.2.8 Other Certificates | Outstanding | -9630 | -5587 | -9630 | -10132 | -10558 |
| 1.3 Public Provident Fund | Receipts | 14531 | 14 | 13009 | -2082 | -385 |
| | Outstanding | 162746 | 147801 | 162746 | 160664 | 160279 |
Note: Data on receipts from April 2017 are net receipts, i.e., gross receipt minus gross payment.
Source: Accountant General, Post and Telegraphs.
Part I-A. Settlement systems
1.1.3: Tri- party Repo under the securities segment has been operationalised from November 05, 2018.
Part I-B. Payments systems
4.1.2: ‘Others’ includes e-commerce transactions and digital bill payments through ATMs, etc.
4.2.2: ‘Others’ includes e-commerce transactions, card to card transfers and digital bill payments through ATMs, etc.
5: Available from December 2010.
5.1: includes purchase of goods and services and fund transfer through wallets.
5.2.2: includes usage of PPI Cards for online transactions and other transactions.
6.1: Pertain to three grids – Mumbai, New Delhi and Chennai.
6.2: ‘Others’ comprises of Non-MICR transactions which pertains to clearing houses managed by 21 banks.
Part II-A. Other payment channels
1: Mobile Payments –
o Include transactions done through mobile apps of banks and UPI apps.
o The data from July 2017 includes only individual payments and corporate payments initiated, processed, and authorised using mobile device. Other corporate payments which are not initiated, processed, and authorised using mobile device are excluded.
2: Internet Payments – includes only e-commerce transactions through ‘netbanking’ and any financial transaction using internet banking website of the bank.
Part II-B. ATMs
3.3 and 4.2: only relates to transactions using bank issued PPIs.
Part III. Payment systems infrastructure
3: Includes ATMs deployed by Scheduled Commercial Banks (SCBs) and White Label ATM Operators (WLAOs). WLAs are included from April 2014 onwards. |