| AAs | Account Aggregators |
| ADF | Acceptance Development Fund |
| AFCs | Asset Finance Companies |
| AIFI | All India Financial Institution |
| ANBC | Adjusted Net Bank Credit |
| AQR | Asset Quality Review |
| ARCs | Asset Reconstruction Companies |
| BC | Business Correspondent |
| BCBS | Basel Committee on Banking Supervision |
| BO | Banking Ombudsman |
| BSBDA | Basic Savings Bank Deposit Account |
| CAB | College of Agricultural Banking |
| CAMELS | Capital adequacy, Asset quality, Management, Earning, Liquidity & System and control |
| CASA | Current Account and Saving Account |
| CBS | Core Banking Solution |
| CBSE | Central Board of Secondary Education |
| C-D ratio | Credit-Deposit ratio |
| CEOBE | Credit Equivalent of Off-Balance sheet Exposure |
| CERSAI | Central Registry of Securitisation Asset Reconstruction and Security Interest in India |
| CFL | Centres for Financial Literacy |
| CFR | Central Fraud Registry |
| CMBs | Cash Management Bills |
| CKYCR | Central KYC Records Registry |
| CMPFI | Committee on Medium-term Path on Financial Inclusion |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRILC | Central Repository of Information on Large Credits |
| DCCB | District Central Co-operative Bank |
| DRTs | Debt Recovery Tribunals |
| DTAs | Deferred Tax Assets |
| ECBs | External Commercial Borrowings |
| EME | Emerging Market Economy |
| EXIM Bank | Export Import Bank of India |
| FB | Foreign Bank |
| FCTR | Foreign Currency Translation Reserves |
| FIP | Financial Inclusion Plan |
| FL | Financial Literacy |
| FLCs | Financial Literacy Centres |
| FPO | Follow-on Public Offer |
| FSLRC | Financial Sector Legislative Reforms Commission |
| GCC | General Credit Cards |
| IDRBT | Institute for Development and Research in Banking Technology |
| IFTAS | Indian Financial Technology and Allied Services |
| KCC | Kisan Credit Cards |
| KYC | Know Your Customer |
| LAB | Local Area Bank |
| MSEs | Micro and Small Enterprises |
| MSMEs | Micro, Small and Medium Enterprises |
| NABARD | National Bank for Agriculture and Rural Development |
| NAMCABS | National Mission for Capacity Building of Bankers for Financing the MSME Sector |
| NBFC | Non-Banking Financial Company |
| NBFC-D | Non-Banking Financial Company – Deposit Taking |
| NBFC-IFC | Non-Banking Financial Company – Infrastructure Finance Company |
| NBFC-ND-SI | Non-Banking Financial Company – Non-Deposit Taking – Systemically Important |
| NCFE | National Centre for Financial Education |
| NHB | National Housing Bank |
| NIM | Net Interest Margin |
| NPAs | Non Performing Assets |
| NSFI | National Strategy for Financial Inclusion |
| NSFR | Net Stable Funding Ratio |
| OTC | Over the Counter |
| PACS | Primary Agricultural Credit Society |
| PAT | Profit After Tax |
| PCARDB | Primary Co-operative Agriculture and Rural Development Bank |
| PD | Primary Dealer |
| PMFBY | Pradhan Mantri Fasal Bima Yojana |
| PMJDY | Pradhan Mantri Jan Dhan Yojana |
| PPI | Pre-paid Payment Instrument |
| PSB | Public Sector Bank |
| PSLCs | Priority Sector Lending Certificates |
| PVB | Private Sector Bank |
| QIP | Qualified Institutional Placement |
| RBS | Risk Based Supervision |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RRB | Regional Rural Bank |
| S4A | Scheme for Sustainable Structuring of Stressed Assets |
| SCARDB | State Co-operative Agriculture and Rural Development Bank |
| SCB | Scheduled Commercial Bank |
| SFB | Small Finance Banks |
| SHGs | Self-Help Groups |
| SIDBI | Small Industries Development Bank of India |
| SLBC | State Level Bankers' Committee |
| SMA | Special Mention Account |
| StCB | State Co-operative Bank |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication |
| UCB | Urban Co-operative Bank |
| UDAY | Ujwal Discom Assurance Yojana |
| UIDAI | Unique Identification Authority of India |
| UPI | Unified Payments Interface |
| WLAs | White Label ATMs |