| 3-MMA | 3-Month Moving Average |
| AA | Adjudicating Authority |
| AD | Assessable Deposit |
| ADDV | Average Daily Delivery Value |
| AEs | Advanced Economies |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AID | All Inclusive Direction |
| AIFs | Alternative Investment Funds |
| AIFIs | All India Financial Institutions |
| AMCs | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| AML | Anti Money Laundering |
| APY | Atal Pension Yojana |
| AR | Authorised Representative |
| AUM | Assets Under Management |
| BBPS | Bharat Bill Payment System |
| BCBS | Basel Committee on Banking Supervision |
| BCP | Business Continuity Plan |
| BE | Budget Estimates |
| BG | Bank Guarantee |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BoE | Bank of England |
| BSDA | Basic Services Demat Account |
| BSI | Banking Stability Indicator |
| CBOE | Chicago Board Options Exchange |
| CAD | Current Account Deficit |
| CAF | Common Application Form |
| CAGR | Compounded Annual Growth Rate |
| CASA | Current Account and Savings Account |
| CBDCs | Central Bank Digital Currencies |
| CBF | Central Bank Funding |
| CCI | Cyber Capability Index |
| CCIL | Clearing Corporation of India Limited |
| CCMP | Cyber Crisis Management Plan |
| CCPs | Central Counterparties |
| CCs | Clearing Corporations |
| CDD | Client Due Diligence |
| CDs | Certificates of Deposits |
| CDS | Credit Default Swaps |
| CDSL | Central Depository Services Limited |
| CET1 | Common Equity Tier 1 |
| CFT | Combating the Financing of Terrorism |
| CICRA | Credit Information Companies (Regulation) Act, 2005 |
| CICs | Core Investment Companies |
| CIs | Credit Institutions |
| CIRP | Corporate Insolvency Resolution Process |
| CIS | Customer Information Sheet |
| CISO | Chief Information Security Officer |
| CLOs | Collateralised Loan Obligations |
| CMIs | Capital Market Intermediaries |
| CMs | Clearing Members |
| CoC | Committee of Creditors |
| CoR | Certificate of Registration |
| CP | Commercial Paper |
| CPI | Consumer Price Index |
| CPMI | Committee on Payments and Market Infrastructures |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CSCRF | Cybersecurity and Cyber Resilience Framework |
| DC | Disciplinary Committee |
| DeFi | Decentralised Finance |
| DGA | Duration Gap Analysis |
| DGCI&S | Directorate General of Commercial Intelligence & Statistics |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DLT | Distributed Ledger Technology |
| DMA | Direct Market Access |
| DPD | Days Past Due |
| DR | Disaster Recovery |
| DSR | Debt Service Ratio |
| EAR | Earnings At Risk |
| EBIT | Earnings Before Interest and Taxes |
| EBPT | Earnings Before Profit and Tax |
| ECB | External Commercial Borrowings |
| EMDEs | Emerging Markets and Developing Economies |
| EMP | Exchange Market Pressure |
| EPS | Earnings per Share |
| ERPs | ESG Rating Providers |
| ESG | Environmental, Social, and Governance |
| ESMA | European Securities and Markets Authority |
| EU | European Union |
| EWS | Early Warning Signals |
| FAR | Fully Accessible Route |
| FATF | Financial Action Task Force |
| FBs | Foreign Banks |
| FBIL | Financial Benchmarks India Pvt. Limited |
| FCs | Financial Creditors |
| FCI | Financial Conditions Index |
| FDI | Foreign Direct Investment |
| FDRs | Fixed Deposit Receipts |
| FIU-IND | Financial Intelligence Unit - India |
| FMEs | Fund Management Entities |
| FPI | Foreign Portfolio Investment |
| FRBM | Fiscal Responsibility and Budget Management |
| FRED | Federal Reserve Bank of St. Louis |
| FSB | Financial Stability Board |
| FSDC | Financial Stability and Development Council |
| FSDC-SC | Sub Committee of the Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FVTPL | Fair Value Through Profit and Loss |
| FY | Financial Year |
| F&O | Futures and Options |
| G20 | Group of Twenty |
| GDP | Gross Domestic Product |
| GenAI | Generative AI |
| GFC | Global Financial Crisis |
| GFD | Gross Fiscal Deficit |
| GNPA | Gross Non-Performing Asset |
| GSDP | Gross State Domestic Product |
| G-secs | Government Securities |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HQLAs | High Quality Liquid Assets |
| HTM | Held-to-Maturity |
| HUF | Hindu Undivided Families |
| IBBI | Insolvency and Bankruptcy Board of India |
| IBUs | IFSC Banking Units |
| ICR | Interest Coverage Ratio |
| ID | Insured Deposit |
| IFSC | International Financial Services Centre |
| IFSCA | International Financial Services Centres Authority |
| IIBX | India International Bullion Exchange |
| IIP | International Investment Position |
| IMF | International Monetary Fund |
| Ind-AS | Indian Accounting Standards |
| INR | Indian Rupee |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organization of Securities Commissions |
| IPO | Initial Public Offering |
| IPs | Insolvency Professionals |
| IRF | Impulse Response Function |
| IRDAI | Insurance Regulatory and Development Authority of India |
| IRP | Interim Resolution Professional |
| IU | Information Utilities |
| JPY | Japanese Yen |
| KRIs | Key Risk Indicators |
| KYC | Know Your Customer |
| LCR | Liquidity Coverage Ratio |
| LDMs | Lead District Managers |
| LEAs | Law Enforcement Agencies |
| LEI | Legal Entity Identifier |
| LGD | Loss Given Default |
| LPCC | Limited Purpose Clearing Corporation |
| LT | Long-term |
| MDG | Modified Duration Gap |
| MF | Mutual Fund |
| MFOS | Mutual Fund Overnight Schemes |
| MII | Market Infrastructure Institutions |
| ML | Machine Learning |
| MoU | Memorandum of Understanding |
| MPS | Minimum Public Shareholding |
| MQSOS | Median Quarter Sigma Order Size |
| MRC | Minimum Required Corpus |
| MSCI-EMI | Morgan Stanley Capital International-Emerging Markets Index |
| MSF | Marginal Standing Facility |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| MWPL | Market Wide Position Limit |
| NABARD | National Bank for Agriculture and Rural Development |
| NAVs | Net Asset Values |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NBFC | Non-Banking Financial Company |
| NBFC-ML | Middle-layer NBFC |
| NBFC-UL | Upper-layer NBFC |
| NBFI | Non Banking Financial Intermediation |
| NBSI | Non Banking Stability Indicator |
| NCD | Non-Convertible Debenture |
| NCLT | National Company Law Tribunal |
| NCMC | National Common Mobility Card |
| NCRPS | Non-Convertible Redeemable Preference Shares |
| NDTL | Net Demand and Time Liabilities |
| NFC | Non-Financial Company |
| NGFS | Network for Greening the Financial System |
| NGOs | Non-Government Organisations |
| NHB | National Housing Bank |
| NIC | National Industrial Classification |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non-Performing Assets |
| NoC | No-Objection Certificate |
| NOI | Net Operating Income |
| NPS | National Pension System |
| NRIs | Non-Resident Indians |
| NSDL | National Securities Depository Limited |
| NSFR | Net Stable Funding Ratio |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| OCIs | Overseas Citizens of India |
| OECD | Organisation for Economic Co-operation and Development |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| ORBIO | Offices of the Reserve Bank of India Ombudsman |
| OSS | Off-Site Surveillance |
| OTC | Over-The-Counter |
| OTM | Out-of-The-Money |
| PA | Provisional Accounts |
| PCA | Prompt Corrective Action |
| P/E | Price-to-Earnings |
| PAT | Profit After Tax |
| PCMs | Professional Clearing Members |
| PCR | Provisioning Coverage Ratio |
| PFRDA | Pension Fund Regulatory and Development Authority |
| P&L | Profit and Loss |
| PMS | Portfolio Management Services |
| PoPs | Points of Presence |
| PSBs | Public Sector Banks |
| PSF | Product Success Framework |
| PSL | Priority Sector Lending |
| PSOs | Payment System Operators |
| PVBs | Private Sector Banks |
| QIPs | Qualified Institutional Placements |
| RECO | Revenue Expenditure to Capital Outlay |
| REITs | Real Estate Investment Trusts |
| REER | Real Effective Exchange Rate |
| REs | Regulated Entities |
| RFA | Red Flagging of Accounts |
| RI | Resident Indian |
| RoA | Return on Asset |
| RoD | Record of Default |
| RoE | Return on Equity |
| RPs | Resolution Plans |
| RRBs | Regional Rural Banks |
| RSAs | Rate-Sensitive Assets |
| RSLs | Rate-Sensitive Liabilities |
| RVEs | Registered Valuer Entities |
| RVs | Registered Valuers |
| RWA | Risk-Weighted Assets |
| SA | Sponsored Access |
| SAF | Supervisory Action Framework |
| SBs | Stock Brokers |
| SCBs | Scheduled Commercial Banks |
| SCN | Show Cause Notice |
| SD | Standard Deviation |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SEs | Supervised Entities |
| SEZ | Special Economic Zone |
| SFBs | Small Finance Banks |
| SGrBs | Sovereign Green Bonds |
| SGF | Settlement Guarantee Fund |
| SIPs | Systematic Investment Plans |
| SLBCs | State Level Banker’s Committees |
| SLCCs | State Level Coordination Committees |
| SLR | Statutory Liquidity Ratio |
| SMAs | Special Mention Accounts |
| SMEs | Small and Medium Enterprises |
| SROs | Self Regulatory Organisations |
| SRS | Systemic Risk Survey |
| SUCBs | Scheduled Urban Cooperative Banks |
| SWITS | Single Window IT System |
| TGA | Traditional Gap Analysis |
| ToRs | Terms of Reference |
| TR | Trade Repository |
| TRAI | Telecom Regulatory Authority of India |
| UCB | Urban Cooperative Bank |
| UCC | Unsolicited Commercial Communications |
| USCNBA | Up Streaming Client Nodal Bank Account |
| VAR | Vector Auto Regression |
| VARX | Vector Auto Regression with Exogenous Variables |
| VIX | Volatility Index |
| VRIN | Valuation Report Identification Number |