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Date : Dec 27, 2022
Appendix Table V.13: Financial Performance of Primary Co-operative Agriculture and Rural Development Banks
(Amount in ₹ Crore)
Item As during Percentage Variation
2019-20 2020-21P 2019-20 2020-21
1 2 3 4 5
A. Income (i+ii) 2,651 3,114 5.1 17.5
  (100.0) (100.0)    
i. Interest Income 2,008 1,999 2.9 -0.5
  (75.8) (64.2)    
ii. Other Income 643 1,115 12.7 73.4
  (24.2) (35.8)    
B. Expenditure (i+ii+iii) 3,230 3,587 8.9 11.1
i. Interest Expended 1,733 1,791 0.5 3.4
  (53.6) (49.9)    
ii. Provisions and Contingencies 1,013 1,061 31.3 4.8
  (31.4) (29.6)    
iii. Operating Expenses 484 734 3.3 51.7
  (15.0) (20.5)    
Of which, Wage Bill 274 304 -13.9 11.0
  (8.5) (8.5)    
C. Profits        
i. Operating Profit 435 589 31.8 35.4
ii. Net Profit -578 -473    
Notes: 1. Figures in parentheses are proportion to total income/expenditure (in per cent).
2. Y-o-Y variations could be slightly different because absolute numbers have been rounded off to ₹1 Crore in the table.
3. Components may not add up to the total due to rounding off.
4. Provisional Data for 2021.
Source: NABARD.

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