| (Amount in ₹ crore) | | Item | End-March 2018 | End-March 2019 | End-March 2020 | End-March 2021 | End-March 2022 | End-September 2022 | Percentage variation 2021-22 | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1. Share Capital | 91,545 | 98,041 | 1,18,610 | 1,18,011 | 1,24,241 | 1,22,112 | 5.3 | | 2. Reserves & Surplus | 3,39,179 | 3,83,655 | 4,27,288 | 5,78,731 | 6,65,668 | 6,03,592 | 15.0 | | 3. Public Deposits | - | - | - | - | | - | - | | 4. Total Borrowings (A+B) | 14,72,716 | 17,32,680 | 19,40,954 | 20,65,567 | 22,50,360 | 22,57,631 | 8.9 | | A. Secured Borrowings | 7,52,488 | 8,85,800 | 10,51,652 | 10,82,638 | 12,13,224 | 12,12,569 | 12.1 | | A.1. Debentures | 4,07,105 | 4,23,738 | 4,13,555 | 4,60,918 | 4,71,208 | 4,75,121 | 2.2 | | A.2. Borrowings from Banks | 2,83,386 | 3,83,654 | 4,48,215 | 5,03,397 | 6,08,726 | 6,02,420 | 20.9 | | A.3. Borrowings from FIs | 19,430 | 24,051 | 49,542 | 33,609 | 45,946 | 51,924 | 36.7 | | A.4. Interest Accrued | 15,499 | 13,839 | 14,404 | 14,782 | 16,397 | 12,272 | 10.9 | | A.5. Others | 27,067 | 40,518 | 1,25,935 | 69,931 | 70,946 | 70,832 | 1.5 | | B. Un-Secured Borrowings | 7,20,228 | 8,46,880 | 8,89,302 | 9,82,930 | 10,37,136 | 10,45,062 | 5.5 | | B.1. Debentures | 3,35,698 | 3,39,013 | 3,89,607 | 4,22,977 | 4,26,300 | 4,23,369 | 0.8 | | B.2. Borrowings from Banks | 58,420 | 1,19,813 | 1,22,307 | 1,56,888 | 1,76,363 | 1,86,226 | 12.4 | | B.3. Borrowings from FIs | 8,318 | 9,700 | 5,906 | 11,076 | 9,113 | 8,054 | -17.7 | | B.4. Borrowings from Relatives | 2,223 | 1,909 | 2,561 | 4,127 | 2,779 | 1,588 | -32.7 | | B.5. Inter-Corporate Borrowings | 48,905 | 64,713 | 69,750 | 69,934 | 75,564 | 79,994 | 8.1 | | B.6. Commercial Paper | 1,17,899 | 1,24,854 | 59,386 | 64,074 | 62,218 | 57,560 | -2.9 | | B.7. Interest Accrued | 16,969 | 13,953 | 15,509 | 18,523 | 17,142 | 16,935 | -7.5 | | B.8. Others | 1,31,796 | 1,72,926 | 2,24,277 | 2,35,332 | 2,67,657 | 2,71,335 | 13.7 | | 5. Current Liabilities & Provisions | 1,10,709 | 1,88,933 | 1,95,461 | 2,23,633 | 2,48,075 | 2,51,078 | 10.9 | | Total Liabilities/ Total Assets | 20,14,150 | 24,03,310 | 26,82,313 | 29,85,943 | 32,88,344 | 32,34,413 | 10.1 | | 1. Loans & Advances | 16,34,294 | 19,16,352 | 20,46,134 | 22,78,224 | 24,47,059 | 24,51,024 | 7.4 | | 1.1. Secured | 12,44,815 | 13,42,155 | 15,29,828 | 16,71,935 | 18,84,879 | 18,75,417 | 12.7 | | 1.2. Un-Secured | 3,89,479 | 5,74,197 | 5,16,306 | 6,06,289 | 5,62,180 | 5,75,607 | -7.3 | | 2. Investments | 2,07,838 | 2,35,117 | 3,08,724 | 3,98,236 | 4,68,413 | 3,98,252 | 17.6 | | 2.1. Govt. Securities | 5,392 | 11,790 | 59,659 | 29,706 | 39,613 | 47,875 | 33.3 | | 2.2. Equity Shares | 1,07,302 | 1,28,494 | 1,34,110 | 2,53,551 | 2,87,756 | 2,07,395 | 13.5 | | 2.3. Preference Shares | 6,784 | 6,419 | 6,174 | 5,789 | 6,678 | 5,964 | 15.3 | | 2.4. Debentures & Bonds | 39,197 | 34,091 | 34,199 | 26,453 | 33,443 | 31,047 | 26.4 | | 2.5. Units of Mutual Funds | 31,272 | 39,615 | 49,803 | 55,738 | 62,187 | 63,672 | 11.6 | | 2.6. Commercial Paper | 1,641 | 533 | 423 | 939 | 1,614 | 901 | 72.0 | | 2.7. Other Investments | 16,250 | 14,175 | 24,356 | 26,061 | 37,123 | 41,398 | 42.4 | | 3. Cash & Bank Balances | 58,634 | 86,244 | 1,14,184 | 1,23,474 | 1,48,174 | 1,48,793 | 20.0 | | 3.1. Cash in Hand | 3,041 | 6,323 | 6,120 | 4,081 | 7,326 | 4,427 | 79.5 | | 3.2. Deposits with Banks | 55,593 | 79,920 | 1,08,063 | 1,19,393 | 1,40,848 | 1,44,366 | 18.0 | | 4. Other Current Assets | 89,371 | 1,16,638 | 1,68,481 | 1,46,988 | 1,52,703 | 1,63,808 | 3.9 | | 5. Other Assets | 24,013 | 48,959 | 44,790 | 39,021 | 71,994 | 72,536 | 84.5 | | Memo Items | | | | | | | | | 1. Capital Market Exposure | 1,53,542 | 1,30,334 | 1,52,724 | 1,79,375 | 2,03,294 | 2,14,899 | 13.3 | | of which: Equity Shares | 59,439 | 70,095 | 84,051 | 1,04,378 | 1,41,899 | 1,39,441 | 35.9 | | 2. CME as per cent to Total Assets | 7.6 | 5.4 | 5.7 | 6.0 | 6.3 | 6.6 | | | 3. Leverage Ratio | 3.7 | 4.0 | 4.9 | 4.4 | 4.3 | 4.6 | | Notes: 1. Data are provisional.
2. Percentage figures are rounded-off to one decimal place.
3. Excluding CICs and PDs.
Source: Quarterly returns of NBFCs-ND-SI, RBI. | |