| S. No. |
Reference no and Date of Scheme/ Circulars/ Guidelines |
Caption of the document |
URL |
| 1 |
DEA Fund Scheme dated May 24, 2014 |
DEA Fund Scheme, 2014 |
https://rbidocs.rbi.org.in/rdocs/content/pdfs/DEAC27052014_AN.pdf |
| 2 |
Press Release dated January 09, 2015 |
Guidelines on Criteria for Institutions, seeking Financial Assistance from DEA Fund |
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=32978 |
| 3 |
Press Release dated October 01, 2015 |
RBI releases list of approved applicants for Registration of Institutions, Organisations and Associations for grant of Financial Assistance from the (DEA Fund) |
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=35130 |
| 4 |
Press Release dated October 08, 2015 |
Inviting second tranche of applications for financial assistance from DEA Fund |
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=35175 |
| 5 |
Press Release dated December 22, 2016 |
RBI's DEA Fund Committee approves Five More Entities for Depositors’ Awareness Programmes |
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=38996 |
| 6 |
Press Release dated November 14, 2019 |
On-tap guidelines for registering entities for grant of financial assistance from DEA Fund |
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=48635 |
| 7 |
Press Release dated July 22, 2022 |
RBI alerts on Unclaimed Deposits with banks |
https://www.rbi.org.in/commonperson/English/Scripts/PressReleases.aspx?Id=3367 |
| 8 |
Press Release dated May 12, 2023 |
Reserve Bank launches ‘100 Days 100 Pays’ Campaign for Return of Unclaimed Deposits |
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=55675 |
| 9 |
Press Release dated August 17, 2023 |
RBI launches उद्गम - UDGAM - Centralised Web Portal for searching Unclaimed Deposits |
https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=56216 |
| 10 |
Press Release dated October 05, 2023 |
Onboarding of more banks on UDGAM portal |
https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=56498 |
| 11 |
Frequently Asked Questions (FAQ) dated March 05, 2024 |
FAQ - Depositor Education and Awareness (DEA) Fund Scheme, 2014 |
https://rbi.org.in/Scripts/FAQView.aspx?Id=165 |
| 12 |
Frequently Asked Questions (FAQ) dated March 05, 2024 |
FAQ - UDGAM Portal |
https://rbi.org.in/Scripts/FAQDisplay.aspx?Id=166 |
| S. No. |
Reference no and Date of Scheme/ Circulars/ Guidelines |
Caption of the document |
Present Status |
| 1 |
DBOD.No.DEAFCell.BC.114/30.01.002/ 2013-14 dated May 27, 2014 |
DEA Fund Scheme, 2014 - Operational Guidelines
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8907&Mode=0 |
S. No. 1 to 11 are incorporated in the following seven Miscellaneous Directions:
1. Commercial Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13136
2. Small Finance Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13105
3. Payments Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13087
4. Local Area Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13061
5. Regional Rural Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13038
6. Urban Co-operative Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13011
7. Rural Co-operative Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13202 |
| 2 |
DBOD.No.DEAFCell.BC.123/30.01.002/ 2013-14 dated June 25, 2014 |
Clarifications on Operational Guidelines
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8958&Mode=0 |
| 3 |
DBOD.No.DEAFCell.BC.126/30.01.002/2013-14 dated June 26, 2014 |
Calculation of interest on the Interest-Bearing Deposits
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8967&Mode=0 |
| 4 |
DBR.No.DEAFundCell.BC.49/30.01.002/2014-15 dated November 21, 2014 |
Due diligence of customers
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=9348&Mode=0 |
| 5 |
DBR.No.DEAFCell.BC.105/30.01.002/2014-15 dated June 18, 2015 |
Operational guidelines- clubbing of Form I and II
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=9793&Mode=0 |
| 6 |
DBR.No.DEAFundCell.3044/30.01.002/2017-18 dated September 27, 2017 |
Revised operational guidelines forwarded to all the banks
https://rbidocs.rbi.org.in/rdocs/Returns/PDFs/DEAFundScheme2014_25082023.PDF |
| 7 |
DBR.DEAFundCell.BCNo.110/30.01.002/ 2017-18 dated June 07, 2018 |
Interest rate on IB deposits revised
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11294&Mode=0 |
| 8 |
DBR.No.DEAFundCell.1642 130.01.002/12018-19 dated August 27, 2018 |
Revised timeline for submission of Reconciliation Certificate
https://rbidocs.rbi.org.in/rdocs/Returns/PDFs/ReconciliationCertificate_25082023.PDF |
| 9 |
DBR.DEAFundCell.BCNo.6700/30.01.002/2018-19 dated February 12, 2019 |
Revised guidelines for submission of Annual Certificate
https://rbidocs.rbi.org.in/rdocs/Returns/PDFs/AnnualCertificateletter_25082023.PDF |
Annual Certificate Format
https://rbidocs.rbi.org.in/rdocs/Returns/PDFs/ANNUALCERTIFICATEFORMAT07BF
24578D63419D9E39800109C7E7DE.PDF |
| 10 |
DoR.DEA.REC.No.16/30.01.002/2021-22 dated May 11, 2021 |
Revision of interest rates payable on interest bearing deposit
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12091&Mode=0 |
| 11 |
DoR.SOG (DEA Fund) No.37/ 30.01.002/ 2025-26 dated June 25, 2025 |
The Depositor Education and Awareness (DEA) Fund Scheme, 2014 – Revised Operational Guidelines
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12876&Mode=0 |
| 12 |
DBR.No.DEAFundCell.BC.66/30.01.002/2014-15 dated February 2, 2015 |
Unclaimed Deposits/ Inoperative Accounts in Banks - Display list of Inoperative Accounts
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=9528&Mode=0 |
S. No. 12 to 14 are incorporated in the seven directions on Responsible Business Conduct:
1. Commercial Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13140
2. Small Finance Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13108
3. Payments Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13089
4. Local Area Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13063
5. Regional Rural Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13039
6. Urban Co-operative Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13013
7. Rural Co-operative Banks
https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=12987 |
| 13 |
DBR.No.DEAFundCell.BC.67/30.01.002/2014-15 dated February 2, 2015 |
Unclaimed Deposits/ Inoperative Accounts in Banks- Updation of list of inoperative accounts on their website
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=9532&Mode=0 |
| 14 |
DOR.SOG (LEG).REC/64/09.08.024/2023-24 dated January 01, 2024 |
Inoperative Accounts /Unclaimed Deposits in Banks- Revised Instructions
https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12589&Mode=0 |