| (At end-March 2023) |
| (Per cent) |
| Sr. No. | Bank Name | Average Cost of Deposits | Average Yield on Advances | Net Interest Income to Total Assets (Spread) | Net Interest Income to Working Funds | Non Interest Income to Working Funds | Return on Assets (RoA) | CRAR | Business per Employee (₹ crore) | Profit per Employee (₹ crore) |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| 1 | Abhyudaya Co-operative Bank Limited, Mumbai | 4.43 | 8.46 | 2.21 | 2.25 | 0.81 | -1.77 | 6.81 | 6.37 | -0.09 |
| 2 | Ahmedabad Mercantile Co-operative Bank Limited | 5.09 | 8.51 | 3.37 | 3.20 | 0.60 | 1.60 | 30.95 | 11.94 | 0.15 |
| 3 | Akola Janata Commercial Co-operative Bank Limited, Akola | 3.88 | 10.49 | 3.93 | 3.63 | 0.91 | 1.18 | 21.43 | 5.41 | 0.04 |
| 4 | Akola Urban Co-operative Bank Limited, Akola | 4.14 | 9.44 | 3.18 | 3.02 | 3.43 | 0.36 | 15.40 | 4.64 | 0.01 |
| 5 | Amanath Co-operative Bank Limited, Bangalore | 3.71 | 1.83 | 1.64 | 1.46 | 3.21 | -1.61 | 63.17 | 1.73 | -0.02 |
| 6 | Andhra Pradesh Mahesh Co-operative Urban Bank Limited | 5.64 | 11.02 | 2.82 | 2.82 | 0.52 | 0.62 | 34.71 | 6.25 | 0.04 |
| 7 | Apna Sahakari Bank Limited | 4.61 | 8.76 | 2.43 | 2.71 | 1.18 | -1.40 | 7.84 | 8.17 | -0.09 |
| 8 | Bassein Catholic Co-operative Bank Limited | 5.01 | 8.71 | 2.80 | 2.78 | 0.22 | 0.75 | 18.21 | 18.19 | 0.11 |
| 9 | Bharat Co-operative Bank (Mumbai) Limited, Mumbai | 4.90 | 9.41 | 2.80 | 2.62 | 0.70 | -1.15 | 12.59 | 13.06 | -0.11 |
| 10 | Bharati Sahakari Bank Limited | 4.07 | 8.91 | 2.99 | 2.96 | 0.29 | 0.61 | 20.09 | 9.22 | 0.04 |
| 11 | Bombay Mercantile Co-operative Bank Limited | 2.95 | 9.91 | 3.11 | 3.87 | 2.11 | 0.15 | 15.14 | 3.70 | 0.01 |
| 12 | Citizen Credit Co-operative Bank Limited, Mumbai | 3.88 | 8.31 | 2.97 | 3.39 | 0.29 | 0.54 | 22.75 | 9.94 | 0.05 |
| 13 | Cosmos Co-operative Bank Limited | 4.49 | 9.13 | 3.27 | 3.31 | 3.66 | 0.73 | 13.54 | 11.35 | 0.06 |
| 14 | Dombivli Nagari Sahakari Bank Limited | 3.83 | 9.52 | 3.27 | 3.45 | 3.09 | 0.49 | 15.60 | 8.08 | 0.03 |
| 15 | Goa Urban Co-operative Bank Limited | 5.14 | 8.77 | 2.82 | 2.81 | 0.30 | 0.60 | 19.47 | 5.69 | 0.03 |
| 16 | Gopinath Patil Parsik Janata Sahakari Bank Limited, Thane | 3.95 | 8.90 | 2.31 | 3.49 | 0.58 | 0.48 | 21.25 | 7.41 | 0.04 |
| 17 | Greater Bombay Co-operative Bank Limited | 4.64 | 8.73 | 2.72 | 2.92 | 0.76 | 0.22 | 17.67 | 9.25 | 0.02 |
| 18 | Indian Mercantile Co-operative Bank Limited, Lucknow | 2.27 | 5.72 | 4.09 | 5.07 | 0.04 | 1.51 | 44.18 | 1.58 | 0.03 |
| 19 | Jalgaon Janata Sahakari Bank Limited | 4.38 | 9.99 | 3.47 | 3.48 | 0.65 | 0.92 | 15.17 | 9.13 | 0.06 |
| 20 | Jalgaon People's Co-operative Bank Limited | 4.09 | 9.78 | 3.20 | 2.98 | 1.44 | 0.32 | 13.27 | 7.95 | 0.02 |
| 21 | Janakalyan Sahakari Bank Limited, Mumbai | 4.45 | 7.48 | 2.19 | 2.61 | 0.45 | 0.08 | 12.83 | 8.88 | 0.01 |
| 22 | Janalaxmi Co-operative Bank Limited, Nashik | 5.08 | 8.22 | 1.52 | 2.42 | 1.53 | -0.55 | 29.69 | 1.53 | -0.01 |
| 23 | Janata Sahakari Bank Limited, Pune | 4.54 | 8.91 | 2.91 | 2.65 | 1.11 | 0.09 | 13.72 | 11.80 | 0.01 |
| 24 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited | 5.28 | 10.11 | 3.23 | 3.18 | 0.56 | 0.49 | 12.99 | 7.62 | 0.03 |
| 25 | Kalupur Commercial Co-operative Bank Limited | 4.67 | 8.56 | 3.20 | 3.01 | 0.61 | 1.51 | 18.85 | 17.59 | 0.19 |
| 26 | Kalyan Janata Sahakari Bank Limited, Kalyan | 4.55 | 9.12 | 2.71 | 2.64 | 0.98 | -0.59 | 10.06 | 11.56 | -0.04 |
| 27 | Kapol Co-operative Bank Limited, Mumbai | 3.18 | 1.14 | 0.25 | 0.27 | 0.20 | -1.35 | -359.81 | 2.22 | -0.06 |
| Appendix Table V.1: Select Financial Parameters: Scheduled UCBs (Concluded) |
| (At end-March 2023) |
| (Per cent) |
| Sr. No. | Bank Name | Average Cost of Deposits | Average Yield on Advances | Net Interest Income to Total Assets (Spread) | Net Interest Income to Working Funds | Non Interest Income to Working Funds | Return on Assets (RoA) | CRAR | Business per Employee (₹ crore) | Profit per Employee (₹ crore) |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| 28 | Karad Urban Co-operative Bank Limited | 5.07 | 9.94 | 3.35 | 3.40 | 0.56 | 0.55 | 17.11 | 6.37 | 0.03 |
| 29 | Khamgaon Urban Co-operative Bank Limited, Khamgaon | 3.65 | 10.45 | 3.97 | 3.89 | 0.77 | 0.60 | 21.80 | 5.14 | 0.02 |
| 30 | Mahanagar Co-operative Bank Limited, Mumbai | 4.55 | 9.45 | 3.27 | 3.49 | 0.34 | 0.55 | 15.34 | 7.55 | 0.03 |
| 31 | Mehsana Urban Co-operative Bank Limited | 5.42 | 9.83 | 3.64 | 3.24 | 0.80 | 1.36 | 15.59 | 22.17 | 0.19 |
| 32 | Nagar Urban Co-operative Bank Limited, Ahmednagar | 4.19 | 5.22 | 2.41 | 3.86 | 0.28 | -4.05 | -82.76 | 2.42 | -0.17 |
| 33 | Nagpur Nagrik Sahakari Bank Limited | 4.00 | 9.35 | 3.39 | 3.24 | 1.37 | 0.26 | 13.68 | 7.27 | 0.01 |
| 34 | Nasik Merchant's Co-operative Bank Limited | 4.29 | 9.76 | 4.01 | 3.98 | 1.18 | 1.47 | 34.99 | 4.29 | 0.05 |
| 35 | New India Co-operative Bank Limited, Mumbai | 4.52 | 9.64 | 2.15 | 2.26 | 0.96 | -0.98 | 7.83 | 12.93 | -0.11 |
| 36 | NKGSB Co-operative Bank Limited, Mumbai | 4.71 | 9.03 | 2.80 | 2.93 | 0.92 | 0.25 | 12.66 | 12.40 | 0.02 |
| 37 | Nutan Nagarik Sahakari Bank Limited, Ahmedabad | 5.20 | 8.23 | 2.09 | 1.98 | 0.96 | 0.56 | 15.79 | 14.25 | 0.05 |
| 38 | Pravara Sahakari Bank Limited | 5.10 | 10.90 | 3.60 | 3.53 | 0.87 | 0.49 | 14.76 | 5.86 | 0.02 |
| 39 | Rajarambapu Sahakari Bank Limited | 5.59 | 9.82 | 3.01 | 3.01 | 0.81 | 0.56 | 14.03 | 9.74 | 0.04 |
| 40 | Rajkot Nagrik Sahakari Bank Limited | 4.91 | 9.74 | 3.33 | 3.13 | 0.36 | 1.39 | 19.30 | 9.20 | 0.09 |
| 41 | Sangli Urban Co-operative Bank Limited, Sangli | 5.20 | 8.67 | 2.23 | 2.44 | 0.34 | 0.04 | 12.97 | 6.73 | 0.00 |
| 42 | Saraswat Co-operative Bank Limited, Bombay | 4.49 | 8.67 | 2.72 | 2.59 | 1.03 | 0.69 | 16.01 | 16.25 | 0.08 |
| 43 | SBPP Co-operative Bank Limited, Killa Pardi | 4.08 | 9.16 | 3.66 | 3.57 | 0.36 | 0.63 | 19.93 | 9.06 | 0.04 |
| 44 | Shamrao Vithal Co-operative Bank Limited | 4.70 | 9.19 | 3.80 | 3.49 | 0.80 | 0.93 | 14.70 | 14.54 | 0.08 |
| 45 | Shikshak Sahakari Bank Limited, Nagpur | 4.32 | 7.91 | 1.93 | 2.36 | 1.94 | 0.11 | 12.42 | 5.33 | 0.01 |
| 46 | Solapur Janata Sahakari Bank Limited | 5.05 | 10.54 | 3.10 | 3.35 | 0.97 | 1.11 | 16.36 | 7.49 | 0.07 |
| 47 | Surat Peoples Co-operative Bank Limited | 5.49 | 8.92 | 2.86 | 2.67 | 0.26 | 1.15 | 14.10 | 26.11 | 0.19 |
| 48 | Thane Bharat Sahakari Bank Limited | 4.15 | 9.51 | 3.21 | 3.28 | 1.20 | 0.32 | 14.21 | 7.54 | 0.02 |
| 49 | TJSB Sahakari Bank | 4.55 | 9.65 | 3.47 | 3.27 | 0.61 | 1.16 | 16.93 | 13.15 | 0.11 |
| 50 | Vasai Vikas Sahakari Bank Limited | 4.98 | 9.42 | 2.33 | 2.42 | 0.40 | 0.20 | 15.46 | 10.16 | 0.02 |
| 51 | Zoroastrian Co-operative Bank Limited, Bombay | 4.29 | 9.13 | 2.82 | 3.13 | 0.63 | 0.18 | 26.03 | 7.29 | 0.01 |
Note: Data are provisional.
Source: Off-site surveillance returns, RBI. |