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Date : Dec 27, 2022
Appendix Table IV.13: Progress of Microfinance Programmes
(At end-March)
Item Self Help Groups
Number Amount (in ₹ crores)
2017-18 2018-19 2019-20 2020-21 2021-22 2017-18 2018-19 2019-20 2020-21 2021-22
Loans Disbursed by Banks (During the FY) 2,261,132 2,698,400 3,146,002 2,887,394 3,398,267 47,186 58,318 77,659 58,071 99,729
(1,377,278) (1,777,763) (2,208,182) (1,696,299) (2,474,719) (27,479) (36,819) (55,590) (31,755) (68,917)
Loans Outstanding with Banks 5,020,358 5,077,332 5,677,071 5,780,244 6,739,957 75,598 87,098 108,075 103,289 151,051
(3,083,143) (3,510,238) (3,956,504) (3,601,395) (4,781,201) (43,576) (58,432) (73,184) (61,393) (101,840)
Savings with Banks 8,744,437 10,014,243 10,243,323 11,223,400 11,893,053 19,592 23,324 26,152 37,477 47,240
(4,608,745) (6,019,185) (6,258,085) (3,601,395) (7,764,906) (11,785) (14,482) (15,836) (21,308) (31,077)
  Microfinance Institutions
Number Amount (in ₹ crores)
Loans Disbursed by Banks 1,902 1,913 4,746 28,542 24,628 22,228 13,721 19,133 12,120 23,173
Loans Outstanding with Banks 4,973 5,404 15,141 61,111 58,753 26,172 16,045 27,256 21,063 34,865
  Joint Liability Groups
Number (lakhs) Amount (in ₹ crores)
Loans Disbursed by Banks (During the FY) 10.2 16 41.8 41.3 54.1 13,955 30,947 83,103 58,312 112,773
Notes: 1. Figures in brackets give the details of SHGs covered under the National Rural Livelihoods Mission (NRLM) and the National Urban Livelihoods Mission (NULM) for 2017-18, 2018-19, 2019-20, 2020-21 and 2021-22, respectively.
2. Actual number of MFIs availing loans from banks would be less than the number of accounts, as most of MFIs avail loans several times from the same bank and also from more than one bank.
Source: NABARD.

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