| (Volume in Million; Value in ₹ Billion) | | Year | 2012-13 | 2013-14 | 2014-15 | | Volume | Value | Volume | Value | Volume | Value | | 1 RTGS | 68.52 | 1,026,350.05 | 81.11 | 904,968.04 | 92.78 | 929,333.09 | | 1.1 Customer Transactions | 63.99 | 512,997.84 | 76.35 | 573,614.03 | 88.39 | 631,050.74 | | 1.2 Interbank Transactions | 4.52 | 163,843.20 | 4.75 | 160,638.37 | 4.38 | 122,981.62 | | 1.3 Interbank Clearing | 0.01 | 349,509.02 | 0.01 | 170,715.64 | 0.01 | 175,300.73 | | 2 CCIL Operated Systems | 2.26 | 501,598.49 | 2.56 | 621,569.63 | 3.03 | 752,000.42 | | 2.1 CBLO | 0.16 | 120,480.39 | 0.18 | 175,261.92 | 0.21 | 167,645.96 | | 2.2 Govt. Securities Clearing | 0.70 | 119,947.98 | 0.87 | 161,848.24 | 1.09 | 258,916.76 | | 2.2.1 Outright | 0.66 | 65,920.33 | 0.82 | 89,566.99 | 0.98 | 101,561.62 | | 2.2.2 Repo | 0.04 | 54,027.65 | 0.05 | 72,281.26 | 0.11 | 157,355.15 | | 2.3 Forex Clearing | 1.40 | 261,170.12 | 1.51 | 284,459.46 | 1.73 | 325,437.69 | | 3 Paper Clearing | 1,313.45 | 100,168.15 | 1,257.31 | 93,316.04 | 1,196.50 | 85,434.14 | | 3.1 Cheque Truncation System (CTS) | 275.04 | 21,779.52 | 591.38 | 44,691.39 | 964.86 | 66,769.93 | | 3.2 MICR Clearing | 823.31 | 57,503.97 | 440.07 | 30,942.81 | 22.43 | 1,850.40 | | 3.2.1 RBI Centres | 496.81 | 36,045.97 | 215.50 | 15,246.84 | 7.50 | 614.51 | | 3.2.2 Other Centres | 326.50 | 21,458.00 | 224.57 | 15,695.97 | 14.93 | 1,235.89 | | 3.3 Non-MICR Clearing | 215.10 | 20,884.66 | 225.86 | 17,681.84 | 209.21 | 16,813.81 | | 4 Retail Electronic Clearing | 694.07 | 31,881.14 | 1,108.32 | 47,856.29 | 1,687.45 | 65,365.51 | | 4.1 ECS DR | 176.53 | 1,083.10 | 192.91 | 1,267.96 | 226.01 | 1,739.78 | | 4.2 ECS CR (Includes NECS) | 122.18 | 1,771.28 | 152.54 | 2,492.19 | 115.35 | 2,019.14 | | 4.3 EFT/NEFT | 394.13 | 29,022.42 | 661.01 | 43,785.52 | 927.55 | 59,803.83 | | 4.4 Immediate Payment Service (IMPS) | 1.23 | 4.33 | 15.36 | 95.81 | 78.37 | 581.87 | | 4.5 National Automated Clearing House (NACH) | - | - | 86.50 | 214.81 | 340.17 | 1,220.88 | | 5 Cards | 6,174.48 | 18,670.65 | 7,219.13 | 22,159.58 | 8,423.99 | 25,415.27 | | 5.1 Credit Cards | 399.23 | 1,244.27 | 512.03 | 1,556.72 | 619.41 | 1,922.63 | | 5.1.1 Usage at ATMs | 2.51 | 14.43 | 2.96 | 16.87 | 4.29 | 23.47 | | 5.1.2 Usage at POS | 396.72 | 1,229.84 | 509.08 | 1,539.85 | 615.12 | 1,899.16 | | 5.2 Debit Cards | 5,775.25 | 17,426.39 | 6,707.10 | 20,602.86 | 7,804.57 | 23,492.65 | | 5.2.1 Usage at ATMs | 5,308.39 | 16,683.42 | 6,088.02 | 19,648.35 | 6,996.48 | 22,279.16 | | 5.2.2 Usage at POS | 466.86 | 742.97 | 619.08 | 954.51 | 808.09 | 1,213.49 | | 6 Prepaid Payment Instruments (PPIs) | 66.94 | 79.23 | 133.63 | 81.05 | 314.46 | 213.42 | | 6.1 m-Wallet | 32.70 | 10.01 | 107.51 | 29.05 | 255.00 | 81.84 | | 6.2 PPI Cards | 33.76 | 49.62 | 25.60 | 28.36 | 58.91 | 105.35 | | 6.3 Paper Vouchers | 0.48 | 19.60 | 0.53 | 23.63 | 0.55 | 26.24 | | 7 Mobile Banking | 53.30 | 59.90 | 94.71 | 224.18 | 171.92 | 1,035.30 | | 8 Grand Total (1.1+1.2+2+3+4+5+6) | 8,319.71 | 1,329,238.70 | 9,802.05 | 1,519,234.99 | 11,718.19 | 1,682,461.12 | | (Continued) |
| TABLE 73 : PAYMENT SYSTEM INDICATORS (concld.) | | (Volume in Million; Value in ₹ Billion) | | Year | 2015-16 | 2016-17 | | Volume | Value | Volume | Value | | 1 RTGS | 98.34 | 1,035,551.64 | 107.86 | 1,253,652.08 | | 1.1 Customer Transactions | 93.95 | 700,899.82 | 103.66 | 849,950.51 | | 1.2 Interbank Transactions | 4.37 | 123,678.19 | 4.17 | 131,953.25 | | 1.3 Interbank Clearing | 0.02 | 210,973.63 | 0.02 | 271,748.31 | | 2 CCIL Operated Systems | 3.12 | 807,370.42 | 3.65 | 1,056,173.36 | | 2.1 CBLO | 0.22 | 178,335.28 | 0.22 | 229,528.33 | | 2.2 Govt. Securities Clearing | 1.02 | 269,778.20 | 1.51 | 404,389.08 | | 2.2.1 Outright | 0.88 | 97,285.41 | 1.34 | 168,741.46 | | 2.2.2 Repo | 0.13 | 172,492.78 | 0.17 | 235,647.62 | | 2.3 Forex Clearing | 1.89 | 359,256.94 | 1.93 | 422,255.95 | | 3 Paper Clearing | 1,096.37 | 81,860.79 | 1,206.69 | 80,958.15 | | 3.1 Cheque Truncation System (CTS) | 958.39 | 69,889.15 | 1,111.86 | 74,035.22 | | 3.2 MICR Clearing | - | - | - | - | | 3.2.1 RBI Centres | - | - | - | - | | 3.2.2 Other Centres | - | - | - | - | | 3.3 Non-MICR Clearing | 137.98 | 11,971.64 | 94.83 | 6,922.93 | | 4 Retail Electronic Clearing | 3,141.53 | 91,408.14 | 4,204.96 | 132,255.30 | | 4.1 ECS DR | 224.75 | 1,651.50 | 8.76 | 39.14 | | 4.2 ECS CR (Includes NECS) | 39.00 | 1,059.44 | 10.10 | 144.08 | | 4.3 EFT/NEFT | 1,252.88 | 83,273.11 | 1,622.10 | 120,039.68 | | 4.4 Immediate Payment Service (IMPS) | 220.81 | 1,622.26 | 506.73 | 4,116.24 | | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 3,801.83 | 2,057.27 | 7,916.17 | | 5 Cards | 10,038.67 | 29,397.65 | 12,055.87 | 30,214.00 | | 5.1 Credit Cards | 791.67 | 2,437.02 | 1,093.51 | 3,312.21 | | 5.1.1 Usage at ATMs | 6.00 | 30.41 | 6.37 | 28.39 | | 5.1.2 Usage at POS | 785.67 | 2,406.62 | 1,087.13 | 3,283.82 | | 5.2 Debit Cards | 9,247.00 | 26,960.63 | 10,962.36 | 26,901.79 | | 5.2.1 Usage at ATMs | 8,073.39 | 25,371.36 | 8,563.06 | 23,602.73 | | 5.2.2 Usage at POS | 1,173.61 | 1,589.27 | 2,399.30 | 3,299.07 | | 6 Prepaid Payment Instruments (PPIs) | 748.02 | 487.58 | 1,963.66 | 838.01 | | 6.1 m-Wallet | 603.98 | 205.84 | 1,629.98 | 532.42 | | 6.2 PPI Cards | 143.47 | 253.77 | 333.11 | 277.52 | | 6.3 Paper Vouchers | 0.56 | 27.97 | 0.56 | 28.08 | | 7 Mobile Banking | 389.49 | 4,040.91 | 976.85 | 13,104.76 | | 8 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,835,102.59 | 19,542.66 | 2,282,342.58 | |