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Document - 16. Industry-wise Deployment of Gross Bank Credit () or PDF - 16. Industry-wise Deployment of Gross Bank Credit ()
16. Industry-wise Deployment of Gross Bank Credit
Date : Apr 23, 2026
(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 21, 2025 2025 2026 Financial year so far Y-o-Y
Feb. 21 Jan. 31 Feb. 28 2025-26 2026
1 2 3 4 % %
2. Industries (2.1 to 2.19) 3985660 3916783 4388308 4447192 11.6 13.5
2.1 Mining & Quarrying (incl. Coal) 56818 53077 64669 64501 13.5 21.5
2.2 Food Processing 219525 219091 238126 241445 10.0 10.2
2.2.1 Sugar 28522 26872 24554 28560 0.1 6.3
2.2.2 Edible Oils & Vanaspati 20927 21082 23812 23424 11.9 11.1
2.2.3 Tea 5084 6069 5077 4880 -4.0 -19.6
2.2.4 Others 164992 165067 184683 184581 11.9 11.8
2.3 Beverage & Tobacco 35515 31297 37884 39190 10.3 25.2
2.4 Textiles 277267 273763 294365 296136 6.8 8.2
2.4.1 Cotton Textiles 107495 106389 107782 108696 1.1 2.2
2.4.2 Jute Textiles 4288 4330 4899 4980 16.1 15.0
2.4.3 Man-Made Textiles 49186 49158 51493 51246 4.2 4.2
2.4.4 Other Textiles 116298 113886 130190 131214 12.8 15.2
2.5 Leather & Leather Products 12980 12982 13792 13835 6.6 6.6
2.6 Wood & Wood Products 27826 27293 30571 30676 10.2 12.4
2.7 Paper & Paper Products 52848 51944 58104 57993 9.7 11.6
2.8 Petroleum, Coal Products & Nuclear Fuels 154179 154425 176716 185431 20.3 20.1
2.9 Chemicals & Chemical Products 267815 263173 305421 313413 17.0 19.1
2.9.1 Fertiliser 32011 30529 34976 39432 23.2 29.2
2.9.2 Drugs & Pharmaceuticals 88524 88727 96762 98753 11.6 11.3
2.9.3 Petro Chemicals 28797 27615 38231 37301 29.5 35.1
2.9.4 Others 118482 116302 135453 137927 16.4 18.6
2.10 Rubber, Plastic & their Products 103465 101710 110156 110982 7.3 9.1
2.11 Glass & Glassware 13443 13199 13826 13702 1.9 3.8
2.12 Cement & Cement Products 59753 60327 64549 64332 7.7 6.6
2.13 Basic Metal & Metal Product 433501 431340 494119 496720 14.6 15.2
2.13.1 Iron & Steel 300156 301746 333268 334966 11.6 11.0
2.13.2 Other Metal & Metal Product 133345 129593 160851 161754 21.3 24.8
2.14 All Engineering 240136 232477 311363 316185 31.7 36.0
2.14.1 Electronics 52863 49652 64380 63623 20.4 28.1
2.14.2 Others 187273 182826 246983 252562 34.9 38.1
2.15 Vehicles, Vehicle Parts & Transport Equipment 119450 117457 135522 137108 14.8 16.7
2.16 Gems & Jewellery 85814 83119 117215 116543 35.8 40.2
2.17 Construction 160037 158884 167086 170519 6.5 7.3
2.18 Infrastructure 1364369 1337436 1426796 1443544 5.8 7.9
2.18.1 Power 692160 668584 789193 811927 17.3 21.4
2.18.2 Telecommunications 123850 120294 105860 104935 -15.3 -12.8
2.18.3 Roads 334147 334566 331485 326875 -2.2 -2.3
2.18.4 Airports 9156 8799 6419 6577 -28.2 -25.3
2.18.5 Ports 5916 5879 8156 9124 54.2 55.2
2.18.6 Railways 13415 13132 9964 7107 -47.0 -45.9
2.18.7 Other Infrastructure 185726 186182 175719 176998 -4.7 -4.9
2.19 Other Industries 300921 293789 328027 334937 11.3 14.0
Note: With effect from December 31, 2025, definition of last reporting fortnight has been changed to the last day of the month under the Banking Laws (Amendment) Act 2025. Accordingly, the y-o-y growth rates from December 2025 onwards are based on end-of-month data for the current year and data for the last reporting fortnight (as per old definition) for the corresponding month of the previous year.

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