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Date : Nov 15, 2023

Table 159: State-wise Credit-Deposit Ratio of Regional Rural Banks

(As at end-March)
(Per cent)
Region/State/Union Territory	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013
NORTHERN REGION	42.9	49.7	52.2	54.3	60.4	59.4	65.5	65.7	66.8	67.3
Haryana	57.3	61.4	58.0	53.1	60.3	68.2	74.1	69.0	69.4	65.4
Himachal Pradesh	25.5	29.1	34.5	38.5	40.5	41.4	41.6	42.6	42.8	43.4
Jammu & Kashmir	20.9	21.7	24.1	27.6	33.4	33.7	35.2	35.5	38.8	39.6
Punjab	46.3	51.9	54.7	54.7	63.1	62.2	67.0	69.4	74.8	79.9
Rajasthan	45.2	55.2	58.9	64.1	68.9	61.4	68.1	71.8	72.3	74.7
Chandigarh	-	-	-	-	-	-	-	-	-	-
Delhi	-	-	-	-	-	-	-	-	-	-
Ladakh	-	-	-	-	-	-	-	-	-	-
NORTH-EASTERN REGION	37.3	41.3	46.4	49.4	49.9	44.5	44.1	45.1	46.8	49.4
Arunachal Pradesh	58.9	53.1	46.8	34.6	25.6	18.9	20.1	21.5	17.1	21.6
Assam	38.4	44.6	49.8	53.4	52.6	48.3	47.5	48.0	53.7	56.4
Manipur	51.6	64.9	74.5	74.5	60.0	41.7	36.6	34.7	27.1	34.6
Meghalaya	26.1	24.5	27.0	29.6	30.7	29.5	35.0	31.9	34.4	37.9
Mizoram	40.6	55.3	63.8	64.9	63.7	53.9	48.4	54.0	41.7	44.7
Nagaland	38.5	46.2	43.8	50.0	47.1	33.3	27.3	26.2	28.0	30.0
Tripura	34.1	33.9	40.8	43.7	47.9	41.3	41.0	44.0	42.4	44.4
EASTERN REGION	38.4	42.5	44.4	46.9	46.1	41.8	42.8	45.5	48.9	50.8
Bihar	29.4	32.8	36.0	40.5	42.0	39.3	41.6	43.5	46.7	49.1
Jharkhand	25.7	29.6	30.6	30.4	30.2	25.9	29.0	31.7	35.0	37.1
Odisha	58.6	64.4	66.1	66.7	62.0	52.5	51.2	54.4	58.2	61.1
Sikkim	-	-	-	-	-	-	-	-	-	-
West Bengal	39.5	43.5	44.6	46.0	44.5	41.7	41.6	45.2	48.3	49.1
Andaman & Nicobar Islands	-	-	-	-	-	-	-	-	-	-
CENTRAL REGION	37.0	41.6	44.5	46.9	47.8	46.2	46.7	46.7	50.6	51.6
Chhattisgarh	27.6	30.2	32.6	33.3	31.6	30.0	32.2	32.5	33.0	33.7
Madhya Pradesh	42.6	48.1	49.2	51.8	53.4	50.2	52.2	52.1	53.1	56.1
Uttar Pradesh	36.5	41.3	44.7	47.3	48.1	46.6	46.2	46.5	51.9	52.5
Uttarakhand	33.7	35.8	39.1	40.0	46.6	54.5	60.9	55.5	55.1	57.6
WESTERN REGION	45.8	51.0	50.4	52.4	53.4	49.7	49.0	48.7	52.9	60.6
Goa	-	-	-	-	-	-	-	-	-	-
Gujarat	45.5	46.4	50.2	54.1	55.1	49.1	46.6	44.3	46.2	52.2
Maharashtra	46.1	55.4	50.5	50.7	51.9	50.3	51.3	52.9	59.5	68.9
Dadra & Nagar Haveli	-	-	-	-	-	-	-	-	-	-
Daman & Diu	-	-	-	-	-	-	-	-	-	-
SOUTHERN REGION	80.2	91.5	94.9	97.0	98.4	91.6	95.0	96.6	102.9	105.8
Andhra Pradesh	71.8	86.1	89.4	87.6	95.6	92.9	96.4	100.4	109.8	118.1
Karnataka	84.2	91.7	94.0	97.9	94.5	84.8	84.4	81.3	87.0	85.5
Kerala	94.6	103.9	109.5	117.5	113.3	100.6	108.7	115.4	111.2	110.9
Tamil Nadu	85.6	98.9	100.9	106.6	103.0	100.8	115.1	120.9	128.8	133.5
Lakshadweep	-	-	-	-	-	-	-	-	-	-
Puducherry	-	-	-	-	-	66.7	107.3	106.5	120.0	117.6
Telangana	-	-	-	-	-	-	-	-	-	-
ALL INDIA	46.8	53.0	55.9	58.7	60.2	56.5	58.6	59.9	63.7	66.2

TABLE 159: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.)
(As at end-March)
(Per cent)
Region/State/Union Territory	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
NORTHERN REGION	68.6	70.4	71.8	65.6	68.3	68.2	65.7	66.1	69.7	70.6
Haryana	66.8	70.0	71.3	64.8	65.2	65.5	62.7	60.6	63.9	65.9
Himachal Pradesh	39.3	33.3	35.9	32.5	32.6	36.3	36.4	37.7	38.6	41.5
Jammu & Kashmir	43.6	45.2	47.9	42.4	43.5	47.6	50.6	54.4	58.0	61.9
Punjab	82.2	86.5	86.3	81.3	87.7	82.2	77.3	75.3	77.8	78.2
Rajasthan	75.9	77.1	79.0	71.4	75.5	75.4	72.1	73.4	77.8	77.5
Chandigarh	-	-	-	-	-	-	-	-	-	-
Delhi	-	-	-	-	-	-	-	-	-	-
Ladakh	-	-	-	-	-	-	128.2	136.4	121.9	113.8
NORTH-EASTERN REGION	49.2	47.4	49.4	45.4	43.8	39.8	37.5	38.3	43.7	45.2
Arunachal Pradesh	18.0	25.0	26.7	24.6	33.3	30.1	22.1	23.9	23.5	29.2
Assam	55.8	53.2	56.0	52.9	46.2	40.8	36.4	38.3	42.7	48.0
Manipur	38.5	50.0	41.9	39.3	33.3	44.4	51.7	49.7	176.1	79.6
Meghalaya	45.9	54.5	50.0	36.7	38.9	32.8	33.6	31.4	29.2	30.2
Mizoram	50.2	50.0	56.6	52.2	52.4	47.4	44.2	49.3	59.2	58.1
Nagaland	33.6	0.0	32.8	22.2	0.0	29.4	29.8	28.2	34.9	38.8
Tripura	40.7	39.0	38.5	37.0	40.7	38.5	38.2	35.7	38.5	40.4
EASTERN REGION	53.1	53.4	50.7	47.3	47.8	47.2	46.4	48.8	50.7	52.9
Bihar	54.4	55.2	50.7	50.4	52.1	52.2	51.6	55.6	53.4	56.8
Jharkhand	39.7	40.4	40.4	36.3	36.8	38.3	40.9	42.2	45.9	51.4
Odisha	59.8	59.8	56.2	49.6	48.1	43.6	41.0	41.3	48.1	49.4
Sikkim	-	-	-	-	-	-	-	-	-	-
West Bengal	50.0	50.0	49.6	44.5	45.0	45.5	44.6	47.4	48.6	50.9
Andaman & Nicobar Islands	-	-	-	-	-	-	-	-	-	-
CENTRAL REGION	54.9	56.5	57.5	53.0	52.8	55.2	52.8	53.3	52.5	57.0
Chhattisgarh	31.8	31.1	31.2	29.0	28.9	29.0	31.0	35.7	38.3	44.8
Madhya Pradesh	56.3	61.3	61.8	56.1	58.3	54.8	52.5	53.0	57.7	63.7
Uttar Pradesh	57.3	58.4	59.6	55.2	54.6	58.8	56.1	56.1	53.5	57.7
Uttarakhand	61.3	62.1	60.7	49.6	47.7	49.2	44.5	43.3	43.0	44.2
WESTERN REGION	62.0	62.4	65.8	63.0	59.3	62.5	57.7	58.4	60.9	65.8
Goa	-	-	-	-	-	-	-	-	-	-
Gujarat	53.7	54.3	56.3	53.9	59.5	61.7	61.5	61.7	62.0	64.5
Maharashtra	70.3	70.2	75.0	73.1	59.0	63.3	54.0	55.4	59.9	67.1
Dadra & Nagar Haveli	-	-	-	-	-	-	-	-	-	-
Daman & Diu	-	-	-	-	-	-	-	-	-	-
SOUTHERN REGION	104.8	98.8	92.3	87.2	96.4	99.7	96.7	100.7	102.7	100.1
Andhra Pradesh	116.4	100.7	90.8	86.7	93.5	100.0	97.0	102.3	113.6	97.2
Karnataka	85.0	85.8	81.4	76.9	87.4	85.9	81.1	84.6	81.4	80.9
Kerala	118.1	123.8	115.4	113.2	128.3	121.1	108.9	101.1	96.8	99.9
Tamil Nadu	123.0	106.9	96.6	86.9	93.0	100.1	98.3	105.6	103.3	102.8
Lakshadweep	-	-	-	-	-	-	-	-	-	-
Puducherry	110.0	100.0	95.6	85.2	71.4	104.7	84.9	93.4	115.9	124.2
Telangana	-	102.8	99.1	91.7	98.8	110.6	117.6	128.0	134.9	149.0
ALL INDIA	68.1	68.1	67.4	62.8	65.2	66.7	64.4	71.4	68.1	70.3
-: Nil/Not Applicable/Negligible. Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, Reserve Bank of India, various issues.