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Date : Sep 18, 2020
Table 46 : Sectoral Deployment of Non-Food Gross Bank Credit
(₹ Crore)
Sr. No. Sector Outstanding as on last reporting Friday in March
2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
  Non-food Credit (1 to 4) 4869563 5529601 6002952 6546903 7094490 7688424 8633418 9211544
1 Agriculture & Allied Activities 589914 665979 765880 882942 992386 1030215 1111300 1157796
2 Industry (Micro & Small, Medium and Large) 2230179 2516483 2657627 2730677 2679833 2699268 2885778 2905151
2.1 Micro & Small 284348 348194 380028 371467 369731 372999 375505 381825
2.2 Medium 124704 124069 124536 114821 104806 103680 106395 105598
2.3 Large 1821127 2044220 2153063 2244389 2205296 2222589 2403878 2417728
3 Services 1151886 1337451 1413097 1541067 1802237 2050472 2415609 2594945
3.1 Transport Operators 79630 92342 91566 99743 110446 121268 138524 144466
3.2 Computer Software 16910 18589 17214 19096 17884 18609 18535 20051
3.3 Tourism, Hotels & Restaurants 35441 39875 37036 37053 37503 36489 39005 45977
3.4 Shipping 8220 10243 10117 10430 8375 6308 7748 6557
3.5 Professional Services 56421 79649 84417 104600 137650 155407 171517 177085
3.6 Trade 275953 325777 365682 381098 427893 466938 528158 552392
3.6.1 Wholesale Trade (other than food procurement) 150099 167570 180077 168608 193208 205160 250528 263397
3.6.2 Retail Trade 125854 158207 185604 212490 234685 261778 277630 288995
3.7 Commercial Real Estate 126070 153240 166461 177613 185564 185801 202291 229770
3.8 Non-Banking Financial Companies (NBFCs) 260257 293773 311744 352742 391032 496393 641208 807383
3.9 Other Services 292983 323963 328858 358693 485892 563259 668623 611264
4 Personal Loans 897584 1009689 1166348 1392216 1620034 1908469 2220731 2553652
4.1 Consumer Durables 8381 12828 15305 17753 20791 19703 6298 9298
4.2 Housing (Including Priority Sector Housing) 456665 538610 628535 746780 860086 974565 1160111 1338964
4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.) 61087 63596 62516 66683 66115 72493 82873 79496
4.4 Advances to Individuals against share, bonds, etc. 3109 3821 5434 6419 4750 5556 6265 5334
4.5 Credit Card Outstanding 24912 24857 30462 37679 52132 68628 88262 108094
4.6 Education 54970 60005 63320 68224 70088 69712 67988 65745
4.7 Vehicle Loans 111089 106300 124610 152908 170525 189786 202154 220609
4.8 Other Personal Loans 177372 199671 236165 295771 375547 508026 606780 726112
  Memo:                
5 Priority Sector 1539796 1829724 2010324 2225907 2435647 2553187 2739021 2897461
5.1 Agriculture & Allied Activities 589914 665979 765880 882590 990921 1021591 1104988 1146624
5.2 Micro & Small Enterprises 562296 707813 800343 847587 901972 996365 1067175 1149394
5.2(a) Manufacturing 284348 348194 380028 371467 369731 372999 375505 381826
5.2(b) Services 277947 359618 420314 476120 532241 623366 691670 767568
5.3 Housing 267203 302007 322386 342276 368344 375587 432703 449945
5.4 Micro-Credit 16507 17213 17701 18846 18894 26352 24101 38237
5.5 Education Loans 52612 57888 59184 60137 60436 60713 53950 51906
5.6 State-Sponsored Orgs. for SC/ST 124 328 348 514 636 296 397 388
5.7 Weaker Sections 273398 386000 404884 477397 554598 569048 662628 731409
5.8 Export Credit 42234 48313 42626 42382 42502 28305 15566 16114
Source : Reserve Bank of India.
Also see Notes on Tables.

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