| AA | Account Aggregator |
| AEs | Advanced Economies |
| AFA | Additional Factor of Authentication |
| AFS | Available for Sale |
| AID | All Inclusive Direction |
| AIFs | Alternative Investment Funds |
| AIFIs | All-India Financial Institutions |
| AMC | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| AML | Anti Money Laundering |
| APY | Atal Pension Yojana |
| ARC | Asset Reconstruction Companies |
| AUM | Assets Under Management |
| BEER | Bond-Equity-Earnings-Yield Ratio |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BoE | Bank of England |
| BoP | Balance of Payments |
| BSI | Banking Stability Indicator |
| CAD | Current Account Deficit |
| CASA | Current Account and Savings Account |
| CBDCs | Central Bank Digital Currencies |
| CCs | Clearing Corporations |
| CCB | Capital Conservation Buffer |
| CCPs | Central Counterparties |
| CD | Certificate of Deposit |
| CDSL | Central Depository Services Limited |
| CET1 | Common Equity Tier 1 |
| CFT | Combating of Financing of Terrorism |
| CIC | Credit Information Companies |
| CIR | Cyber Incident Reporting |
| CIRP | Corporate Insolvency Resolution Process |
| CMs | Clearing Members |
| CPs | Commercial Papers |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CRILC | Central Repository of Information on Large Credits |
| CY | Calendar Year |
| DeFi | Decentralised Finance |
| DGA | Duration Gap Analysis |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DIIs | Domestic Institutional Investors |
| DPD | Days Past Due |
| DLA | Digital Lending App |
| EAR | Earnings At Risk |
| ECBs | External Commercial Borrowings |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| EMDEs | Emerging Market and Developing Economies |
| EMEs | Emerging Market Economies |
| ESG | Environmental, Social, and Governance |
| ESMA | European Securities and Market Authority |
| FAO | Food and Agricultural Organisation |
| FBIL | Financial Benchmark India Pvt Ltd |
| FBs | Foreign Banks |
| FCE | Foreign Currency Exposure |
| FCNR(B) | Foreign currency non-resident (bank) |
| FDI | Foreign Direct Investment |
| FIIs | Foreign Institutional Investors |
| FIP | Financial Information Provider |
| FIRE | Format for Incident Reporting Exchange |
| FMI | Financial Market Infrastructure |
| FoF | Fund-of-Funds |
| FPI | Foreign Portfolio Investment |
| FSB | Financial Stability Board |
| FSDC | Financial Stability & Development Council |
| FSDC-SC | Sub Committee of the Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FSWM | Financially Sound and Well Managed |
| FY | Financial Year |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GFD | Gross Fiscal Deficit |
| GIFT | Gujarat International Finance Tec-City |
| GNPA | Gross Non-Performing Asset |
| GSDP | Gross State Domestic Product |
| GST | Goods and Services Tax |
| GSTN | Goods and Services Tax Network |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HPI | House Price Index |
| HQLAs | High Quality Liquid Assets |
| HTM | Held-to-Maturity |
| IBC | Insolvency and Bankruptcy Code |
| ICR | Interest Coverage Ratio |
| IEA | International Energy Agency |
| IFs | Innovation Facilitators |
| IFR | Investment Fluctuation Reserve |
| IFSC | International Financial Service Centre |
| IFSCA | International Financial Services Centres Authority |
| IM | Initial Margin |
| IMF | International Monetary Fund |
| InvITs | Infrastructure Investment Trusts |
| IO | Internal Ombudsman |
| IORS | Inter-Operable Regulatory Sandbox |
| IOSCO | International Organisation of Securities Commissions |
| IRB | Internal Rating Based |
| IRDAI | Insurance Regulatory and Development Authority of India |
| IRRBB | Interest Rate Risk in Banking Book |
| JPY | Japanese Yen |
| KYC | Know Your Customer |
| LABs | Local Area Banks |
| LCR | Liquidity Coverage Ratio |
| LOS | Loan Origination System |
| LSP | Lending Service Provider |
| LT | Long-term |
| LTV | Loan-to-Value |
| MHP | Minimum Holding Period |
| MRC | Minimum Required Corpus |
| MSME | Micro, Small and Medium Enterprises |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NBFC | Non-Banking Financial Company |
| NBFC-BL | NBFC - Base Layer |
| NBFC-ML | NBFC - Middle Layer |
| NBFC-TL | NBFC - Top Layer |
| NBFC-UL | NBFC - Upper Layer |
| NBFIs | Non-Banking Financial Intermediaries |
| NCD | Non-Convertible Debentures |
| NCGTC | National Credit Guarantee Trustee Company Ltd |
| NCLT | National Company Law Tribunal |
| NDSI | Non-Deposit Taking Systemically Important |
| NDTL | Net Demand & Time Liabilities |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non performing Assets |
| NOF | Net Owned Funds |
| NPA | Non-Performing Asset |
| NPS | National Pension System |
| NRIs | Non-resident Indians |
| NSDL | National Securities Depository Limited |
| NSE | National Stock Exchange |
| NSO | National Statistical Office |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| OEFs | Open-Ended Investment Funds |
| OECD | Organisation for Economic Co-operation and Development |
| OFS | Offer for Sale |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| OTC | Over-the-Counter |
| P2M | Person-to-Merchant |
| P2P | Person-to-Person |
| PAT | Profit After Tax |
| PCR | Provisioning Coverage Ratio |
| PCM | Professional Clearing Member |
| PD | Probability of Default |
| P/E | Price-to-Earning |
| PE | Private Equity |
| PFMI | Principles for Financial Market Infrastructures |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PLI | Production Linked Investment |
| PMI | Purchasing Managers’ Indices |
| PoS | Point of Sale |
| PSBs | Public Sector Banks |
| PSUs | Public Sector Undertakings |
| PVBs | Private Sector Banks |
| RB-IOS | Reserve Bank - Integrated Ombudsman Scheme |
| REITs | Real Estate Investment Trusts |
| REs | Regulated Entities |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RRA | Regulations Review Authority |
| RRBs | Regional Rural Banks |
| RSA | Rate-Sensitive Assets |
| RSL | Rate-Sensitive Liabilities |
| RWA | Risk-Weighted Assets |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SGF | Settlement Guarantee Fund |
| SIPs | Systematic Investment Plans |
| SLR | Statutory Liquidity Ratio |
| SMAs | Special Mention Accounts |
| SPDs | Standalone Primary Dealers |
| SRS | Systemic Risk Survey |
| SUCBs | Scheduled Urban Cooperative Banks |
| TAT | Turn Around time |
| T-Bills | Treasury Bills |
| TGA | Traditional Gap Analysis |
| TPI | Transmission Protection Instrument |
| UCB | Urban Cooperative Bank |
| UFCE | Unhedged Foreign Currency Exposure |
| UPI | Unified Payment Interface |
| VAR | Vector Auto Regression |
| VC | Venture Capital |
| VM | Variable Margin |
| WB | World Bank |