| (Amount in ₹ crore) | | Items | 2020 | 2021 | 2022 (P) | H1: 2022-23 | | 1 | 2 | 3 | 4 | 5 | | A. Total Income | 66,574 | 67,095 | 72,732 | 39,893 | | (i) Fund Based Income | 64,278 | 65,547 | 70,478 | 38,411 | | | (96.6) | (97.7) | (96.9) | (96.3) | | (ii) Fee Based Income | 131 | 107 | 301 | 172 | | | (0.2) | (0.2) | (0.4) | (0.4) | | B. Expenditure | 51,461 | 55,504 | 55,282 | 27,411 | | (i) Financial Expenditure | 27,893 | 28,386 | 29,620 | 14,560 | | | (54.2) | (51.1) | (53.6) | (53.1) | | of which, Interest payment | 11,620 | 13,435 | 15,653 | 7,289 | | | (22.6) | (24.2) | (28.3) | (26.6) | | (ii) Operating Expenditure | 12,514 | 11,371 | 12,983 | 8,116 | | | (24.3) | (20.5) | (23.5) | (29.6) | | (iii) Others | 11,054 | 15,747 | 12,680 | 4,735 | | | (21.5) | (28.4) | (22.9) | (17.3) | | C. Tax Provisions | 4,398 | 2,913 | 4,130 | 3,045 | | D. Profit Before Tax | 15,114 | 11,591 | 17,449 | 12,482 | | E. Net Profit | 10,716 | 8,677 | 13,319 | 9,437 | | F. Total Assets | 4,86,823 | 5,18,392 | 5,52,577 | 5,83,760 | | G. Financial Ratios (as Per cent of Total Assets) | | | | | | (i) Income | 13.7 | 12.9 | 13.2 | 13.7 | | (ii) Fund Income | 13.2 | 12.6 | 12.8 | 13.2 | | (iii) Fee Income | 0.0 | 0.0 | 0.1 | 0.1 | | (iv) Expenditure | 10.6 | 10.7 | 10.0 | 9.4 | | (v) Financial Expenditure | 5.7 | 5.5 | 5.4 | 5.0 | | (vi) Operating Expenditure | 2.6 | 2.2 | 2.3 | 2.8 | | (vii) Tax Provision | 0.9 | 0.6 | 0.7 | 1.0 | | (viii) Net Profit | 2.2 | 1.7 | 2.4 | 3.2 | | H. Cost to Income (percentage) | 77.3 | 82.7 | 76.0 | 68.7 | Notes: 1. Data are provisional.
2. Total income includes non-financial income as well, which is not reported in the table.
3. Figures in parentheses are share (in per cent) to respective total.
4. Percentage figures are rounded-off to one decimal place.
Source: Quarterly returns of NBFCs-D, RBI. | |