PDF document (54 kb)
Date : Dec 27, 2022
List of Select Abbreviations
AD-1 Authorized Dealers Category-I
AEs Advanced Economies
AePS Aadhaar Enabled Payment Systems
AFA Additional Factor of Authentication
AFS Available for Sale
AI/ML Artificial Intelligence and Machine Learning
AID All Inclusive Directions
AIFIs All India Financial Institutions
AML Anti-Money Laundering
ANBC Adjusted Net Bank Credit
APR Annual Percentage Rate
AQR Asset Quality Review
ARCs Asset Reconstruction Companies
ARDL-EC Autoregressive Distributed Lag Model with Error Correction
ASISO Automated Sweep-In and Sweep-Out
BBPOUs Bharat Bill Payment Operating Units
BBPS Bharat Bill Payment System
BCBS Basel Committee on Banking Supervision
BC-ICT Business Correspondents - Information and Communication Technology
BCs Business Correspondents
BEI Banking Expectations Index
BFSCI Bloomberg U.S. Financial Conditions Index
BIS Bank for International Settlements
BISIH BIS Innovation Hub
BOS Banking Ombudsman Scheme
bps Basis Points
BSBDAs Basic Savings Bank Deposit Accounts
CADs Current Account Deficits
CAGR Compound Annual Growth Rate
CASA Current Account and Savings Account
CBDC Central Bank Digital Currency
CBS Core Banking Solution
CC Contact Centre
CCB Capital Conservation Buffer
CCO Chief Compliance Officer
CCPs Central Counterparties
C-D Credit-Deposit
CDS Credit Default Swap
CDs Certificates of Deposits
CEPCs Consumer Education and Protection Cells
CET Common Equity Tier
CFLs Centres for Financial Literacy
CFSS Core Financial Services Solution
CGFMU Credit Guarantee Fund for Micro Units
CI Confidence Interval
CICERO Centre for International Climate Research
CICs Core Investment Companies
CICs Credit Information Companies
CIMS Centralised Information and Management System
CIRP Corporate Insolvency Resolution Process
CISBI Central Information System for Banking Infrastructure
CMBs Cash Management Bills
CME Capital Market Exposure
CoR Certificate of Registration
CoVaR Conditional Value at Risk
CPI Consumer Price Index
CPMI Committee on Payments and Market Infrastructures
CPs Commercial Papers
CRAR Capital to Risk-Weighted Assets Ratio
CRAs Credit Rating Agencies
CRE Commercial Real Estate
CRE-RH Commercial Real Estate – Residential Housing
CRILC Central Repository of Information on Large Credits
CRM Credit Risk Mitigation
CRMs Cash Recycling Machines
CRO Chief Risk Officer
CRR Cash Reserve Ratio
CSRD Corporate Sustainability Reporting Directive
CVA Credit Valuation Adjustment
DAY-NRLM Deendayal Antyodaya Yojana-National Rural Livelihood Mission
DBTs Direct Benefit Transfers
DBUs Digital Banking Units
DCCBs District Central Co-operative Banks
DFI Development Financial Institution
DICGC Deposit Insurance and Credit Guarantee Corporation
DIF Deposit Insurance Fund
DLAs Digital Lending Applications
DP Discussion Paper
DPI Digital Payments Index
D-SIBs Domestic Systemically Important Banks
DTH Direct-To-Home
EBLRs External Benchmark Linked Lending Rates
ECB European Central Bank
ECBs External Commercial Borrowings
ECL Expected Credit Loss
ECLGS Emergency Credit Line Guarantee Scheme
EGARCH Exponential Generalized Autoregressive Conditional Heteroskedasticity
EMDEs Emerging Market and Developing Economies
EMEs Emerging Market Economies
eNWRs Electronic Negotiable Warehouse Receipts
ESG Environmental, Social And Governance
EXIM Bank Export Import Bank of India
FADA Federation of Automobile Dealers’ Associations
FAS Financial Access Survey
FBCs Fixed-point Business Correspondents
FBs Foreign Banks
FCI Financial Conditions Index
FCNR(B) Foreign Currency (Non-Resident) Accounts (Banks)
FCS-OIS Foreign Currency Settled Overnight Indexed Swap
FIs Financial Institutions
FI-Index Financial Inclusion Index
FIPs Financial Inclusion Plans
FLCs Financial Literacy Centres
FMIs Financial Market Infrastructures
FPC Fair Practices Code
FRRR Fixed Rate Reverse Repo
FSB Financial Stability Board
FSWM Financially Sound and Well Managed
GCCs General Credit Cards
GDP Gross Domestic Product
GFC Global Financial Crisis
GNPA Gross Non-Performing Assets
G-SAP Government Securities Acquisition Programme
G-Secs Government Securities
HFCs Housing Finance Companies
HFT Held for Trade
HO Head Office
HQLAs High Quality Liquid Assets
HTM Held to Maturity
IAC Independent Advisory Committee
IBBI Insolvency and Bankruptcy Board of India
IBC Insolvency and Bankruptcy Code
ICCW Interoperable Card-less Cash Withdrawal
ICMA International Capital Market Association’s
I-D Investment-Deposit
IFR Investment Fluctuation Reserve
IFSC International Financial Services Centre
IIS Investment In Securities
IMF International Monetary Fund
INR Indian Rupees
IO Internal Ombudsman
IPOs Initial Public Offerings
IRB Internal Ratings-Based
IRRBB Interest Rate Risk in the Banking Book
ISSB International Sustainability Standards Board
IVR Interactive Voice Response
JLGs Joint Liability Groups
KCC Kisan Credit Card
KFS Key Fact Statement
KMP Key Managerial Personnel
KPIs Key Performance Indicators
KYC Know Your Customer
KUA KYC User Agency
LABs Local Area Banks
LAF Liquidity Adjustment Facility
LCR Liquidity Coverage Ratio
LEF Large Exposure Framework
LEs Legal Entities
LIBOR London Interbank Offered Rate
LR Leverage Ratio
LSPs Lending Service Providers
LTV Loan-to-Value
MD Master Direction
MIBOR Mumbai Interbank Offered Rate
MIGR Minimum Investment Grade Credit Ratings
MMF Money Market Fund
MPC Monetary Policy Committee
MoSPI Ministry of Statistics and Program Implementation
MSF Marginal Standing Facility
MSMEs Micro, Small and Medium Enterprises
MtM Mark-to-Market
NABARD National Bank for Agriculture and Rural Development
NaBFID National Bank for Financing Infrastructure and Development
NACH National Automated Clearing House
NBFC-AA NBFC-Account Aggregator
NBFC-ICCs NBFC-Investment And Credit Companies
NBFC-IDF NBFC-Infrastructure Debt Fund
NBFC-IFC NBFC-Infrastructure Finance Company
NBFC-MFIs NBFC-Micro Finance Institutions
NBFC-ML NBFC-Middle Layer
NBFC-NOFHC NBFC-Non-Operative Financial Holding Company
NBFC-P2P NBFC–Peer to Peer Lending Platform
NBFCs Non-Banking Financial Companies
NBFCs-D Deposit-Taking NBFCs
NBFCs-ND Non-Deposit Taking NBFCs
NBFCs-ND-SI Non-Deposit Taking Systemically Important NBFCs
NBFC-UL NBFC-Upper Layer
NBFI Non-Bank Financial Intermediation
NBFIs Non-Bank Financial Intermediaries
NBFIs Non-Banking Financial Institutions
NCCDs Non-Centrally Cleared Derivatives
NCDs Non-Convertible Debentures
NCLTs National Company Law Tribunals
NDS-OM Negotiated Dealing System-Order Matching
NDTL Net Demand and Time Liabilities
NED Non-Executive Directors
NGFS Network for Greening the Financial System
NHB National Housing Bank
NII Net Interest Income
NIM Net Interest Margin
NNPA Net Non-Performing Assets
NOF Net Owned Fund
NPAs Non-Performing Assets
NPCI National Payments Corporation of India
NPLs Non-Performing Loans
NRC Nomination and Remuneration Committee
NRO Non-Resident Ordinary
NSFI National Strategy for Financial Inclusion
NSFR Net Stable Funding Ratio
NSUCBs Non-Scheduled Urban Co-operative Banks
NWRs Negotiable Warehouse Receipts
O-ARR Overnight Alternative Reference Rate
OD Overdraft
OEFs Open-Ended Funds
OFCBs Overseas Foreign Currency Borrowings
OIS Overnight Indexed Swap
OMO Open Market Operation
OSDT Ombudsman Scheme for Digital Transactions
OSNBFC Ombudsman Scheme for Non-Banking Financial Companies
OTC Over-the-Counter
OTS One-Time Settlement
PACS Primary Agricultural Credit Societies
PBs Payments Banks
PCA Prompt Corrective Action
PCARDBs Primary Co-operative Agriculture and Rural Development Banks
PCR Provision Coverage Ratio
PDs Primary Dealers
PLI Production Linked Incentive
PLR Prime Lending Rate
PMAY-G Pradhan Mantri Awaas Yojana-Gramin
PMAY-U Pradhan Mantri Aawas Yojna-Urban
PMCBL Punjab and Maharashtra Co-operative Bank Ltd
PMJDY Pradhan Mantri Jan Dhan Yojana
PML Prevention of Money Laundering
PSBs Public Sector Banks
PSL Priority Sector Lending
PSLCs Priority Sector Lending Certificates
PSUs Public Sector Undertakings
PVBs Private Sector Banks
QBs Qualified Buyers
RBIH Reserve Bank Innovation Hub
RB-IOS Reserve Bank - Integrated Ombudsman Scheme
RDG Retail Direct Gilt
REE Real Estate Exposures
REs Regulated Entities
RMCB Risk Management Committee of the Board
RoA Return on Assets
RoE Return on Equity
RR Reserve Ratio
RRBs Regional Rural Banks
RS Regulatory Sandbox
RSA Restructured Standard Advances
RT Risk Thresholds
RTGS Real Time Gross Settlement
RWAs Risk-Weighted Assets
SARFAESI Act Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act
SBM-G Swachh Bharat Mission-Gramin
SBR Scale Based Regulation
SCARDBs State Co-operative Agriculture and Rural Development Banks
SCBs Scheduled Commercial Banks
SDF Standing Deposit Facility
SEs Supervised Entities
SF/MF Small and Marginal Farmers
SFBs Small Finance Banks
SFG Sustainable Finance Group
SGBs Sovereign Gold Bonds
SHG-BLP Self-Help Group - Bank Linkage Programme
SHGs Self Help Groups
SIAM Society of Indian Automobile Manufacturers
SIDBI Small Industries Development Bank of India
SLF Special Liquidity Facility
SLR Statutory Liquidity Ratio
SLTRO Special Long-Term Repo Operations
SMA Special Mention Accounts
SMEs Small and Micro Enterprises
SMFs Small and Marginal Farmers
SPDs Standalone Primary Dealers
SPO Second Party Opinion
SRs Security Receipts
SSBs Standard Setting Bodies
SSE Sensitive Sector Exposure
StCBs State Co-operative Banks
SUCBs Scheduled Urban Co-operative Banks
TBTF Too-Big-To-Fail
TCFD Task Force on Climate-Related Financial Disclosures
TLAC Total Loss-Absorbing Capacity
TLTRO Targeted Long-Term Repo Operations
TR Trade Repository
TR Total Remuneration
TReDS Trade Receivables Discounting System
TREPS Triparty Repo Dealing and Settlement
UCBs Urban Co-operative Banks
UIDAI Unique Identification Authority Of India
UPI Unified Payments Interface
U.K. United Kingdom
U.S. United States
USFB Unity Small Finance Bank
UTs Union Territories
VAR Vector Auto Regression
VaR Value at Risk
VP Variable Pay
VRR Variable Rate Repo
VRRR Variable Rate Reverse Repo
WAC Weighted Average Cost
WAPs Weighted Average Premiums
WEO World Economic Outlook
WGDL Working Group on Digital Lending
WOS Wholly-Owned Subsidiary