| (Amount in ₹ crore) | | Item | End-March 2018 | End-March 2019 | End-March 2020 | End-March 2021 | End-March 2022 | End- September 2022 | Percentage variation 2021-22 | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1. Share Capital | 94,807 | 1,03,244 | 1,25,801 | 1,26,474 | 1,31,241 | 1,27,088 | 3.8 | | 2. Reserves & Surplus | 3,90,222 | 4,45,614 | 5,05,865 | 6,71,153 | 7,70,209 | 7,13,257 | 14.8 | | 3. Public Deposits | 30,129 | 40,057 | 50,022 | 62,262 | 70,754 | 71,640 | 13.6 | | 4. Total Borrowings (A+B) | 16,84,663 | 20,02,808 | 22,35,336 | 23,51,679 | 25,51,092 | 25,84,696 | 8.5 | | A. Secured Borrowings | 9,19,538 | 11,06,917 | 13,05,214 | 13,30,129 | 14,73,253 | 14,87,012 | 10.8 | | A.1. Debentures | 4,90,070 | 5,21,003 | 5,13,108 | 5,54,477 | 5,74,102 | 5,79,789 | 3.5 | | A.2. Borrowings from Banks | 3,53,415 | 4,89,732 | 5,72,253 | 6,17,897 | 7,28,266 | 7,37,356 | 17.9 | | A.3. Borrowings from FIs | 22,885 | 29,027 | 57,610 | 46,279 | 57,305 | 62,821 | 23.8 | | A.4. Interest Accrued | 20,692 | 16,958 | 17,732 | 19,264 | 20,052 | 14,607 | 4.1 | | A.5. Others | 32,476 | 50,196 | 1,44,510 | 92,213 | 93,528 | 92,438 | 1.4 | | B. Un-Secured Borrowings | 7,65,125 | 8,95,891 | 9,30,122 | 10,21,549 | 10,77,838 | 10,97,684 | 5.5 | | B.1. Debentures | 3,36,171 | 3,40,905 | 3,93,392 | 4,28,099 | 4,32,394 | 4,30,015 | 1.0 | | B.2. Borrowings from Banks | 59,746 | 1,19,964 | 1,22,657 | 1,57,203 | 1,76,448 | 1,86,376 | 12.2 | | B.3. Borrowings from FIs | 8,318 | 9,700 | 5,906 | 11,076 | 9,113 | 8,054 | -17.7 | | B.4. Borrowings from Relatives | 2,324 | 1,994 | 2,642 | 4,196 | 2,824 | 1,631 | -32.7 | | B.5. Inter-Corporate Borrowings | 54,100 | 72,103 | 78,279 | 77,840 | 86,663 | 95,573 | 11.3 | | B.6. Commercial Paper | 1,36,072 | 1,42,966 | 66,865 | 72,597 | 70,117 | 72,340 | -3.4 | | B.7. Interest Accrued | 21,165 | 17,598 | 19,000 | 19,477 | 18,207 | 18,025 | -6.5 | | B.8. Others | 1,47,228 | 1,90,661 | 2,41,381 | 2,51,062 | 2,82,070 | 2,85,669 | 12.4 | | 5. Current Liabilities & Provisions | 1,55,439 | 2,33,415 | 2,52,111 | 2,92,768 | 3,17,625 | 3,21,492 | 8.5 | | Total Liabilities/ Total Assets | 23,55,260 | 28,25,139 | 31,69,135 | 35,04,335 | 38,40,921 | 38,18,173 | 9.6 | | 1. Loans & Advances | 19,43,494 | 22,95,371 | 24,63,943 | 27,02,618 | 29,08,743 | 29,37,051 | 7.6 | | 1.1. Secured | 15,00,477 | 16,49,728 | 18,58,735 | 19,64,895 | 22,42,969 | 22,54,593 | 14.2 | | 1.2. Un-Secured | 4,43,017 | 6,45,643 | 6,05,208 | 7,37,723 | 6,65,774 | 6,82,458 | -9.8 | | 2. Investments | 2,19,795 | 2,59,008 | 3,47,875 | 4,44,837 | 5,13,891 | 4,50,462 | 15.5 | | 2.1. Govt. Securities | 10,330 | 17,328 | 68,777 | 47,439 | 65,287 | 75,538 | 37.6 | | 2.2. Equity Shares | 1,10,412 | 1,35,395 | 1,44,453 | 2,63,932 | 2,98,740 | 2,20,378 | 13.2 | | 2.3. Preference Shares | 7,479 | 6,644 | 6,439 | 6,073 | 6,681 | 5,968 | 10.0 | | 2.4. Debentures & Bonds | 40,865 | 35,446 | 34,696 | 26,747 | 33,757 | 31,363 | 26.2 | | 2.5. Units of Mutual Funds | 31,608 | 44,421 | 65,106 | 66,936 | 66,710 | 68,218 | -0.3 | | 2.6. Commercial Paper | 2,135 | 1,390 | 1,275 | 1,450 | 1,714 | 929 | 18.2 | | 2.7. Other Investments | 16,965 | 18,384 | 27,129 | 32,261 | 41,003 | 48,068 | 27.1 | | 3. Cash & Bank Balances | 67,429 | 96,030 | 1,31,459 | 1,57,708 | 1,80,341 | 1,80,066 | 14.4 | | 3.1. Cash in Hand | 3,367 | 6,770 | 6,260 | 4,458 | 7,963 | 5,094 | 78.6 | | 3.2. Deposits with Banks | 64,062 | 89,260 | 1,25,199 | 1,53,250 | 1,72,378 | 1,74,972 | 12.5 | | 4. Other Current Assets | 98,803 | 1,24,170 | 1,80,281 | 1,59,543 | 1,65,364 | 1,75,179 | 3.6 | | 5. Other Assets | 25,739 | 50,560 | 45,577 | 39,629 | 72,581 | 75,414 | 83.2 | | Memo Items | | | | | | | | | 1. Capital Market Exposure | 1,61,874 | 1,39,965 | 1,62,749 | 1,91,616 | 2,19,054 | 2,26,992 | 14.3 | | of which: Equity Shares | 59,876 | 70,611 | 89,565 | 1,10,125 | 1,42,457 | 1,39,976 | 29.4 | | 2. CME as per cent to Total Assets | 6.9 | 5.0 | 5.1 | 5.5 | 5.7 | 5.9 | | | 3. Leverage Ratio | 3.9 | 4.1 | 4.9 | 4.5 | 4.3 | 4.6 | | Notes: 1. Data are provisional.
2. Percentage figures are rounded-off to one decimal place.
3. Excluding CICs and PDs.
Source: Quarterly returns of NBFCs, RBI. | |