(Amount in ` Billion)

Non-food Credit (1+2+3+4)

42950

43035

44032

43458

43593

43992

1 Agriculture & Allied Activities

5440

5424

5508

5453

5439

5262

2 Industry (Micro & Small, Medium and Large)

19382

19560

20006

19650

19856

20134

2.1 Micro & Small

2395

2376

2416

2418

2438

2600

2.2 Medium

1237

1239

1178

1333

1317

1968

2.3 Large

15749

15944

16412

15899

16102

15566

3 Services

10180

10078

10434

10301

10179

10408

3.1 Transport Operators

784

781

779

791

788

777

3.2 Computer Software

145

143

147

147

148

149

3.3 Tourism, Hotels & Restaurants

326

331

338

337

342

344

3.4 Shipping

73

76

75

74

76

80

3.5 Professional Services

480

478

491

498

497

486

3.6 Trade

2259

2290

2363

2314

2305

2354

3.6.1 Wholesale Trade (other than food procurement)

1231

1262

1327

1290

1284

1309

3.6.2 Retail Trade

1028

1028

1036

1024

1021

1045

3.7 Commercial Real Estate

1143

1159

1160

1158

1158

1158

3.8 Non-Banking Financial Companies (NBFCs)

2442

2428

2542

2434

2402

2422

3.9 Other Services

2530

2392

2539

2548

2463

2636

4 Personal Loans

7948

7974

8085

8055

8119

8188

4.1 Consumer Durables

71

73

75

69

70

70

4.2 Housing (Including Priority Sector Housing)

4084

4099

4144

4148

4183

4213

4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

552

524

523

496

500

572

4.4 Advances to Individuals against share, bonds, etc.

32

29

28

28

27

29

4.5 Credit Card Outstanding

210

210

215

221

229

230

4.6 Education

500

501

509

520

528

535

4.7 Vehicle Loans

902

914

940

946

955

1027

4.8 Other Personal Loans

1598

1624

1652

1627

1628

1512

5 Priority Sector

14039

13905

14045

14001

13997

14105

5.1 Agriculture & Allied Activities

5440

5424

5508

5453

5439

5262

5.2 Micro & Small Enterprises

4939

4916

4937

4902

4900

5112

5.2(a) Manufacturing

2395

2376

2416

2418

2438

2600

5.2(b) Services

2544

2409

2521

2483

2462

2512

5.3 Housing

2558

2544

2554

2537

2533

2585

5.4 Micro-Credit

163

157

152

146

154

216

5.5 Education Loans

480

479

488

498

507

515

5.6 State-Sponsored Orgs. for SC/ST

1

1

1

1

1

1

5.7 Weaker Sections

2392

2370

2387

2410

2423

2579

5.8 Export Credit

372

369

392

394

390

385

TABLE 5.6 : SECTOR WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concld.)

(Amount in ` Billion)

Non-food Credit (1+2+3+4)

44320

45552

46231

46621

47377

48696

1 Agriculture & Allied Activities

5351

5495

5590

5709

5774

5899

2 Industry (Micro & Small, Medium and Large)

20264

20853

21140

21428

21823

22302

2.1 Micro & Small

2595

2685

2717

2650

2743

2843

2.2 Medium

1984

2031

2019

1345

1219

1247

2.3 Large

15685

16137

16405

17433

17862

18211

3 Services

10368

10625

10858

10749

11003

11486

3.1 Transport Operators

791

790

730

775

778

796

3.2 Computer Software

151

164

161

161

167

169

3.3 Tourism, Hotels & Restaurants

341

342

351

359

350

354

3.4 Shipping

81

81

80

80

81

82

3.5 Professional Services

503

511

527

542

537

564

3.6 Trade

2441

2538

2558

2581

2706

2760

3.6.1 Wholesale Trade (other than food procurement)

1326

1389

1400

1405

1499

1501

3.6.2 Retail Trade

1115

1148

1158

1176

1207

1259

3.7 Commercial Real Estate

1188

1201

1308

1260

1252

1261

3.8 Non-Banking Financial Companies (NBFCs)

2371

2439

2523

2455

2421

2570

3.9 Other Services

2505

2558

2619

2537

2711

2930

4 Personal Loans

8337

8580

8643

8735

8776

9009

4.1 Consumer Durables

72

75

77

80

81

84

4.2 Housing (Including Priority Sector Housing)

4285

4372

4408

4484

4533

4600

4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

586

615

610

552

555

611

4.4 Advances to Individuals against share, bonds, etc.

30

31

33

31

31

31

4.5 Credit Card Outstanding

227

247

248

252

255

249

4.6 Education

537

543

542

550

551

550

4.7 Vehicle Loans

1040

1093

1107

1068

1086

1111

4.8 Other Personal Loans

1561

1604

1619

1719

1683

1774

5 Priority Sector

13979

14617

14886

14846

15060

15398

5.1 Agriculture & Allied Activities

5351

5495

5590

5709

5774

5899

5.2 Micro & Small Enterprises

5137

5262

5397

5330

5434

5623

5.2(a) Manufacturing

2595

2685

2717

2650

2743

2843

5.2(b) Services

2541

2576

2681

2680

2691

2779

5.3 Housing

2619

2667

2678

2628

2647

2672

5.4 Micro-Credit

218

219

241

151

155

165

5.5 Education Loans

517

523

521

525

527

526

5.6 State-Sponsored Orgs. for SC/ST

1

1

1

1

1

1

5.7 Weaker Sections

2696

2725

2795

2619

2676

2734

5.8 Export Credit

388

401

429

409

443

422

Note: 1. Data are provisional and relate to select banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and interbank participations.
Source : Monetary Policy Department, RBI.