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UCBs - Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled Persons

RBI/2007-2008/204
UBD.CO. BPD.No. 27/12.05.001/2007-08

December 4, 2007

The Chief Executive Officers,
All Primary (Urban) Co-operative Banks

Dear Sir/Madam

Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities

We have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the banks and the banking sector can accept the guardianship certificates in regard to persons with disabilities issued by the Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999.

2. The Trust has mentioned that the above Act was specifically passed by the Parliament in order to provide for appointment of legal guardians for persons with disability that is covered under the said Act. The above Act provides for appointment of legal guardians for persons with disability by the Local Level Committees set up under the Act. The Trust has opined that a legal guardian so appointed can open and operate the bank account as long as he remains the legal guardian. It may also be noted that the provisions of Mental Health Act, 1987 also allows appointment of Guardian by District Courts.

3. Banks are therefore advised to rely upon the Guardianship Certificate issued either by the District Court under Mental Health Act or by the Local Level Committees under the above Act for the purposes of opening / operating bank accounts. A list of Local Level Committees received from the above Trust is enclosed.

4. Banks may also ensure that their branches give proper guidance so that the parents / relatives of the disabled persons do not face any difficulty in this regard.

5. Please acknowledge receipt to our Regional Office concerned.

Yours faithfully

(A.K.Khound)
Chief General Manager



SUMMARISED LIST OF LOCAL LEVEL COMMITTEES FORMED TILL 26 FEBRUARY, 2007

At present LOCAL LEVEL COMMITTEES have been constituted in 499 districts out of the total of 591 districts in the country except J&K. State and UTS wise list are as follows: -

STATES - 27

Sr No

States

Districts

Total LLCs formed

1

ANDHRA PRADESH

EAST GODAVARI, KRISHNA, NIZAMABAD,
NELLORE, SRIKAKULAM, CHITTOOR,
KURNOOL, ADILABAD, WARANGAL,
NALGONDA, KARIMNAGAR, PRAKASAM,
RANGAREDDY, VISAKHAPATNAM,
ANANTHAPUR, MEDAK, CUDDAPAH,
KHAMMAM, GUNTUR, MAHABOOBNAGAR,
VIZIANAGRAM, HYDERABAD, WEST
GODAVARI

 

23

2

ASSAM

KAMRUP, NAGAON, NALBARI, JORHAT,
DARRANG, CACHAR, DHUBRI, KARIMGANJ,
SONITPUR, SIVASAGAR, TINSUKIA,
DIBRUGARH, GOALPARA, HAILAKANDI, NC
HILLS, GOLAGHAT, LAKHIMPUR

 

17

3

BIHAR

NAWADA, KATIHAR, BHABUA, SHEIKHPURA,
MUNGER, KISHANGANJ, LAKHISARAI,
NALANDA,MADHEPURA, ROHTAS,SHEOHAR, MAHDUBANI, SUPAUL, BEGUSARAI, JAMUI, SIWAN, PATNA,BHOJPUR, GOPALGANJ, VAISHALI,SAMASTIPUR,PURNEA, BHAGALPUR,KHAGARIA

 

24

4

CHATTISGARH

KOREA, JANJAGIR-CHAPA, BASTAR,
DANTEWADA, RAIPUR, MAHASUMUND,
JASHPUR, RAIGARH, KORBA, SURGUJA,
DURG, BILASPUR, JAGDALPUR, KAWARDHA,
DHAMTARI, KANKER

 

16

5

DELHI

SOUTH, SOUTH-WEST, NORTH-EAST,
CENTRAL, NEW DELHI, NORTH, WEST,
NORTH WEST, EAST

 

9

6

GOA

PANAJI

 

1

7

GUJARAT

VALSAD, MEHSANA, JAMNAGAR,
SABARKANTHA, DAHOD, BHAVNAGAR,
JUNAGADH, SURENDRANAGAR, SURAT,
AMARELI, KHEDA, VADODARA,
GANDHINAGAR, AHMEDABAD, RAJKOT,
NAVSARI, BHARUCH, KUTCH, ANAND, THE
DANGS, PORBANDAR, NARMADA,
PANCHMAHAL

 

23

8

HARYANA

PANIPAT, JIND, KARNAL, HISSAR,
PANCHKULA, YAMUNANAGAR, AMBALA,
FARIDABAD, SIRSA, KAITHAL, ROHTAK,
KURUKSHETRA, GURGAON, BHIWANI

 

14

9

HIMACHAL
PRADESH

SOLAN, UNA, KINNAUR, KANGRA, CHAMBA,MANDI, HAMIRPUR, SHIMLA, LAHAUL & SPITI, BILASPUR, KULLU, SIRMOUR

 

12

10

JHARKAND

DUMKA, PAKAUR, RANCHI, SERAI KELA,
CHATRA, DHANBAD, BOKARO, EAST
SINGHBUM, SAHEBGANJ, HAZARIBAGH,
DEOGHAR, GUMLA, PALAMU, WEST
SINGHBHUM, LOHARDARGA, KODARMA,
JAMTARA, LATEHAR

 

18

11

KARNATAKA

BIJAPUR, BAGALKOTE, UTTAR KANNADA,
CHICKMAGALUR, DAKSHINA KANNADA,
BIDAR, KODAGU, HASSAN, BELLARY,
CHITRADURGA, BANGALORE URBAN,
BELGAUM, UDUPI, GADAG, RAICHUR,
MANDYA, CHAMARAJANAGAR, MYSORE,
DAVANGERE, TUMKUR, GULBARGA,
KOPPAL, BANGALORE RURAL, DHARWAD,
KOLAR, SHIMOGA

 

26

12

KERALA

THRISSUR, PALAKKAD,
THIRUVANANTAHPURAM, ERANAKULAM,
MALLAPURAM, KOZHIKODE, KOLLAM,
ALLAPUZHA, KASARGOD, KANNUR,
KOTTAYAM, WAYANAD, PATHANAMTHITTA,
IDUKKI

 

14

13

MADHYA
PRADESH

BARWANI, BETUL, DAMOH, DHAR, DEWAS,
INDORE, GWALIOR, KATNI, KHARGAON,
KHANDWA, MANDSAUR, NARSINGHPUR,
NIMACH, RAJGARH, RATLAM, SAGAR,
SIWANI, SIDHI, SHAHDOL, SHAJAPUR,
SHIVPURI, SHYOPUR, SEHORE, TIKAMGARH, UJJAIN, UMARIA, VIDISHA, REWA, CHATTARPUR, BHOPAL, GUNA, JABALPUR, SATNA, HARDA, PANNA, DINDORI, CHINNDWARA, JHABUA, RAISEN, MORENA, MANDLA, BHIND, HOSHANGABAD,
BALAGHAT, BURHANPUR, ANUPPUR, DATIA,
ASHOKNAGAR

 

48

14

MAHARASHTRA

KOLHAPUR, NASIK, LATUR, CHANDRAPUR,
AKOLA, BEED, BHANDARA, NANDURBAR,
VARDHA, GADCHIROLI, THANE, AMRAVATI,
OSMANABAD, SATARA, BULDHANA, DHULE,
SOLAPUR, RATNAGIRI, GONDIYA, NANDED,
NAGPUR, AURANGABAD, YAVATMAL,
RAIGAD, MUMBAI SUBURBAN, HINGOLI,
PUNE, SINDHUDURG, AHMEDNAGAR,
SANGLI, PARBHANI, MUMBAI, JALGAON,
JALNA

 

34

15

MANIPUR

IMPHAL EAST, IMPHAL WEST, THOUBAL,
CHURACHANDPUR

 

4

16

MEGHALAYA

WEST KHASI HILLS, EAST GARO HILLS, RI
BHOI, JAINTIA HILLS, WEST GARO HILLS,
EAST KHASI, SOUTH GARO

 

7

17

MIZORAM

AIZAWL, LUNGLEI, SAIHA, MAMIT,
CHAMPHAI, LAWNGTHLAI, JOLASIB,
SERCHHIP

 

8

18

NAGALAND

KOHIMA, MOKOKCHUNG, ZUHENBOTO,
MON, DIMAPUR, WOKHA, PHEK, TUENSANG

 

8

19

ORISSA

ANGUL, BALASORE, BHADRAK, BOLANGIR,BOUDH, CUTTACK, DEOGARH, DHENKANAL,JAGATSINGHPUR, JAJPUR, KANDHAMALA,KENDRAPARA, KEONJHAR, KHURDA,KORAPUT, MALKANGIRI, MAYURBHANJ, NAWARANGPUR, NAYAGARH, PURI, SAMBALPUR, SUNDARGARH, NUAPADA, JHARSUGUDA, KALAHANDI, RAYAGADA, SONEPUR, GAJAPATI, BARGARH, GANJAM

 

30

20

PUNJAB

AMRITSAR,BHATINDA,FARIDKOT, HOSHIARPUR, LUDHIANA,MANSA,MOGA,PATIALA,
RUPNAGAR, JALANDHAR,FATEHGARH SAHIB, SANGARUR,NAWANSHAHR, MUKATSAR, KAPURTHALA

 

15

21

TAMIL NADU

THE NILGIRIS, PUDUKOTTAI, SALEM,COIMBATORE, VELLORE, TIRUCHIRAPALLI,RAMANATHPURAM, TIRUVANAMALLAI,ERODE, VIRUDUNAGAR, PERAMBALUR,THANJAVUR, NAMAKKAL, KANYAKUMARI,TIRUVARUR, KANCHEEPURAM,
DHARMAPURI, THOOTHUKUDI, THENI,CUDDALORE, SIVAGANGAI, DINDIGUL,KARUR, NAGAPATTINAM, CHENNAI,TIRUVALLUR, MADURAI, VILLUPURAM,TIRUNELVELI

 

29

22

TRIPURA

NORTH TRIPURA, SOUTH TRIPURA, WEST TRIPURA, DHALAI

 

4

23

RAJASTHAN

ALWAR, JALLORE, SIROHI, SIKAR, DHOLPUR, BANSWARA, RAJSAMAND, DUNGARPUR,JODHPUR, UDAIPUR, BHARATPUR, PALI,BHILWARA, TONK, KOTA, JAISALMER, JHUNJHUNU, CHURU, HANUMANGARH,KARAULI, BUNDI, HRIGANGANAGAR,
AJMER, BADMER, BIKANER,CHITTAURGARH, DAUSA, JAIPUR, BARAN,SAWAI MADHOPUR, NAGAUR, JHALAWAR

 

32

24

SIKKIM

EAST, SOUTH, WEST, NORTH

 

4

25

UTTAR PRADESH

JAMUNAPAR AND SHAHARI AREA OF
ALLAHABAD DISTRICT, GANGAPAR AREA OF
ALLAHABAD DISTRICT, BARIELLY, JALAUN,
LUCKNOW, PILIBHIT, RAE BARIELLY,
SAHARANPUR, SULTANPUR,
FARRUKHABAD, UNNAO, MORADABAD,
BASTI, JR PHULE NAGAR, FATEHPUR,
KANPUR NAGAR, SITAPUR, HAMIRPUR,
MEERUT, HARDOI, SHAHJAHANPUR, MAU,
FAIZABAD, VARANASI, GHAZIABAD,
GORAKHPUR, BAGPAT, DEORIA,
AZAMGARH, MIRZAPUR, RAMPUR, BARA
BANKI, BIJNOUR, CHITRAKOOT, GB NAGAR,
KUSHINAGAR, GHAZIPUR, AGRA, MAINPURI,
BUDAUN, CHANDAULI, FEROZABAD

 

42

26

UTTARANCHAL

ALMORA, NAINITAL, DEHRADUN,
BAGESHWAR, HARIDWAR, CHAMAPWAT,
CHAMOLI, TEHRI GARHWAL, UDHAM SINGH
NAGAR, RUDRAPRAYAG, UTTARKASHI,
PAURI GARHWAL,PITHORAGARH

 

13

27

WEST BENGAL

BANKURA, BIRBHUM, BURDWAN, COOCH
BEHAR, DAKSHIN DINAJPUR, DARJEELING,
HOOGHLY, HOWRAH, JALPAIGURI, MALDA,
MIDNAPUR, MURSHIDABAD, NADIYA, 24
PRGS SOUTH, 24 PRGS NORTH, PURULIA,
UTTAR DINAJPUR, KOLKATA CITY, EAST MIDNAPORE

 

19


UNION TERRITORIES

1

CHANDIGARH

CHANDIGARH

1

2

DADRA & NAGAR HAVELI

SILVASSA

1

3

DAMAN & DIU

DAMAN & DIU

2

4

PONDICHERRY

PONDICHERRY

1


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