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Date : Sep 15, 2018
Table 171 : Deployment of Bank Credit by Major Sectors
(₹ Billion)
Sr. No. Sector Outstanding as on
Jun 23, 2017 Jul 21, 2017 Aug 18, 2017 Sep 29, 2017 Oct 27, 2017 Nov 24, 2017 Dec 22, 2017
  Non-food Credit (1 to 4) 68697.58 68995.90 69117.16 71670.57 70584.33 71145.39 72393.01
1 Agriculture & Allied Activities 9718.52 9743.18 9776.87 9970.97 9810.31 9882.14 9981.15
2 Industry (Micro & Small, Medium and Large) 26184.84 26279.56 26111.53 26404.11 25991.30 26041.03 26341.45
2.1 Micro & Small 3615.60 3593.49 3571.17 3690.00 3584.56 3591.96 3683.13
2.2 Medium 1002.17 1005.42 988.62 1018.61 940.33 946.95 957.20
2.3 Large 21567.06 21680.65 21551.74 21695.50 21466.41 21502.12 21701.11
3 Services 16392.98 16316.14 16374.54 17748.66 17336.04 17592.67 18118.85
3.1 Transport Operators 1101.98 1106.57 1102.57 1125.70 1123.47 1145.27 1151.74
3.2 Computer Software 168.72 174.12 175.85 181.23 173.07 169.28 179.25
3.3 Tourism, Hotels & Restaurants 361.01 360.07 363.07 369.77 364.01 367.76 367.42
3.4 Shipping 75.67 71.53 71.46 75.29 69.56 75.41 72.87
3.5 Professional Services 1277.64 1322.48 1283.79 1305.30 1365.89 1353.18 1421.68
3.6 Trade 4078.34 4058.54 4096.04 4346.49 4264.88 4328.09 4406.12
3.6.1 Wholesale Trade (other than food procurement) 1787.10 1772.84 1754.22 1875.04 1854.76 1908.91 1934.97
3.6.2 Retail Trade 2291.24 2285.70 2341.83 2471.45 2410.11 2419.18 2471.14
3.7 Commercial Real Estate 1770.64 1774.47 1761.37 1863.12 1829.37 1818.76 1824.69
3.8 Non-Banking Financial Companies (NBFCs) 3410.13 3375.46 3405.09 3862.37 3614.92 3602.71 3681.99
3.9 Other Services 4148.85 4072.93 4115.30 4619.39 4530.88 4732.21 5013.11
4 Personal Loans 16401.24 16657.02 16854.23 17546.82 17446.69 17629.55 17951.56
4.1 Consumer Durables 172.72 172.15 172.10 178.46 177.61 179.57 182.18
4.2 Housing (Including Priority Sector Housing) 8618.89 8636.45 8905.75 9085.83 9034.93 9221.01 9361.67
4.3 Adv. against Fixed Deposits(Including FCNR(B), NRNR Dep. etc) 597.38 578.70 599.95 653.05 531.62 536.95 556.86
4.4 Advances to Individuals against share, bonds, etc. 52.37 51.75 52.84 57.01 54.45 54.58 57.72
4.5 Credit Card Outstanding 566.55 567.75 571.46 599.31 637.17 637.15 641.83
4.6 Education 695.26 701.17 706.25 719.75 717.50 716.93 703.84
4.7 Vehicle Loans 1716.11 1725.53 1734.93 1785.83 1804.03 1807.96 1830.50
4.8 Other Personal Loans 3981.95 4223.52 4110.94 4467.58 4489.38 4475.39 4616.96
Memo:
5 Priority Sector 23491.90 23547.08 23641.55 24265.71 23791.94 24016.79 24224.06
5.1 Agriculture & Allied Activities 9697.71 9725.25 9752.58 9949.72 9770.98 9844.02 9932.09
5.2 Micro & Small Enterprises 8732.93 8725.59 8740.90 9079.29 8866.70 8953.21 9065.67
5.2(a) Manufacturing 3615.60 3593.49 3571.17 3690.00 3584.56 3591.96 3683.13
5.2(b) Services 5117.32 5132.10 5169.72 5389.29 5282.15 5361.24 5382.54
5.3 Housing 3570.63 3571.70 3624.54 3687.55 3661.88 3701.18 3727.04
5.4 Micro-Credit 142.07 150.17 149.56 164.42 166.99 160.08 168.99
5.5 Education Loans 581.73 586.68 593.21 599.60 589.21 596.94 591.65
5.6 State-Sponsored Orgs. for SC/ST 2.50 2.58 2.54 2.74 2.82 2.73 2.81
5.7 Weaker Sections 5257.72 5501.80 5312.10 5422.44 5430.05 5420.73 5493.04
5.8 Export Credit 390.16 411.56 415.29 457.75 433.87 414.30 408.88
(Continued)

TABLE 171 : DEPLOYMENT OF BANK CREDIT BY MAJOR SECTORS (Concld.)
(₹ Billion)
Sr. No. Sector Outstanding as on
Jan 19, 2018 Feb 16, 2018 Mar 30, 2018 Apr 27, 2018 May 25, 2018 Jun 22, 2018 Jul 20, 2018
  Non-food Credit (1 to 4) 72535.74 73389.78 76884.23 75803.92 75837.58 76325.44 76275.92
1 Agriculture & Allied Activities 10068.17 10167.74 10302.15 10268.78 10278.80 10354.61 10385.19
2 Industry (Micro & Small, Medium and Large) 26151.39 26272.22 26992.67 26510.78 26445.68 26417.02 26370.52
2.1 Micro & Small 3737.96 3703.20 3729.99 3629.14 3613.33 3641.37 3594.21
2.2 Medium 971.66 1027.16 1036.80 1027.17 1023.19 1029.09 1034.87
2.3 Large 21441.77 21541.86 22225.89 21854.47 21809.16 21746.56 21741.44
3 Services 18030.30 18405.69 20504.71 19812.94 19932.33 20217.82 20075.45
3.1 Transport Operators 1171.82 1189.08 1212.68 1214.38 1217.71 1223.39 1242.86
3.2 Computer Software 184.89 185.94 186.09 179.27 182.36 183.03 181.23
3.3 Tourism, Hotels & Restaurants 370.52 370.84 364.89 371.11 372.36 366.07 362.21
3.4 Shipping 60.96 65.56 63.08 64.87 65.90 66.95 66.45
3.5 Professional Services 1507.65 1540.43 1554.07 1532.43 1546.30 1535.50 1548.75
3.6 Trade 4483.68 4486.79 4669.38 4605.46 4729.35 4699.68 4625.36
3.6.1 Wholesale Trade (other than food procurement) 1993.14 1960.69 2051.60 1984.66 2100.43 2048.69 2028.51
3.6.2 Retail Trade 2490.54 2526.10 2617.78 2620.80 2628.92 2650.99 2596.85
3.7 Commercial Real Estate 1840.79 1801.78 1858.01 1849.45 1839.79 1863.34 1817.62
3.8 Non-Banking Financial Companies (NBFCs) 3759.93 3901.57 4963.93 4523.87 4438.77 4616.41 4734.97
3.9 Other Services 4650.05 4863.69 5632.59 5472.11 5539.78 5663.47 5496.01
4 Personal Loans 18285.89 18544.13 19084.69 19211.42 19180.78 19335.98 19444.77
4.1 Consumer Durables 184.05 188.85 197.03 200.92 201.06 202.53 204.70
4.2 Housing (Including Priority Sector Housing) 9465.89 9555.76 9745.65 9854.96 9918.83 9982.90 10063.11
4.3 Adv. against Fixed Deposits(Including FCNR(B), NRNR Dep. etc) 591.26 656.58 724.93 710.25 632.26 679.36 643.53
4.4 Advances to Individuals against share, bonds, etc. 53.19 53.24 55.56 53.61 54.55 56.73 59.50
4.5 Credit Card Outstanding 652.80 658.27 686.28 731.89 742.70 743.96 742.79
4.6 Education 708.35 705.41 697.12 690.57 691.69 686.42 689.08
4.7 Vehicle Loans 1846.97 1859.49 1897.86 1903.93 1910.81 1906.48 1918.23
4.8 Other Personal Loans 4783.38 4866.52 5080.26 5065.29 5028.86 5077.61 5123.83
Memo:
5 Priority Sector 24359.29 24437.36 25531.87 24927.75 24827.78 24975.15 25324.37
5.1 Agriculture & Allied Activities 10024.43 10082.34 10215.91 10239.73 10227.53 10292.03 10321.97
5.2 Micro & Small Enterprises 9160.99 9175.68 9963.64 9525.93 9503.09 9571.79 9716.50
5.2(a) Manufacturing 3737.96 3703.20 3729.99 3629.14 3613.33 3641.37 3594.21
5.2(b) Services 5423.04 5472.48 6233.66 5896.79 5889.77 5930.42 6122.29
5.3 Housing 3740.18 3747.28 3755.87 3667.01 3699.06 3739.03 3892.88
5.4 Micro-Credit 190.76 240.48 263.52 254.73 197.09 210.66 207.54
5.5 Education Loans 580.06 589.20 607.13 593.36 572.38 563.23 574.14
5.6 State-Sponsored Orgs. for SC/ST 2.80 2.88 2.96 3.01 3.05 3.35 3.50
5.7 Weaker Sections 5569.80 5576.79 5690.48 5781.24 5717.58 5765.46 5824.90
5.8 Export Credit 321.17 236.48 283.05 201.25 208.19 223.40 218.89
Source : Reserve Bank of India.
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